广西发展县域创新发展新动能的经验借鉴及启示

县域经济作为区域经济的基本单元,在国家和地区经济发展中具有十分重要的地位和作用。本文分析掌握广西县域创新发展新经济新动能的现实基础、问题与背景,把握和借鉴外省区域经济及创新发展新动能的相关理论与实践经验,研究提出广西培育县域创新发展新动能的几点启示与相应政策建议。     

基于特色小镇建设的经济新动能培育研究——以地理信息小镇为例

本文选取德清地理信息小镇作为对象,经济新动能相关理论作为基础,通过建立"政府主导、市场运作、全要素参与、效率优先"的运行机制,促进小镇培育经济新动能的创新驱动。发展以"新技术、新产业、新业态、新模式"为代表的四新经济,具体研究新模式建设,新模式中需要打造地理信息产业主导的新旧动能转换模式,通过以地理信息为特色构建新产业体系,培育"新载体"拓展动能转换新空间来实现新模式的构建。然后对于小镇建设新动能培育中新动能转换比率、新经济发展考核指标、人才流失这三方面分析面临的问题,为小镇未来可持续发展提出可参考意见。     

金融服务构建经济新动能:意义、逻辑与政策措施

着力构建经济新动能,推动经济稳定可持续增长,是我国进入全面建成小康社会决胜阶段的必然要求,是适应和引领经济新常态的客观选择。论文从经济发展质量、禀赋资源优势、国际竞争形势、新时代社会主要矛盾以及生态文明等五个方面重点论述构建经济新动能的重要性,理清金融通过服务创业创新、产业结构升级构建经济新动能的内在逻辑,并提出应进一步通过构建多层次资本市场、推动金融产品创新和防范金融风险,来培育、构建并服务我国经济发展新动能。     

国务院办公厅关于促进养老托育服务健康发展的意见

各省、自治区、直辖市人民政府,国务院各部委、各直属机构: 促进养老托育服务健康发展,有利于改善民生福祉,有利于促进家庭和谐,有利于培育经济发展新动能.为贯彻落实党中央、国务院决策部署,更好发挥各级政府作用,更充分激发社会力量活力,更好实现社会效益和经济效益相统一,持续提高人民群众的获得感、幸福感、安全感,经国务院同意,...     

培育经济新动能及商业银行策略建议

我国经济发展进入新时代,已由高速增长阶段转向高质量发展阶段,新旧发展动能正接续转换。按照十九大报告的有关要求,预计未来培育经济新动能主要集中于五大领域。论文在重点分析这些领域的现状、发展趋势基础之上,对商业银行如何服务好经济新动能分别提出策略建议。     

新旧动能转换下青海省产业链转型

当前,青海省经济发展面临严峻挑战,迫切需要加快推动新旧动能转换.通过分析青海省新旧动能转换的背景及重要意义,探讨青海省新旧动能转换及产业链转型的现状、存在问题,结合实际提出了相关对策和建议.     

中国经济高速增长可持续性分析

随着我国经济增长进入新常态,中国经济动力强劲,依然保持着高速增长的态势.分析中国经济高速增长的可持续性要素,对于预防经济系统风险,激发经济发展活力,提升经济发展动能,都具有至关重要的意义.本文立足经济发展实际,探索推动中国经济高速增长的有效路径,推进经济实现可持续增长.     

财政部门支持新旧动能转换的基本做法、问题和改进建议——以汶上县为例

<正>在全省、市加快实施新旧动能转换重大工程背景下,各级财政部门顺势而为,积极把握新旧动能转换的重大机遇,紧紧围绕当地经济发展有利形势,认真落实当地新旧动能转换有关决策部署,通过转观念、调结构,提升传统动能,培育壮大新动能,充分挖掘产业转型升级过程中的资金需求,加大对新旧动能转换重大项目的支持力度。以下是就汶上县财政部门参与支持新旧动能转换工作的几点思考。     

新旧动能转换背景下民间投资体制创新研究

<正>新旧动能转换有三层含义:一是借助于新动能的增量去对冲旧动能的减弱,以此加快速度培育新产业和新技术,寻求新的经济增长点;二是借助于大众创业、万众创新等创造出新模式、新业态,由此改造旧动能;三是借助于新动能创造出的战略纵深,为升级旧动能赢得空间。新旧动能转换对民间投资提出了更高要求,引导民间投资的正确流向、     

中小商业银行数字化转型发展困境及建议

随着大数据、区块链、人工智能等新兴技术的兴起与发展,数字经济已成为培育新动能、促进新旧动能转换的必然选择。2022年1月,人民银行印发《金融科技发展规划(2022—2025年)》,提出以加快推进金融机构数字化转型为主线,要求商业银行加快健全适应数字经济发展的现代金融体系。     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

Properties of time-series estimates of degree of leverage measures

Empirical studies suggest that time-series regression estimates of the degrees of operating and financial leverage have a tendency to produce measures less than one. According to ex ante theory, these measures should be greater than one for firms operating above the breakeven point. There have also been suggestions that the biases in these estimates may be attributable to an underlying increase in unit sales. This work presents evidence that these counter-intuitive measures are produced by changes in the firm's operating parameters (unit price, variable cost, fixed cost and interest payments). It further suggests that attempts to control for the underlying change in unit sales substantially increase the volatility of predicted estimates.     

浅议金融机构的举证责任

金融纠纷案件是当事人以存单或进账单、对账单、存款合同、保险单、票据、证券等凭证为主要证据向人民法院提出诉讼的案件,对于不同种类金融纠纷的当事人的举证责任,我国现行的金融法律、法规及司法解释有不同的规定。由于金融机构的特殊法律地位,发生金融纠纷时存在有关当事人将最后偿付风险转移给金融机构承担的主观故意,在客观上会使金融机构难以提供相应的证据来对抗不法债权人的诉讼请求,而导致金融机构败诉。为此,对金融诉讼案件中金融机构的举证责任加以研究具有重要的实践意义。     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…