Farmers’ motivations,risk perceptions and risk management strategies in a developing economy: Bangladesh experience

Aquaculture farmers’ risk perceptions and risk management strategies have still received little attention in agricultural research. Therefore, an exploratory study has been undertaken to provide empirical insight into Bangladeshi coastal shrimp farmers’ risk perceptions and risk management responses. Data from our study show that 95% of farmers have no formal training in shrimp aquaculture. Shrimp farmers’ cooperative societies operate in only 13.3% of the studied areas and only 15% of shrimp farmers are involved with these cooperative societies. The results reveal that shrimp diseases, price and availability of quality shrimp seeds, exploitation by intermediaries and uncertainty about the future demand for shrimp in foreign markets are perceived as the most important sources of risk. On the other hand, prevention of disease, timely supply of shrimp seeds, elimination of middlemen from the supply chain and farm management training are considered among the best methods to manage the risks in the shrimp‐farming business. We also observe some disparities in farmers’ perceptions. For instance, farmers mentioned that removal of influence of middlemen from supply chain is essential for the betterment of their business. However, they did not consider market monitoring, direct contract with processors and improved marketing facilities as important risk management strategies, although these factors play a significant role in reducing the influence of intermediaries and private money lenders.     

中小企业供应链融资的风险度量--基于R银行交易数据的研究

本文以某城市商业银行开展汽车行业供应链融资数据为样本,运用信用计量模型（CreditMetrics）进行信贷资产组合的信用风险度量模拟,将供应链融资中涉及的主要风险和收益转化成整条供应链融资资产组合的在险价值,探讨城市商业银行运用该模型进行信贷风险量化管理的可行路径。     

供应链合作风险与防范

供应链能够正常运转的精髓在于企业间的合作,如何处理好合作关系,是供应链成败与否的关键.供应链合作风险包括目标冲突风险、协议风险、信息风险、信任风险及文化差异风险等.防范供应链合作风险应从建立信任机制、动态合同控制、建立有效的激励和利益分配机制,以及增进文化融合等方面入手.     

论商业银行供应链金融的风险防范

供应链理论将企业的经营看做是一个价值增值的过程,主张上下游企业间的合作。而供应链金融是指对一个产业供应链中的单个企业或上下游多个企业提供全面的金融服务,以促进供应链核心企业及上下游配套企业“产—供—销”链条的稳固和流转顺畅,并通过金融资本与实业经济的协作,构筑商业银行、企业和商品供应链互利共存、持续发展的产业生态,以有效解决中小企业融资难的问题。本文在对商业银行供应链金融面临的风险和表现形式进行分析的基础上,对如何防范供应链金融风险提出了具体的方法及应对措施,以期达到减少和防范风险,从而实现商业银行可持续发展的目的。     

论商业银行供应链金融的风险防范

供应链理论将企业的经营看做是一个价值增值的过程,主张上下游企业间的合作.而供应链金融是指对一个产业供应链中的单个企业或上下游多个企业提供全面的金融服务,以促进供应链核心企业及上下游配套企业"产-供-销"链条的稳固和流转顺畅,并通过金融资本与实业经济的协作,构筑商业银行、企业和商品供应链互利共存、持续发展的产业生态,以有效解决中小企业融资难的问题.本文在对商业银行供应链金融面临的风险和表现形式进行分析的基础上,对如何防范供应链金融风险提出了具体的方法及应对措施,以期达到减少和防范风险,从而实现商业银行可持续发展的目的.     

供应链金融与企业韧性：基于协同创新和风险承担的视角

基于2010—2022年A股上市公司面板数据,运用固定效应模型和中介效应模型,实证考察供应链金融对企业韧性的影响及作用机制。研究发现：供应链金融能显著提升企业韧性,这种韧性提升效应主要通过协同创新和风险承担进行有效传导。同时,该作用在不同产权性质、企业生命周期和银企关系方面表现出明显的异质性特征。鉴于此,应加速供应链金融发展,推动供应链企业协同创新,构建供应链企业风险共担机制,提升企业韧性水平。     

供应链融资中的担保形态与监管设计：华兴案例

供应链融资是当前银行业切人物流融资服务领域的新型业务,信用风险在核心企业的集聚是其薄弱环节。博兴县“融物通”融资担保模式运用新型的浮动抵押制度,以第三方监管与回购承诺等流程控制手段对冲了融资信用风险。     

Transboundary resilience: the case of social-hydrological systems facing water scarcity or drought

‘Transboundary Risk’ and its management are widely acknowledged concepts, real-world problems and policy challenges preoccupying the fields of geography, sociology, political science, management and disaster studies. Up to the present, the notion of ‘boundary’ in the study and management of transboundary risks principally refers to national borders, whereas other important boundaries, such as the physical boundaries of drainage basins, the boundaries of social-ecological systems (SESs) or the lines separating public from private space, are rarely considered with respect to their penetration by risk dynamics. Resilience has been acknowledged in the case of SESs as an operation appealing to various spatial and temporal scales for access to vital resources. However, the spatio-temporal boundaries which are surpassed or penetrated in the process of transition from one scale to another is an unexplored issue. The authors focus their attention on a specific type of SESs, the social-hydrological systems (SHSs), facing the stress (risk) of water scarcity or drought, and assume that resilience of SHSs may be a process of attraction of water resources from other, probably distant SHSs. This type of resilience which transfers vulnerability might be termed trans-boundary resilience because it necessitates the breaking of boundaries and the spatial transformation of SHSs. This view considers resilience as a transboundary and trans-scalar dynamic process facilitating resource transfer and unveils its spatial dimension as well as its ethical and normative aspects. These assumptions are empirically confirmed in a range of water scarcity and drought problems, which are the following: (a) cities relying on water transfer from distant river basins; (b) agricultural populations and holdings facing drought and relying on a shared aquifer; and (c) arid islands. Whether this type of resilience is valid in other SES cases and other types of risk, is a matter of future research.     

Public policy and administration in a vulnerable society: regulatory reforms initiated by a Norwegian commission

The aims are to give a contribution to a more enlightened and articulated framework for designing safety and rescue institutions and regulatory regimes in a post-modern vulnerable society. The discussions are based on a case study of a Governmental report on ‘A vulnerable society’ (Norway), and the main points at issue in the follow-up public debate. The main points at issue discussed are: (1) problem identification and definition, (2) principles for organizing, (3) change strategies, (4) public and/or private/market control, (5) conflicting models of reality, and finally (6) some overall problems. The reviews of these issues are brief, but give ideas for further studies. Compared to the situation in a number of other countries the Norwegian case is not unique, i.e. the topics discussed have some general relevance for public administration and policy in societal risk and vulnerability management. However, to evaluate alternative approaches and strategies to risk legislation and regulation comparative international studies are needed, as well as in-depth studies within countries related to specific aspects of political culture and specific contingency factors.     

Social Risk Management: A New Conceptual Framework for Social Protection, and Beyond

This paper proposes a new definition and conceptual framework for Social Protection grounded in Social Risk Management. The concept repositions the traditional areas of Social Protection (labor market intervention, social insurance and social safety nets) in a framework that includes three strategies to deal with risk (prevention, mitigation and coping), three levels of formality of risk management (informal, market-based, public) and many actors (individuals, households, communities, NGOs, governments at various levels and international organizations) against the background of asymmetric information and different types of risk. This expanded view of Social Protection emphasizes the double role of risk management instruments—protecting basic livelihood as well as promoting risk taking. It focuses specifically on the poor since they are the most vulnerable to risk and typically lack appropriate risk management instruments, which constrains them from engaging in riskier but also higher return activities and hence gradually moving out of chronic poverty.     

基于扎根理论的养老服务供应链风险识别分析

基于供应链主体维度,运用扎根理论构建养老服务供应链风险识别框架。结果表明:来源于政府、集成商、提供商和老年人不同主体的政策风险、流动性风险、供给风险、管理风险与信任风险是养老供应链面临的主要风险。鉴此,政府应提供资金支持,缓解企业运营压力;规范老年照料劳工市场,解决\"护工荒\"难题;加快建立养老服务标准,提高老人信任度与满意度;加强集成商的核心竞争优势,维护养老服务供应链稳定;完善提供商准入机制和监督机制,从源头为服务质量把关。     

国外供应链金融研究综述

本文介绍了供应链金融的产生与发展,并对近十年来国外供应链金融的理论发展做了分析和总结,以期把理论更好地应用于实践。