Risk‐Coping Measures against Health Shocks during the Process of Penetration of Health Insurance in Vietnam |
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| Authors: | Masako Hasegawa |
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| Affiliation: | Japan Institute for Public Policy Studies and Osaka School of International Public Policy, Osaka University, Tokyo, Japan |
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| Abstract: | Does the recent introduction of public health insurance influence households' risk‐coping measures in developing countries? This study investigates risk‐coping measures for health shocks using a Living Standard Measurement Survey in Vietnam where universal health coverage is aimed to be achieved. The estimated results suggest that precautionary savings are the main form of assets in poor households. Health insurance seems to be used by people in poor health, which indicates that the problem of adverse selection exits. Importantly, get well gifts in the form of money play a significant role in helping households cope with health shocks. A traditional informal insurance system still exists in close Vietnamese communities. |
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| Keywords: | health shock risk‐coping measures health insurance get well gifts |
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