浅谈中国金融监管体系

随着中国经济的不断发展和经济全球化的不断深化,我国的金融业将进一步对世界开放.我国金融行业在经营范围、经营内容和经营结构等方面也不断地出现新的变化.这意味着我国的金融行业在国际经济的冲击下,会面临着更多更复杂的问题.当然,我国金融业在监管方面也会面临相当大的困难.在这种新形势下,我国以分业监管为主的金融监管模式存在很多弊端,已经不能适应金融业发展的需要.为了维持金融业的稳定,保证我国经济持续快速健康发展,我们有必要找出我国金融业存在的问题,并借鉴国外金融监管的经验,对我国的金融监管模式做出一定的调整,完善我国的金融监管体系.本文就目前我国金融监管体系存在的问题和改进措施进行了介绍与分析.     

网络金融监管:内容与措施

网络金融是适应电子商务发展需要而产生的网络时代的金融运行模式。为保证金融业的稳健发展,需要对网络金融机构提供的网络金融服务和网络金融对国家安全形成的影响等进行监管。在监管措施上,应创新传统的金融监管手段,调整监管的结构,并有效加强国际间的监管合作。     

浅谈中国金融监管体系

随着中国经济的不断发展和经济全球化的不断深化,我国的金融业将进一步对世界开放。我国金融行业在经营范围、经营内容和经营结构等方面也不断地出现新的变化。这意味着我国的金融行业在国际经济的冲击下,会面临着更多更复杂的问题。当然,我国金融业在监管方面也会面临相当大的困难。在这种新形势下,我国以分业监管为主的金融监管模式存在很多弊端,已经不能适应金融业发展的需要。为了维持金融业的稳定,保证我国经济持续快速健康发展,我们有必要找出我国金融业存在的问题,并借鉴国外金融监管的经验,对我国的金融监管模式做出一定的调整,完善我国的金融监管体系。本文就目前我国金融监管体系存在的问题和改进措施进行了介绍与分析。     

网络金融监管:内容与措施

网络金融是适应电子商务发展需要而产生的网络时代的金融运行模式。为保证金融业的稳健发展，需要对网络金融机构提供的网络金融服务和网络金融对国家安全形成的影响等进行监管。在监管措施上，应创新传统的金融监管手段，调整监管的结构，并有效加强国际间的监管合作。     

试论国际金融监管发展下中国金融监管问题

随着国际金融市场一体化发展,国际金融危机的蔓延,国际金融监管的新发展,以及外资银行的冲击,中国的金融业与国际金融发展的联系也更加紧密。国际金融运行格局的巨大变化迫使中国要改革金融监管体系,防范金融风险,确保金融机构的稳健运营。通过对当前国际金融监管趋势的分析,结合中国的金融现状提出了改革中国金融监管体系的战略措施。     

次贷危机对我国金融创新与监管的启示

处理好创新与监管的关系,是推动金融业稳健发展的重要课题.在金融创新的同时缺乏相应有效的监管是美国次贷危机爆发的重要原因之一.金融创新与金融监管是矛盾的统一体,具有统一性和对立性,两者相互影响.创新是金融发展的灵魂和不竭动力,金融创新对金融监管起着推动作用.监管是金融发展的引导力量和有力保障,金融监管能支持和引导创新,能消除创新的负面效应,科学有效的监管可以促进金融健康发展.随着金融业的快速发展,创新和监管都呈现出新的发展趋势,在积极推动金融创新的同时加强金融监管,才能实现金融的可持续发展.     

我国金融监管的发展与改革

金融业是一个高风险的行业,金融监管是保证这一行业安全、稳健经营的手段,我国目前金融监管目标基本上是体现了社会利益论,目前的金融监管体制是随着我国经济发展而建立起来的。随着我国加入世贸组织,金融业必将全面开放,必将面临着更大的金融风险。为了降低金融业的风险,应对金融自由化、金融创新,保证金融业的安全稳健运行,中国金融监督必须不断改革,建立完善的监管体制。     

试论我国银行监管

银行监管是金融业乃至整个社会经济稳健运行的基本保证,其不仅关系到金融行业的安全,更关系到整个社会经济的稳定.本文讨论银行监管市场化进程,分析我国银行监管趋势及现状,以及我国现行的银行监管市场化体制所存在的问题并提出解决方案,具有重要意义.     

金融危机背景下我国金融业混业经营的监管模式及风险管理探索

随着金融市场的发展,金融业的混业经营因其特有的优势已经成为国际金融业发展的主导趋势,特别是由于金融危机的影响,对金融业混业经营的监管模武和风险管理的要求不断变化.文章在金融危机的背景之下就中国金融业混业经营的监管模式选择进行分析,探讨了借鉴美国式混业经营模式带来的新风险,并对混业经营的风险管理提出几点建议.     

论金融业综合经营趋势下的监管模式选择

综合经营,已成为当代金融业的发展趋势,也是我国金融业发展的方向.但是,金融业的综合经营与我国目前实施的分业监管模式之间明显不相匹配,金融机构业务的多元化与监管机构的单一化之间也存在着诸多摩擦.鉴于国际上几种典型的金融监管模式以及中国金融监管模式的历史和现状,应在借鉴美国＂伞形＋功能＂型模式操作经验的基础上,以集中监管作为目标模式,并探讨实现这种日标模式的操作路径.     

我国房地产税制的现状及改革构想

房地产税制是维护房地产市场公平竞争，实现国家对房地产业宏观调控的有力杠杆。然而，我国现行的房地产税制却存在税费不分、税制不统一、税制结构不合理等诸多问题。严重影响了其对房地产业应有的宏观调控作用。因此，适时地推进房地产税制的改革应是当务之急，应统一内外税制，合理界定税费的范围，建立统一、规范、合理的房地产税收体系。     

The Change in Productive Efficiency in Telecommunications in the United States

The question addressed here is whether the adoption of incentive regulation, which has become an important regulatory tool in the telecommunications industry in the USA, has resulted in a change in the technical efficiency of local exchange carriers in the USA. After providing an overview of the nature of incentive regulation, a methodology for measuring technical efficiency and its change is introduced. This is a multiple-output/multiple-input distance function approach to measuring technical efficiency. The results of implementing this approach for 19 local exchange carriers for the 1988-2001 period indicate that in the production of local service, intrastate toll/access service, and interstate access to local loops, there was no change in technical efficiency between the 1988-1990 period and the 1991- 2001 period, something that incentive regulation was specifically designed to promote.     

西部地区人力资本投资与知识化发展

人力资本投资在推动知识化发展的过程中存在自增强机制，通过促进人力资本保值增值，进行人力资源合理配置，改善配置环境和配置政策、完善配套措施，有助于充分发挥这一机制的功能，从而实现西部地区知识化发展。     

Age Discrimination in Employment in Canada

Issues pertaining to age discrimination in employment in Canada are analyzed with a view toward highlighting lessons that may be learned from the Canadian experience—an experience that is taking on increased policy importance. Reasons for the increased attention to age discrimination issues are outlined, followed by a portrayal of the age discrimination legislation and court interpretations in Canada, especially as they pertain to mandatory retirement. Enforcement aspects are discussed, as is the evidence on age discrimination in employment and the effectiveness of legislation with respect to age discrimination and mandatory retirement. The article concludes with a discussion of the lessons to be learned from the Canadian experience, especially with respect to the poorly understood but complicated relationship between age discrimination and mandatory retirement. Policy recommendations for strengthening age discrimination legislation are also outlined. (JEL J14 , J24 , J71 )     

Inequalities in Income Distribution in Slovenia

This article presents an empirical analysis of income distribution based on income tax data for Slovenia in 1991-2000. It presents evidence of rising inequalities in income distribution (gross income, gross wages and pensions). These results are supported by coefficients of variation, Gini coefficients and by the Lorenz curves. Inequalities increased rapidly in the 1991 to 1993 period. After a significant decrease in 1994 and a steady increase from 1995 to 2000, the peak value from 1993 was not surpassed. Atkinson's requirements for dominance comparisons are not violated. Inequalities are also present in the distribution of the benefits of economic growth among income groups.     

上海生态农业发展影响因素研究

文章分析了上海生态农业发展的影响因素,并利用计量模型进行检验,认为影响上海生态农业发展的主要因素有农业基础设施、农业劳动力资源、农业产业化水平、农业科技实力状况。     

Public participation in forestry in Turkey

Recently public participation in forestry has been seriously considered in Turkey. Participation is however quite a challenge for a country with a long tradition of top-down management and a strong bottom-up dependence on public provisioning. In such a setting, it may not be surprising that the experiences with public participation in forestry in Turkey are mixed. There are some positive initiatives like the creation of farmer's cooperatives and NGOs, but their role is quite limited and small of scale. This paper is bringing together different views based on existing studies in Turkish related to Turkey's experience with implementing public participation in forestry.     

Inter-enterprise arrears in economies in transition

In the context of economies in transition, the paper argues that an excessive liquidity squeeze could throw the economy into a persistent state of low economic activity. In such bad equilibrium, enterprise transactions become largely demonetized, with a chain of arrears, a form of involuntary credit, spreading over the entire system. The empirical analysis of the Romanian experience seems to support the view advanced in the paper.