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今年工商银行在浙江省的15家支行将打造成为小企业专营支行,在小企业客户较为集中地区的59家一级支行和26家集镇支行设立“小企业金融业务分中心”,并抽调精干人员充实这100家小企业专营机构,专业从事小企业和个人融资业务。 相似文献
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一、金融产品建设与市场营销契合必要性
(一)金融产品建设现状
当前金融产品建设情势严峻,主要存在以下“四重四轻”现象:重负债业务产品开发,轻资产业务产品开发;重本币产品开发,轻外币产品开发;重单个客户群体,轻集团客户开发;重产品开发,轻产品维护与功能调整。 相似文献
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中信银行全新推出“中信小企业成长伴侣”,旨在丰富小企业金融产品,提升专业化金融服务,助力小企业成就大事业。 相似文献
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交行台州分行将持续加大信贷投放力度,更加注重金融产品创新,着力提升服务水平,全力支持台州市经济社会事业发展。 相似文献
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随着招行武汉分行批发条线金融部制改革深化,分行商贸金融部于日前正式成立,并成功召开了首次商贸金融客户营销思路研讨会。研讨会上,分行产品专家详细解读了总、分行大力推广的商机CRM系统,统一了客户经理们 相似文献
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中国建设银行会计内部控制研究 总被引:1,自引:0,他引:1
中国建设银行是我国四大国有商业银行之一,对我国金融业的重要性不言而喻。在商业银行内部,会计内部控制是银行管理非常重要的环节,对建设银行会计内部控制进行研究,有助于银行加强管理,促进自身发展。 相似文献
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公司治理与银行成长之关系探讨(上)——兼论我国银行公司治理的建构 总被引:2,自引:0,他引:2
经过20多年的改革以后,我国银行业终于将改革的重点置于"建立和完善良好的银行公司治理".本文从公司治理与银行经营绩效的内在逻辑关系出发,比较分析了不同公司治理模式及其特征,从理论上阐述了公司治理的本质以及加强公司治理建设的重要性,并针对我国银行公司治理面临的诸多现实挑战,提出了相关策略建议. 相似文献
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五、我国银行公司治理建构面临的挑战
在经历了银行机构多元化→业务专业化→经营企业化(商业化)→企业制度公司化(股份化)这样一条改革路径以后,我国商业银行改革的"关键"终于定位于建立现代银行公司治理这一制度核心层面.目前,对于这一定位,学术界、决策部门和银行业已经没有分歧,并且对银行公司治理改革的目标也达成了多方面的共识:建立规范的股东大会、董事会、监事会制度;引进国内外战略投资者,实现投资主体多元化;制定清晰明确的发展战略;建立科学的决策体系和完善的风险管理体制;优化组织结构体系;建立市场化、规范化的人力资源管理体制和有效的激励约束机制;建立审慎的会计、财务制度和透明的信息披露制度;加强信息科技建设;发挥中介机构专业优势,稳步推进重组上市进程;加强人员培训和公共关系宣传等. 相似文献
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《中国对外贸易(英文版)》2007,(1):58-58
Established in 1994 and solely owned by the central government, The Export-Import Bank of China (China Eximbank) is a state policy bank under the direct leadership of the State Council. Its international credit ratings are compatible with the national sovereign ratings. At present, the Bank has seven business branches, six domestic representative offices and two overseas representative officesone for Southern & Eastern Africa and the other in Paris Rep. Office. It has established and maintained correspondent relationship with 140 foreign banks worldwide. 相似文献
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《中国对外贸易(英文版)》2006,(16):48-48
Established in 1994 and solely owned by the central government, The Export-Import Bank of China (China Eximbank) is a state policy bank under the direct leadership of the State Council. Its international credit ratings are compatible with the national sovereign ratings. At present, the Bank has seven business branches, six domestic representative offices and two overseas representative offices - one for Southern & Eastern Africa and the other in Paris Rep. Office. It has established and maintained cor- respondent relationship with 140 foreign banks worldwide. 相似文献
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《中国对外贸易(英文版)》2006,(12)
Established in 1994and solely owned by the central government, The Export-Im-port Bank of China (China Eximbank) is a state policy bank under the direct leadership of the State Council. Its international credit ratings are compatible with the national sovereign ratings.…… 相似文献
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《中国对外贸易(英文版)》2006,(8):28-28
Established in 1994 and solely owned by the central government, The Export-Import Bank of China (China Eximbank) is astate policy bank under the direct leadership of the State Council. Its international credit ratings are compatible with the national sovereign ratings. At present,the Bank has seven business branches,six domestic representative offices andtwo overseas representative offices - onefor Southern & Eastern Africa and the other in Paris Rep. Office. It has established and maintained correspondent relationship with 140 foreign banks worldwide. 相似文献
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《中国对外贸易(英文版)》2006,(21):60-60
Established in 1994 and solely owned by the central government, The Export-Import Bank of China (China Eximbank) is a state policy bank under the direct leadership of the State Council. Its international credit ratings are compatible with the national sovereign ratings. At present, the Bank has seven business branches, six domestic representative offices and two overseas representative of- rices - one for Southern & Eastern Africa and the other in Paris Rep. Office. It has established and maintained cor- respondent relationship with 140 foreign banks worldwide. 相似文献