中介模式下信用信息征集博弈分析

从博弈论的角度,结合守信激励、失信惩罚的机制,分析了征信机构与信息提供者在一次博弈与重复博弈中的不同行为策略,提出了影响信息提供者提供信息质量的因素主要包括信息提供者提供信息的单位成本,提供虚假信息所受到的惩罚,征信机构购买信息的价格。研究结果表明,应该加快信息的流通速度,提高信息的透明度,建立有效的守信激励、失信惩罚的机制,从而提高信用信息的真实性。

A Game Theory Analyze about Credit Information Collection under the Model of Intermediary Institution

From perspective of the game theory,by the rule of real information getting encouragement and false informant getting punishment,the paper analyzes the different strategies of the information suppliers and information receivers. We point out the factors affecting the quality of information which given by information suppliers. The consequence indicates that the credit organization should accelerate the circular rapidity of information,enhance transparency of information and establish on effective mechanism ...