数据中心安全生产再审视

正2014年对金融业来说注定是不平凡的一年,除了积极应对新金融业态下的业务创新增长,因各种信息安全事件袭扰随之而来的监管压力——既有因业务系统升级中断引发的应急处置问题,又有因数据中心机房火灾引发的基础设施建设问题,还有因核心系统数据库老化引发的系统运维问题急待解决。这些信息安全事件的发生,再一次为金融行业的IT系统建设敲响了警钟,并引起各级金融机构和监管部门对数据中心安全生产、信息系统连续性管理的     

从六大维度来构建新一代金融数据中心

到目前为止，金融行业的数据大集中已基本成型，更多金融企业的目光正逐渐集中于新一代数据中心的建设上。然而，新一代金融数据中心却面临以下四大挑战：一是数据中心的整体性能问题；二是数据中心的安全问题；三是数据中心的管理与维护问题；四是成本问题。数据中心建设是一个复杂的系统工程，在建设时应该从全局的角度通盘考虑，采用模块化的设计思路和分区、分层、分级的设计方法，以及标准化数据中心的体系架构，从而实现数据中心高可靠、高性能、易管理、易扩展的目标。面对新一代数据中心的建设浪潮，H3C新一代金融数据中心解决方案将从六个维度来帮助金融企业应对各种挑战。     

Radware发布攻击防御安全解决方案

本刊讯 日前,Radware发布了业界第一款APSolute攻击防御解决方案,这也是唯一一款能够将多个安全解决方案有机地结合在一起并协同工作,全面保护网络及数据中心基础设施免受日益增长的混合威胁攻击的安全解决方案。     

趋势科技发布2013战略

本刊讯日前,趋势科技发布了以“信息安全进化论”为核心的2013年企业安全发展战略,即终端设备在进化、数据中心在进化、数字威胁也在进化中;企业应享有更智能、更便捷的安全防护屏障并具备管控风险的能力,以阻击各种威胁。在发布会上,趋势科技企业业务部产品开发总裁刘硕琛从三个层面对“威胁演变”进行了解读,并分享了趋势科技24年来不断致力于为企业和个人数据信息交换打造无疆界安全世界的努力和愿景。     

金融业数据中心基础设施评估思考与建议

随着信息化深入发展,金融业数据中心的重要性日益突显,一旦其安全得不到保障,将会造成不可估量的严重后果。因此,人民银行在金融科技发展规划中将金融行业的数据中心安全作为规划的重要部分,要求对基础设施的可用性和可靠性、运维管理流程及人员的安全意识等进行定期检查,及时发现安全隐患并落实整改。但目前,检查评估的标准尚有缺失,不少金融机构缺乏专业能力和技术手段,难以发现问题。文章从笔者多年实践经验出发,对金融业中小型数据中心的基础设施评估提出可行的解决思路。     

信息化时代的安全威胁

网络安全问题不仅会威胁个人和企业的利益,甚至会威胁到国家间的正常交往,引发严重的国际问题。因此,应对信息安全的行动势在必行。应对措施之一就是要加强国家信息安全基础设施建设。但是这不是一个人或一个国家可以完成的事情,所以在加强基础设施建设的同时还必须加强国际合作,构建国际信息安全体系,同时要注意加强个人的网络安全伦理意识的培养。     

电力企业信息安全问题探讨

电力企业信息系统面临的主要风险有物理安全风险、网络安全风险、应用安全风险、管理安全风险等。信息安全问题的解决，三分靠技术，七分靠管理，严格管理是企业避免信息安全遭受威胁的重要措施。本文在分析电力企业信息安全风险的基础上．阐述了电力企业信息安全应对策略。     

商业银行主动式网络安全防御研究

近年来,网络技术飞速发展的同时也滋生出各种信息安全问题。新的漏洞、病毒、攻击程序层出不穷,入侵主机后修改设置并侵入企业网、在网内主机上安置木马程序等网络安全事件逐渐增多,严重影响了企业网的正常运行,尤其对风险高度集中的大型商业银行数据中心的信息安全构成很大威胁。传统防御技术对网络攻击主要采取被动手段,在应对日益加剧的网络风险时显得捉襟见肘,网络安全防护技术正经历着从静态保护向主动防御发展的关键阶段。     

H3C金融数据中心解决方案与实践

金融数据中心建设的挑战。随着国内银行信息化发展的推进。以工行9991工程为标志的数据大集中项目拉开了金融数据中心建设的序幕。数据中心建设是一个复杂的系统工程，以数据为核心。优化业务系统，也带动了IT基础设施的重新架构。这个过程中面临着多样的挑战：选择标准协议、整合异构平台，构建标准化的网络基础设施；统一规划融合的网络、安全、存储等系统；实现数据中心端到端的安全防护；解决Internet接入安全和终端准入控制；实现全面的、精细化的运维管理等。     

科技助力金融服务

随着IT技术的不断发展．以及业务与IT日益密切的联系，当今的数据中心正在面临着一系列挑战；IT环境的管理和维护费用太高，数据中心的运行成本在不断攀升，数据中心的软硬件系统面临着安全隐患的威胁；用户的IT需要最大化的灵活性和全面控制!因为要对市场变化做出反应．需要有可以连续的对技术性能进行监控的灵活性。     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

Separation of Unit of Account from Medium of Exchange

The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…     

银行管理信息平台建设发展的思考

一、目前国内银行IT发展现状及面临的问题 银行数据集中工作的完成,标志着银行的业务由电子化建设阶段转入信息化建设阶段.一方面银行数据的集中提供了丰富全面的基础数据,面对日益庞大的数据源,如何将数字转化为对银行有用的信息,并从中发现知识,为银行的经营决策提供支持,是摆在银行IT人员面前的一个亟待解决的问题.另一方面用户对银行信息的需求日益增长,如果银行没有一套完整、实用的信息管理系统,将对业务发展非常不利.南京爱立信公司倒戈花旗银行事件曾经轰动一时,其中一个重要原因就是中国本地银行不能满足爱立信全球总部对南京爱立信公司的要求:每周财务上报和每天贷款限额管理.这一事件为中国商业银行的未来发展敲响了警钟,如果不加快管理信息系统的开发,迅速提升业务管理水平,类似的事件还会接连不断地发生,并最终导致国内商业银行在同国外商业银行的竞争中全面溃败.     

Properties of time-series estimates of degree of leverage measures

Empirical studies suggest that time-series regression estimates of the degrees of operating and financial leverage have a tendency to produce measures less than one. According to ex ante theory, these measures should be greater than one for firms operating above the breakeven point. There have also been suggestions that the biases in these estimates may be attributable to an underlying increase in unit sales. This work presents evidence that these counter-intuitive measures are produced by changes in the firm's operating parameters (unit price, variable cost, fixed cost and interest payments). It further suggests that attempts to control for the underlying change in unit sales substantially increase the volatility of predicted estimates.