网上银行信息安全技术的应用探讨

在internet技术支持培养下,网上银行成为电子商务一个关键组成部分,它的安全性能问题是抑制网上银行快速发展的重要原因。     

电子商务网络安全支付问题浅析

一个电子商务的完整流程包括商流、信息流、资金流和物流。其中资金流和物流是阻碍电子商务发展的两大瓶颈。然而当今电子商务网络支付是电子商务资金流的主流形式,那么网路安全支付无疑成了电子商务人最关心的核心问题。如果这个环节电子商务最主要的瓶颈问题不能解决,那么真正实现电子商务就成了不可能。虽然现今电子支付已经成为了主流的支付形式但是其中仍然存在着诸多问题。     

基于电子商务支付与网上银行交易安全的研究

伴随着现代科学技术的突飞猛进,internet的快速发展,电子商务也跟随时代的变化发生了深刻的变革.网上银行交易中有着更为频繁的电子商务支付环节,但是随之而来的安全问题成为社会关注的焦点,如何安全的进行网上银行交易,保证用户的信息安全,为电子商务的发展提供保障,这是当前应该思考的话题.本文探讨电子商务支付与网上银行交易的安全问题,对此问题进行现状分析后提出一些可行性建议.     

论网上银行与第三方支付平台的竞合关系

互联网的快速发展,带动了电子商务的发展,进而对网上"资金流"提出了更高的要求.本文从促进发展的角度出发,阐述了网上银行与第三方支付平台的竞争与合作关系,最后从互惠互利的角度提出几点建议,以期能促进网上支付高效、安全运行,为电子商务的健康发展提供借鉴.     

论网上银行发展中存在的问题及对策

在“网络经济”迅速发展的今天，电子商务不仅真真切切地来到我们身边，而且它还对传统理念发起了冲击，电子商务的优势显示了它强大生命力。银行在电子商务发展的冲击下，也形成新的竞争形式：网上银行。本文阐述了网上银行的特征、运行机制，并针对网上银行在发展中存在的种种问题，着重分析了网上银行寻求适应时代变化的新对策，以适应和迎接新的竞争和挑战。     

现阶段发展我国银行电子支付的几点思考

在电子商务的发展历程中,只有处理好信息流、物流和资金流中的各个环节,才能保证其健康的运行和发展。而电子支付是电子商务发展中资金流的重要组成部分,它的发展直接决定了电子商务的成败。因此,做好电子支付的宏观控制管理、安全技术保障以及支付方式的标准化等几个方面工作,使我国电子支付系统的发展统一规划,建立适应我国电子商务交易的支付系统。     

交易模式与电子商务安全

<正>一概述电子商务,可以形象地讲,是将信息流、资金流和物流,三流合为一体,通过电子商务交易平台和因特网,实现商品的交易。因此,只有能够保证信息流的安全、资金流的安全和物流的安全,才能够构成电子商务的安全。从技术角度概括地讲,可以依靠防火墙(软、硬件)和杀毒软件,保证电子商务交易平台的安全;依     

信任问题——谈B2C模式电子商务的发展

电子商务的信任问题是建立在广义信用概念基础之上的概念。它指的是一种经济活动的践约能力问题,且涉及到围绕对该“践约能力”的预测的一系列社会学、经济学、法学、心理学因素。信任是电子商务活动的基础,B2C模式电子商务所涉及的三个先决要素:信息流、资金流和实物流与信任问题密切相关。信任是电子商务活动的基础,发展电子商务必须解决电子商务的信任问题。     

网上银行安全存忧

银行业步入网络时代,网络融入银行业,迎合了现在电子商务发展的新趋势。银行业务的概念化,细分了银行业的营销方式,也改变了银行业的运作方式,达成了银行与客户间低成本受益的“双赢”。网上银行因不受时间、地域限制,成本低、快捷方便等优点得到了银行业的积极响应。近几年随着经济和网络技术的进步更是呈现出迅猛发展的势头。但是由于网上银行所有内容都是以数据的形式流转于网络之上,因此,在网上银行应用中不可避免地存在着由网络的自由、开放所带来的信息安全隐患。另外,网上银行作为庞大资金流动的载体,更易成为非法入侵和恶意攻击的对象。目前,网上银行的发展还没有达到各商业银行所预计的目标和效果,网上银行的客户占总客户的比例较小、客户使用的满意度不高、实际使用率偏低。因此,如何确保网上银行交易的安全成为人们首要面对的问题。谁解决了安全问题,谁将抢得金融竞争的先机。     

电子商务流通体系安全风险分类研究

网上交易安全是电子虚拟市场中的首要问题。本文在学术界首次提出电子商务流通体系安全风险类型可分为信息流安全、资金流安全和物流安全三类的观点,并在此基础上研究了它们常见的形式。     

Online Privacy Policies and Diffusion Theory Perspectives

ABSTRACT

The use of the Internet and related technologies in data sharing and new product development, which essentially serves as a foundation for the management of data flows for strategic IT, are rapidly expanding. The innovation clusters and frameworks to characterize recent e-commerce sites' privacy policies to ensure confidentiality of personal information have been under increasing academic inquiries. An application of Rogers' (1995) diffusion of innovation or technology concepts as applied to the Internet is used to develop several models of e-commerce related security and privacy concerns. One possible solution discussed is the strategic leveraging of a consortium model, providing for governmental assurances of privacy and security. Unfortunately, the current e-commerce model has no governing body to represent the consumer and e-tailer in terms of privacy and security issues so critical to the continued growth and success of the Internet.     

E-Commerce Usage and Perception of E-Commerce Issues among Small Firms: Results and Implications from an Empirical Study*

This paper details the results of an empirical study conducted to study the scope and effectiveness of e-commerce deployment in the Commonwealth of Pennsylvania as perceived by small business owners in the state. The methodology and results of this study may be applicable to several other states. In addition to a comprehensive survey of small businesses, a dozen businesses successful in deploying e-commerce were interviewed at great length. The results showed that main parts of an e-commerce infrastructure included (1) flow of information; (2) organizational image; (3) reaction to customer needs; (4) increased sales; and (5) access to new markets. The major reason for businesses to not engage in e-commerce is their perception that it is not strategically important for their business. Results pertaining to regional parameters, sales tax considerations, human resources infrastructure, and Internet security issues as well as policy recommendations are discussed in the paper.     

电子商务支付平台的安全问题刍议

随着电子商务的蓬勃发展。电子商务支付平台应运而生。随之而来的电子商务支付平台的安全问题亦开始凸现。为确保证电子商务支付平台安全性，国家要明确电子商务地位的合法性、市场准入资质．在此基础上由银监会和工信部加强对其协同监管，保障运营中的资金安全，从而进一步保障电子商务支付平台的健康有序运营。     

Ethical Issues in Electronic Commerce

This article reviews the incredible growth of electronic commerce (e-commerce) and presents ethical issues that have emerged. Security concerns, spamming, Web sites that do not carry an "advertising" label, cybersquatters, online marketing to children, conflicts of interest, manufacturers competing with intermediaries online, and "dinosaurs" are discussed. The power of the Internet to spotlight issues is noted as a significant force in providing a kind of self-regulation that supports an ethical e-commerce environment.     

西南地区城市电子商务发展思路探索

随着互联网的快速发展,电子商务凭借其突出的高效性和便捷性备受人们青睐,我国电子商务正迎来黄金发展期。本文从电子商务对推进城市文明形态转变、全方位展示城市特色、推动经济发展以及提升城市管理水平等方面分析了电子商务对于城市发展的重要性,指出了目前西南地区城市电子商务发展存在的问题,重点探讨了西南地区城市电子商务发展思路的形成与城市定位、城市突出问题、城市特色优势产业、民众需求等的联系,并从组织保障能力、规章制度、支撑体系、基础设施、重点领域、深化应用、人才培养等多角度出发思考了践行电子商务发展思路的途径,为西南地区城市电子商务的发展提供了思路。     

浅析我国手机网络购物发展中的问题及改善建议

经过长期发展,我国的网络购物市场已逐渐成熟,并已经成为我国经济发展的重要增长点。手机作为我国网民的第一大上网终端,它与电子商务的结合将为网络经济市场带来新的变革。但目前我国手机网络购物的发展还存在着一些亟待解决的问题,需要通过扩大网络覆盖面、提高速度、降低资费、保障手机支付安全等方式来推进我国手机网络购物市场的健康发展。     

面向现代电子商务的网上银行安全问题探讨

网上银行的安全是网银用户最为关心的问题,银行和相关部门也一直在采取多种措施致力完善,保证客户的交易安全。但是,网上银行业务的安全,需要政府各部门、各银行金融机构、用户等各方的共同努力,从多方面入手,才能得到有效保证。     

Pop-Ups, Cookies, and Spam: Toward a Deeper Analysis of the Ethical Significance of Internet Marketing Practices

While e-commerce has grown rapidly in recent years, some of the practices associated with certain aspects of marketing on the Internet, such as pop-ups, cookies, and spam, have raised concerns on the part of Internet users. In this paper I examine the nature of these practices and what I take to be the underlying source of this concern. I argue that the ethical issues surrounding these Internet marketing techniques move us beyond the traditional treatment of the ethics of marketing and advertising found in discussions of business ethics previously. Rather, I show that the questions they raise ultimately turn upon questions of technique and the ways in which technologies can transform the fundamental means by which relationships are established and maintained within a social environment. I then argue that the techniques of e-commerce are indeed transforming the means by which businesses relate to consumers, and that this transformation is affecting the applicability of our previous ways of demarcating the imperatives determining the limits of accessibility between consumers and businesses. Properly addressing the ethical status of the techniques of e-marketing as such necessarily moves us to consider the changes that Internet commerce are having upon the norms that govern individuals in their relations with others.     

A study and implementation of business-to-business e-commerce with the OBI standard

Internet based e-commerce has flourished in the business-to-consumer world. The lack of well-accepted standards is hindering the success in providing business-to-business e-commerce solutions. Open Buying on the Internet, or OBI, standard is one of the recent efforts in bringing business-to-business e-commerce into corporate purchasing. OBI is a common standard, based on the existing industry standards, that guides trading partners in implementing interoperable purchasing systems on the Internet. In this paper, we present a field study project on how companies may use OBI. We also survey the additional desirable services expected from managers who may use OBI-based e-commerce systems. We then describe a prototype implementation to enable the OBI capability in the IBM Net.Commerce merchant server software. With our implementation, existing merchant servers can be easily augmented to adopt the OBI standard for business-to-business e-commerce. This revised version was published online in June 2006 with corrections to the Cover Date.     

A Framework for Determining Success Factors of an E-Commerce Initiative

Abstract

Businesses and entrepreneurs are rushing to the Internet to do business and reach new markets. While the Internet is used for cutting cost and generating revenue by conducting business-to-consumer (B2C) e-commerce (EC) and business-to-business (B2B) e-commerce, existing businesses and entrepreneurs are finding tremendous challenges to succeed. This paper examines the factors that are critical to the success of any company's e-commerce initiative and makes recommendations to businesses and entrepreneurs so they can overcome the challenges and exploit the opportunities presented by the Internet.