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由于我国不同区域间发展极不平衡,其中比较突出的是农村和城市、东南沿海和中西部地区之间,导致了我国信贷市场区域分化。信贷市场区域分化越严重,银行越会忽视部分弱势地区,而把资金集中在部分发达地区。近年来我国信贷资金这种区域集中现象越来越明显,不同区域表现出了巨大的信贷差异。文章首先通过部分相关数据和信贷调查分析了我国信贷市场的区域分化,然后建立了信贷配给的区域分化模型,分析不同区域间信贷差异以及信贷集中。最后给出了相关的结论和建议。  相似文献   

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ASYMMETRIC INFORMATION AND MODELS OF CREDIT RATIONING   总被引:6,自引:0,他引:6  
This paper outlines the development and exposits some of the central ideas and implications of asymmetric information in the credit market.  相似文献   

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This paper combines learning-by-doing and asymmetric information in a model of monopoly regulation with and without foreign competition. The principal source of the information asymmetry is unobservable firm effort in the learning process, although unobservable costs are also considered. The major result is that a post-learning all-or-nothing output-contingent lump-sum subsidy can achieve the regulator's complete information welfare maximum. With foreign competition this model can best be thought of as one involving infant industry regulation.  相似文献   

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“两型社会”建设中长株潭旅游产品开发研究   总被引:1,自引:0,他引:1  
阐述了"两型社会"建设试验区设立的最根本目的、立足点、要解决的关键问题及建设目标,提出了"两型社会"建设中长株潭旅游产品开发模式:构建农业旅游产品模式,构建工业旅游产品模式,构建湘江水景旅游产品模式,构建红色旅游产品模式。  相似文献   

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新中国成立60年以来,广东勇闯敢拼,发挥地域优势,紧抓开放前沿机遇,大力开拓对外贸易,不断优化工农业结构,形成并壮大珠三角城市群,传承与创新岭南文化,强化生态文明的建设.广东迅速从一个农业省发展为全国的经济大省、文化强省及生态文明示范区,在各方面建设中起到了排头兵的作用,成为中国最具影响力的区域中心之一.在这60年里,广东实现了精彩的跨越!  相似文献   

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The Great Leap Forward (GLF) (1958–61) in China was a natural experiment that removed private property rights to achieve rapid growth via central planning, producing immediate famine and death. Using three measures for the GLF, we find that it still exerts a significant negative effect on output per worker in 2004 across Chinese provinces. This result is robust to the use of political factors from the GLF period as instruments. The causal relationship persists after controlling for climate conditions and initial output per capita. Moreover, the causal relationship exists when we change the dependent variable to output per worker in 1978, which refutes the notion that market‐oriented reforms alone explain the difference in income in 2004. Therefore, the GLF has had a lasting, negative effect on output.  相似文献   

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朱华晟  王缉慈 《经济地理》2002,22(4):385-389,393
在全球化背景下,很多国家和地区出现的具有竞争优势的产业群现象受到了区域研究学界、商界和公共政策决策者的重视。本文从产业联系的视角,首先分析自20世纪70年代后产业联系在内容及空间上的变化趋势,然后重点论述了在新时期的产业群内,影响企业地方联系强度的主要因素,在理论分析的基础上,文章剖析了东莞电子信息产业群的地方联系问题。  相似文献   

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In most industrialised nations, women are over-represented in the ranks of the poor. Furthermore, it is often argued that this gender-based disadyantage has increased over time. In this paper the author tests this so-called "feminisation of poverty" hypothesis in Great Britain. Cross-sectional data from three years of the Family Expenditure Survey (1968, 1977 and 1986) are used. A poverty measure that is additively decomposable with population share weights, and is consistent with Sen's axiomatic approach to poverty measurement, is used to decompose the "total" amount of poverty into male and female "shares." Somewhat surprisingly, this decomposition lends no support to the feminisation of poverty hypothesis.  相似文献   

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This article investigates the possibility that wealth (holdings of money) serves as a signal of the ability to produce high‐quality products for agents who cannot directly observe the quality of the products. A producer's wealth may advertise past success in selling products to agents who knew the producer's ability and thus signal its ability. This analysis shows that such signaling effects may arise in equilibrium and may lead to more unequal distributions of wealth and lower welfare than would otherwise arise.  相似文献   

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