| 基于多层次模糊综合评价的中小企业信用风险评估 |
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| 引用本文： | 王帅,杨培涛,黄庆雯.基于多层次模糊综合评价的中小企业信用风险评估[J].财经理论与实践,2014(5):13-17. |
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| 作者姓名： | 王帅 杨培涛 黄庆雯 |
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| 作者单位： | 1. 中南林业科技大学 经济学院，湖南 长沙 410004; 中南林业科技大学 产融研究中心，湖南 长沙 410205
2. 中南林业科技大学 产融研究中心,湖南 长沙,410205 |
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| 基金项目： | 湖南省科技厅软科学项目，湖南省教育厅科学研究项目，湖南省社科院省情与决策项目 |
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| 摘 要： | 引入多层次模糊评价方法,设计包括行业状况、上下游状况、产品状况、管理水平、财务状况和资信状况的指标体系,构建多层次模糊综合评价的中小企业信用风险评估模型。算例分析表明该方法综合了定性因素和定量因素,能有效地评价中小企业的信用风险。
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| 关 键 词： | 多层次模糊综合评价 信用风险 风险评估 |
The Impact of Credit Support on low carbon economy: an empirical study on the Hunan Province |
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| WANG Shuai,YANG Pei-tao,HUANG Qing-wen.The Impact of Credit Support on low carbon economy: an empirical study on the Hunan Province[J].The Theory and Practice of Finance and Economics,2014(5):13-17. |
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| Authors: | WANG Shuai YANG Pei-tao HUANG Qing-wen |
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| Institution: | (1.School of Economics, Central South University of Forestry and Technology, Changsha, Hunan410004,China; 2.Industry and Finance Research Center,Central South University of Forestry and Technology,Changsha, Hunan410004,China) |
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| Abstract: | SMEs is an important part of the social economy, but the credit risk of SMEs is difficult to obtain due to the information asymmetry. This paper constructs a multi-layer fuzzy comprehensive evaluation model to evaluate the credit risk of SMEs by introducing the fuzzy comprehensive method and designing the indicator system which includes the industry condition, the industry chain, the product information, the management level, the financial condition and the credit condition of a company. And the example analysis shows that the method proposed in this paper is effective to evaluate the credit risk of SMEs. |
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| Keywords: | Multi-layer fuzzy comprehensive evaluation Credit risk Risk evaluation |
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