当前农村信用体系建设存在问题及建议

农村信用建设是金融生态环境建设的重要部分。然而目前农村的信用状况令人担忧,相对于城市信用体系而言,农村信用体系建设严重滞后,同社会主义新农村建设的要求有着相当大的距离,严重阻碍了社会主义新农村建设的步伐。     

农村信用体系建设的实践与思考——江苏省盐城市农村信用建设的启示

针对农村信用体系建设的现状,阐述了建设社会主义新农村离不开资金的支持。要获得源源不断的资金投入,必须要有良好的社会信用环境氛围作为支撑点。江苏省盐城市农村信用建设的实践经验充分证明了加快农村社会信用体系建设,培育良好的农村信用环境,是建设好新农村的客观要求。     

农户要致富 信用来铺路——大力推进农村信用体系建设

加强信用建设、构建和谐农村--什么是农村信用体系建设农村信用体系建设是人民银行和各级政府部门共同开展的系列工作,是社会主义新农村建设的重要内容。农村信用体系建设包括采集农户等农村经济主体的基本信息、     

农村信用体系建设实践与思考——以甘肃省景泰县为例

十八大以来,党中央和国务院对社会信用体系建设越来越重视,已经把信用建设作为重要内容纳入到全面深化改革的框架当中。作为社会信用体系建设的重要环节,加强农村信用体系建设是社会主义新农村建设的重要内容,是落实党中央、国务院支农惠农政策,扩大农村信贷投入,实现农业增产、农民增收的重要手段。因此,探讨如何加快征信业发展,创造良好的农村社会信用环境,不断增加对农村经济信贷资金投入,支持农村经济可持续发展,促进社会主义新农村建设,显得尤为重要。本文结合景泰县农村信用建设实践,分析农村信用体系建设存在的问题,并提出一些针对性的建议。     

关于农村信用体系建设路径选择的思考——以安徽黄山市为例

随着我国农村经济金融的发展和社会主义新农村建设的深入推进,在农村地区开展信用体系建设已势在必行。农村信用体系建设的核心在于建立科学高效的农户信用信息采集和评价体系,本文以黄山市为例,对农村信用体系建设现状、存在问题进行了调查分析,做出了可行性评价,并提出了建设与完善建设农村信用体系的途径方法和相关政策建议。     

晋宁县农村信用体系建设难点及对策

随着我国社会主义市场经济的不断发展,实现"农民增收、农业发展、农村繁荣"已成为我国经济社会发展的关键问题.农村信用体系是国家信用体系的一部分,建设农村信用体系是完善国家信用体系的必然要求.社会主义新农村建设作为一项宏大的系统工程,既需要大量物质、资金等要素的投入和支持,更需要与之配套搞好技术、信用信息等产品的生产和供给.     

农业产业化企业信用评级与农村信用体系建设

信用是市场经济的基础,在社会主义市场经济条件下,加强农村信用体系建设是促进农村经济社会发展、推动新农村建设的重要保障。对农业产业化企业的信用评级工作,是农村社会信用体系建设的重点。如何探索出一条适合农村信用体系建设的有效途径,吉林省蛟河市天岗石材产业园企业互助协会开展的信用等级评定工作给我们很多的启示,为农村信用体系建设提供了有益的尝试。     

酒泉市农村信用体系建设情况调查

农村信用体系是农村经济金融环境的重要组成部分,它对农村经济和农村金融的发展承载着重要的责任。建构农村信用体系是全面建设小康社会的重要任务,也是完成国家信用体系的必然要求。就目前农村信用体系建设成效而言,与社会主义新农村建设的要求有着很大距离,     

农村征信体系建设的难点及对策建议

建设社会主义新农村是一项长期而艰巨的任务,资金的有效投入是确保社会主义新农村建设取得显著成效的关键所在。所以,营造良好的社会信用环境,最终实现农村经济与金融良性互动发展,就必须加快农村信用体系建设步伐。然而,由于多年来人们信用意识淡薄,信用环境不完善,信用评级不科学等种种因素,农村征信管理体系建设受到很大制约。     

对当前农村信用体系建设的思考——以云南省昆明市西山区为例

<正>随着我国农村经济金融的发展和社会主义新农村建设的深入推进,在农村地区推广信用体系建设已势在必行。本文在对西山区农村信用体系建设现状进行调查分析的基础上,就农村信用体系建设存在问题提出一些思考。一、农村信用体系建设现状从调查情况看,目前西山区农村信用体系建设工作主要是     

美国公司反收购战中毒丸计划的法律分析

公司反收购是现代公司控制权争夺过程中的必然现象，虽然有争议，但如果给予必要的法律约束，它对解决优化资源配置问题有巨大的促进作用。反收购措施起源于美国，美国历史上围绕收购与反收购的案例构成了美国反收购立法的重要组成部分。美国反收购实践展示了多种可能性，其中引人注目的是股东权利计划，又称“毒丸计划”，它已为我国的盛大网络公司对新浪公司的收购所采用，但在法理上股东权利计划并没有得到很好的研究和解释。本文主要针对美国公司反收购实践中的毒丸计划进行研究，从而论证毒丸计划在法律上的有效性。     

Learning in Public Organizations in 2010

The theme of this article is the future of learning in public organizations. It outlines a way of thinking that might underpin learning, and argues that, by the year 2010, public organizations could develop a radical approach to organizational learning that would make the concept more meaningful in their everyday practice. This approach is based on various shifts in the ways in which management is thought about and enacted. These changes are a movement away from the idea of 'the public manager' to a more relational notion: 'management in public'. The author explains what 'management in public' means, and discusses how it can be put into practice in order to transform learning in public organizations.     

Development in medical underwriting in Germany

Life insurance companies generate profits primarily with life insurance and disability protection. Individual risk assessment serves to avoid adverse selection. The assessment of medical risks is based generally on the classification requirements of the reinsurance companies. For this reason the reinsurers provide the primary insurance companies with classification manuals. The manuals from the reinsurers differ only slightly. By means of three examples (heart diseases, cancer and HIV) the development for the last 30 years of underwriting in medical risks is explained in this article.     

3月并购:正常水平

并购是融资的一个重要途径,为了让读者了解国内外的并购形势,《国际融资》杂志和全球并购中心(并购公会)联合推出并购月数据报告,供读者参考     

Inequality in Mortality in Spain*

We analyse the evolution of mortality rates in Spain by age and gender between 1990 and 2018. We compare municipalities, ranked by socio‐economic status (SES) and grouped into bins of similar population size, to study changes not only in levels but also in inequality in mortality across the SES spectrum. We document large decreases in mortality rates throughout the period for all age groups, including children, even after 2000, and continuing after the Great Recession. These declines are stronger for boys and men, who had higher mortality rates to begin with. We find that inequality in mortality across municipalities was low among the young by 2018, while it was higher among adult men and older women. Inequality in fact increased over the period for older men. We explore the role of different causes of death and find that this increase in inequality is driven by stronger improvements in cancer‐related mortality among men living in richer areas. These improvements are not found among women, given their increases in mortality due to lung cancer.     

会计师事务所发展应实施的三大战略

加入WTO以后,我国的注册会计师业务将逐步对外开放,允许国外注册会计师和会计师事务所来华从事会计师业务。这对我国的注册会计师和会计师事务所来说既是机遇又是挑战。一方面,国外的会计师和会计师事务所进来,可以带来国际通行的会计准则、先进的操作方法、经营理念以及一定的客户。另一方面,中国的会计师事务所也可以吸收国外的优秀人才、加强与国外的合作,做大做强,走向世界。因此即将开放的注册会计师业务将使国内会计师事务所面临重新整合的战略发展机遇期。 实施做大做强战略我国的会计师事务所相对国际四大会计师…     

Accountant stereotypes in movies distributed in North America in the twentieth century

We examine the accountant’s image in popular cinema, an influential medium that reflects and shapes social attitudes. After coding 168 characters on 41 characteristics, we use factor analysis to reduce these data to six factors and cluster analysis to identify five stereotypes: Dreamer, Plodder, Eccentric, Hero and Villain. Over time we find an increase in the representation of females, ethnic minorities, CPAs and CAs as movie accountants. Characters with CPAs or CAs are more likely to be Heroes than any other stereotype.     

农村信用社内部人控制问题突破路径

中国农村信用社普遍存在内部人控制问题,导致在"花钱买机制"的改革中法人治理结构的完善难于取得突破性进展.本文分析突破农信社内部人控制问题的难点,认为现行改革方案存在对制度演进的方向预见不足和对完善法人治理结构的长期性估计不足两方面的问题.从激励和约束两方面提出了农信社内部人控制问题的突破路径:确立渐进改革思路,分两步完成控制权的转换;加强金融立法,注重执行层面的政策设计;实施股权激励和"金色降落伞"计划;加强治理文化建设;强化监管,增大法人治理结构完善过程中的保障力量.     

Women in the workplace in developing countries

The increased participation of women in economic activities of developing countries has been neglected, although they often work longer hours than men. In Africa, Asia, and the Pacific women average 12-13 hours more a week than men. They are often heads of households as male partners become ill, migrate, or die. The work is mostly in the household with other subsistence activities that statistics do not count. The UN Statistical Office estimated that the percentage of economically active women increased between 1970 and 1990 in the whole world except for sub-Saharan Africa. Yet the gap between female and male employment in the developing world stays wide because of fewer educational opportunities and social restrictions affecting women. 1/2 of the 70% of 830 million economically active women living in developing countries are in Asia. 3 of 4 women aged over 25 in Asia and Africa are illiterate. In Latin America and the Caribbean less than 25% of women are illiterate. Female illiteracy reaches over 75% in northern Africa and western Asia, almost 75% in sub-Saharan Africa, under 50% in eastern and southeastern Asia, and 75% in southern Asia. There is a wide gap between urban and rural illiteracy of women aged 15-24. In Africa over 40% of urban women were illiterate vs. nearly 80% of rural women in 1980. Enrollment in secondary schools in 1985 indicated that while in developed countries about equal number of girls were enrolled per 100 boys, in northern Africa only 70 girls, in sub-Saharan Africa only 60 girls, in eastern Asia 90 girls, and in southern Asia only about 40 girls were enrolled. In Africa under 20% of women vs. 80% of men in northern Africa, were active in the official economy, while in sub-Saharan Africa 40% of women vs. 90% of men, in Latin America nearly 40% of women vs. 80% of men, and in southern Asia in a little over 20% of women vs. over 80% of men.     

UTM在企业内网中的应用

根据权威统计资料显示，针对企业网络，70％的信息安全事故产生于企业内部。这是由于企业网络的内部使用相对外部访问，拥有更多的权限和资源，也了解更多的企业内网信息（比如网络拓扑结构、IP地址分配情况、服务器操作系统版本等），这些原因都使得内部攻击的成功率往往很高，并且内部攻击的目的性也大大强于外部攻击，造成的损失也高于外部攻击。因此，如何防范企业内网的信息安全风险，已成为现代企业信息安全保障工作的重点。[第一段]