银证合作何去何从

现阶段我国银证合作的主要业务种类 银证合作是我国金融业发展的一个趋势,从目前的实践来看,银证合作在业务上可以划分为三个层次:     

创造性地推进银证合作的发展

银证合作是金融业持续发展的需要 来自国外混业经营的挑战和启示银证合作有多种形式和层次，也就是说商业银行和证券公司可以在多个层面上合作。银证合作的最高形式无疑是银证混业经营。从国际范围来看，世界金融业大体上经历了融合、分立、再融合的发展历程，混业经营已成趋势。     

三方存管模式下我国证券公司的营销战略

银证合作的趋势是由金融内在本质决定的,第三方存管作为新的银证合作模式,不仅能更好地保护投资者利益和券商利益,方便管理层加强监管,而且是融资融券的前提条件之一。在这种新的银证合作模式环境下,竞争迅速加剧,证券公司只有制定和实施证券的营销战略,提高市场占有率,才可以实现利润。     

三方存管模式下我国证券公司的营销战略

银证合作的趋势是由金融内在本质决定的,第三方存管作为新的银证合作模式,不仅能更好地保护投资者利益和券商利益,方便管理层加强监管,而且是融资融券的前提条件之一。在这种新的银证合作模式环境下,竞争迅速加剧,证券公司只有制定和实施证券的营销战略,提高市场占有率,才可以实现利润。     

中国影子银行与金融改革:以银证合作为例

中国影子银行业的兴起是长期金融压抑的结果。其发展既为金融市场化改革带来了倒逼动力,也对金融体系的稳定性带来潜在的系统性风险。作为影子银行业的重要组成部分,银证合作源于监管套利动机,是银行和证券公司应对市场竞争的结果。通过定向资产管理,银行突破了信贷限制,实现对实体经济的贷款;同时也因其表外业务特征,造成信用风险和流动性风险。银证合作是未来资产证券化进程中的一种过渡形式,监管机构应从短期和长期两方面着手.在风险调控的同时,对银证合作业务进行合理规范和引导,并将其纳入金融改革的整体规划。     

“银证通”:投资储蓄双功能

一项能给投资者买卖股票带来更多方便的银证合作新产品——银证通,近期在山东省首次推出。华夏证券公司山东管理总部与中国工商银行山东省分行、中国农业银行山东省分行联手推出的这项新业务,是在银证转帐基础上推出的更高层次的金融创新产品,它实现了投资者身边的工商银行=身边的华夏证券功能,使您储蓄投资两不误。与工商银行合作的银证通自今年4月份在济南地区正式开通后,山东省其它16市随后也将全面开通。     

欧、美、日合作金融体制的特点及其启示

欧、美、日合作金融体制的特点及其启示王勋培，曹凝蓉，陈兵洲，孔迅随着我国金融体制改革纵深推进，如何构建我国合作金融体制已成为近期内金融改革的一项迫切任务．因此，研究欧、美、日合作金融体制的演进及现行特点，对推动我国合作金融体制的创新具有十分重要的现实...     

金融业混业经营下的广西金融监管挑战和对策

金融业混业经营已经成为当今国际金融业的发展趋势;广西的金融业银证合作、银保合作发展迅速,混业经营初露端倪,广西金融监管面临新挑战;文章提出了完善广西金融监管的对策。     

初探公共管理伦理

本文分析了加入WTO以后中国高等教育面临的挑战 ,探讨了中国高等教育面临的机遇。从深化高等教育的改革、加速高等教育大众化进程、加快远程教育建设、科学利用国外的科研投资、扩大国际交流与合作、建设好一批研究型大学、加速高校办学国际化进程等方面提出了对策。     

论企业战略目标体系的构建

本文在对小企业生存环境分析的基础上 ,指出合作对小企业生存发展的意义 ,探讨了小企业合作的方式 ,同时对小企业合作的重点及难点进行了阐述。     

Penetration and Post-infection Development of Meloidogyne Incognita on Tobacco as Treated by Rhizobacteria Pseudomonas Fluorescens Strain P-72-10

The bio-control potential of rhizospere bacteria Pseudomonas fluorescens against plant-parasite nematode had been demonstrated. P. fluorescens had shown the effect to enhance tobacco resistance to root-knot nematode Meloidogyne incognita. Inoculation with P. fluoreseens in tobacco could lead to significant reductions in the number of juveniles that penetrated tobacco root and further life stage development of the juveniles. The number of juveniles penetrated into tobac- co root in treatment with P. fluorescens is significantly different from CK at 2DAI, 6DAI, 8DAI and 10DAI. Significant reduction and delayed development of juveniles that penetrated into tobacco root and treated were observed in treatment at 14DAI, 21DAI, 28DAI and 35DAI. In addition, P. fluoreseens treatment leads to a significant reduction in the number of eggs per egg-mass at 35 DAI. The results show P. fluorescens induced a continuously suppression on root-knot nema- tode M. incognita throughout their entire early infection phase of root penetration, subsequent life stage development and reproduction.     

利用膜技术回收利用碱性废水研究进展

回顾了利用膜分离技术处理碱性废水的工艺与综合利用技术所取得的丰硕成果，总结了各种治理方法的特点、适用性及发展方向。     

Taxing Times in Indonesia: The Challenge of Restoring Competitiveness and the Search for Fiscal Space

Indonesia’s economic growth picked up slightly in mid-2016 but remains below the level demanded by government and popular aspirations. Despite a plethora of reforms intended to increase efficiency and productivity, some policies are perverse and longstanding problems of implementation remain. The share of manufacturing has declined, the real exchange rate has appreciated, exports have dwindled, and growth has been trending downwards. The banking sector is stable but inefficient, with wide net interest margins and numerous barriers to competition. Trade protection, particularly in basic food commodities, has created high costs that weigh particularly heavily on the poor. Declining government revenues have placed increasing pressure on the public budget, even as the current administration aims to increase spending on infrastructure and welfare and to enhance productivity. In an effort to increase revenues, the government has announced a tax amnesty program and other measures. In addition, Sri Mulyani Indrawati, the new finance minister, has taken steps to cut non-essential expenditure in order to secure high spending on infrastructure and at the same time keep within the 3% budget deficit limit stipulated by law. Although the overall debt situation is not yet alarming, declining revenues and budget cuts that do not fully reflect this decline are putting pressure on increasing debt levels. The government’s high-profile tax amnesty program was the major policy initiative implemented in the second half of 2016 that aimed to relieve this pressure. Despite widespread criticism of, and scepticism about, the tax amnesty (both within and outside Indonesia), its first phase had a much higher participation rate than most independent accounts expected. Revenues raised so far through the amnesty are less than 60% of the official target, but this is actually a strong result for the short term. The bigger question, however, is whether the amnesty is a key element of a more encompassing strategy to overhaul the system of taxation and tax administration.     

The causes of Japan's ‘lost decade’: The role of household consumption

In this paper, I analyze the causes of the prolonged slowdown of the Japanese economy in the 1990s and find that the stagnation of investment, especially private fixed investment, was the primary culprit. I then investigate the causes of the stagnation of household consumption during the 1990s and find that the stagnation of household disposable income, the decline in household wealth, and increased uncertainty about the future are among the contributing factors. Finally, I consider whether demand side factors or supply side factors were more important as causes of the prolonged slowdown of the Japanese economy in the 1990s and conclude that the former (especially misguided government policies) were probably more important.     

我国发展天文旅游的条件、前景探析及策略思考

天文旅游资源从成因可以分为行星地球天文旅游资源、天体天文旅游资源和天文文化旅游资源三类。天文旅游方兴未艾,我国天文旅游具有很大发展前景。文章对我国开展天文旅游的条件进行了分析,对发展天文旅游的策略和措施进行了梳理。     

城市社会的开放与农民的城市化

城市社会在对农民的开放与封闭之中徘徊。改革开放后城市社会对农民的开放已经使很多农民城市化。城市社会对农民的封闭已由政策性封闭转向经济性封闭。城市社会对农民的封闭增加了农民城市化的成本和社会风险。必须加强城市社会对农民的开放,逐步消除对农民的封闭政策,以推进农民的城市化。     

信息化时代商学院图书馆的建设与发展——中、美四大名校商学院图书馆建设的比较与启示

信息化时代中美商学院图书馆的建设与发展,成为当今时代高等商学教育发展与进步的一个重要环节,对中美四大商学院图书馆的发展状况、差距进行分析比较,对促进我国商学院图书馆事业的改革、建设和发展具有一定的启示作用和参考价值。