网络交易中的信用缺失问题及其对策研究——以淘宝网为例

随着网络购物的蓬勃发展,信用缺失的问题越来越凸显,极大地限制了企业进行电子商务交易规模,妨碍了网络购物乃至整个电子商务的进一步发展。网上诚信成为买家和企业普遍担忧的问题。在淘宝现有的信用评价体系中,平台监管措施不完善,使得网上以炒作信用为生的公司大量涌现,令网购面临“虚假交易”、“套取诚信”等严重问题,直接影响了淘宝的发展壮大。     

网络信用评价机制绩效分析

通过网络虚拟商店经营者、客户服务代表、消费者三者之间的博弈,分别从产品的质量与服务的质量两个角度对网络信用评价机制的绩效进行分析.通过分析,得出在网络信用评价机制的约束下,网络市场中产品和服务在一定程度上有所改善.但是由于激励不足,两者并未从根本上改善.     

商业信用对中小企业业绩影响的实证分析

本文从实证的角度验证了商业信用对中小企业业绩有一定支持作用,从而验证了非正规融资方式的存在能够改进整个信贷市场的资金配置效率。虽然实证结果证明非正规金融是中小企业银行融资之外的有益补充,考虑到非正规金融游离于国家金融监管之外的非正规特性,国家对非正规金融仍应采取审慎措施。     

发展商业信用防范交易风险

与成熟市场经济国家相比,我国信用销售相对滞后,这是我国消费需求不足的一个重要原因。据专家估算,美国信用销售比例高达90％以上,而我国不到40％。     

略论宋代的信用交易

宋代,随着生产力的发展,商品货币流通规模的扩大,在生产流通领域和消费领域,信用交易———商业信用和商业消费信用较为普遍,信用交易方式多样、灵活,从事信用交易的工商业者胆识过人,值得今人认真总结和借鉴。     

商业信用与银行信贷间替代关系的实证分析

新的经济周期下,市场化程度不断加深,以银行间接融资为主导的金融体系一定程度上限制了企业的融资渠道,商业信用成为企业融资渠道的另一种主要来源。本文通过实证研究发现,商业信用与银行信贷之间存在一定比例的替代关系,同时发现企业资产负债情况等因素对企业的商业信用发展具有重要影响。在此研究基础上,提出改革中国金融体系的建议。     

关于以淘宝网为例的C2C网络购物信用机制

随着信息网络时代的到来,给人们带来了全新的购物方式。其中C2C网络购物是目前人们比较热衷的购物方式之一。但是随着网购环境的逐步扩大与发展,其中有关信用方面暴露出来的问题也越来越多,已成为行内普遍关注的焦点。本文以淘宝网为例,对C2C网络购物平台信用机制存在的问题进行了探讨,并针对问题提出有益改观信用机制问题的方法和建议。     

商业生态系统与种群和价值网络的比较分析

商业生态系统是商业研究领域中一个较新的领域,目前还没有一个相对准确的概念。詹姆斯·弗·穆尔首先比较详细地对商业生态系统进行了论述,但他的商业生态系统与种群和价值网络概念较接近,容易产生概念上的混淆。本文通过这三种模式的比较分析,来解释种群和价值网络与商业生态系统的关系。     

商业信用影响因素行业差距实证研究

由于我国特有的经济体制和国情,商业信用在企业交易中越来越重要,特别是在我国中小企业中。虽然国内外学者对商业信用的存在因素也有研究,但主要从企业自身的角度出发,分析了企业自身原因给商业信用带来的影响。同时选取了5个不同类型的行业比较了影响因素程度的大小。实证发现,企业规模、企业成长能力和企业偿债能力都不同程度的影响商业信用的存在,并且企业短期借款与商业信用需求显著负相关。     

完善C2C网络交易信用评价体系的探讨

网上交易的信用问题是电子商务更是C2C网上交易的主要问题.现有C2C交易平台有创造性构建了以交易为基础的买卖双方互评的信用评价体系,极大地促进了电子商务的发展.但这种评价体系随着时间的推移,也暴露出了许多问题,表现为买卖双方评价过程中不平等性、制度单一性、信用评价的封闭性,要解决这些问题的关键是要充分发挥信用中介服务在企业信用体系建设中的作用.     

论经济增加值在商业银行考核评价中的应用

传统的考核体系以单纯的利润指标作为考核业绩的标准,但利润大并不代表业绩就一定好,引入经济增加值指标可以克服传统的业绩考核的缺陷。考核体系又称为银行经营管理的指挥棒,将价值管理思想融入银行,实现银行价值最大化是商业银行经营的最终目标,科学的绩效考核评价体系是实现这一目标的保障。因此,在商业银行建立以经济增加值为基础的绩效考核评价体系,是提升商业银行竞争力的重要举措。     

基于价值增值的工商关系

近几年,伴随着商品品种的极大丰富和超市网络体系的急剧扩张,供应链上的竞争优势逐渐从供应商转移到零售商手中,“工商关系”也随之作为一个焦点问题而凸显出来,甚至成为第四届中国连锁业会议的一个重要议题。随着市场竞争的加剧,超市公司与供应商之间的矛盾日益突出,一方面认为超市中货架资源是有限的,并且有等级区别;另一方面认为通道费用过高,使供应商苦不堪言,严重影响双方的正常合作;而最近又有新的观点,适度的通道费用是合理的,在国外也是有先例的。针对日益尖锐的工商关系,本刊特辟“工商关系”这一栏目,希望为促使工商关系尽快走上健康发展之路、达到双赢而尽微薄之力。     

新网络广告效果标准：网站品牌价值系数

截至2008年11月底,网民数量达到2.9亿,网民规模跃居世界第一位。根据中国互联网络信息中心（CNNIC）发布的《第22次中国互联网络发展状况统计报告》数据显示,目前中国网站数量已达191.9万个,年增长率达到46.3%。继续保持快速增长的势头。中国网站的人均拥有水平为76个/万网民,与2007年12月相比,增长了4个。     

The impact of Hurricanes on the value of commercial real estate

Business Economics - Commercial real estate investors prefer coastal, gateway, markets for liquidity, demand density, and durable returns. Yet, these areas are more vulnerable to the effects of...     

浅谈商业银行国际贸易融资业务发展现状

国际贸易融资,对于商业银行以及部分进出口企业来说并不陌生,因为近几年,在经济全球化的影响下,进出口贸易无论在数量上还是金额上,均获得了蓬勃发展。各商业银行纷纷推出贸易融资产品以满足企业进出口融资需求,使得国际贸易融资在银行融资业务中的比重不断攀升。一方面可以满足进出口商在国际贸易中对流动资金的需求,促进国际贸易的顺利进行,另一方面,也推动了银行业务的发展、赚取了利润。然而,世界金融危机的爆发,集中揭露了这种信用便利潜在的风险,这不仅影响了其功能的发挥,也将银行资产置于不利之地。本文通过分析国际贸易融资发展状况、存在的风险,提出了可行的防范措施。     

The macroeconomics of commercial policy and the trade balance: A policy perspective

Given the continuing growth of foreign direct investment (FDI) in the United States, there is a growing interest in examining its impact on the rate of economic growth. The immense literature on economic growth in the United States is composed of studies that concentrate on measuring the domestic variables that affect U.S. economic growth. However, the impact of foreign direct investment on the economic growth of the United States has not received the attention that is deserves. The purpose of this study is: (1) to examine the determinants of economic growth in the United States over time, and (2) to see if there is any time-series support for the FDI-led growth hypothesis in the United States. To achieve these goals the study uses a model that is based on the postulates of de Mello. Employing a 40-year period of annual data, the model is estimated by using the Beach Mackinnon technique which corrects for autocorrelation. The estimation results suggest the following conclusions: 1. The major determinants of economic growth in the United States are total factor productivity growth, domestic investment growth, and foreign direct investment growth. 2. Causal relationships between foreign direct investment growth and economic growth is uni-directional, running from foreign direct investment to economic growth. 3. Causal relationships between foreign direct investment growth and total factor productivity growth is uni-directional, running from foreign direct investment to total factor productivity. These findings suggest that foreign direct investment growth has a significant impact on the United States economic growth. Additionally, foreign direct investment has a significant impact on total factor productivity in the United States, further contributing to the United States’ economic growth. This calls on the U.S. policy makers to devise policies that are conducive to increasing the amount of foreign direct investment in this country.     

烟草商业企业的绩效评价模式探究

从改革开放以来,我国对于企业的绩效评价主要都是侧重在工业经济上,基本的考核指标都是生产产值和生产规模以及产品的质量等.在推行承包责任制后主要考核的就是利润的完成情况.而随着我国市场经济体制的进一步发展,开始政企分离后,政府逐渐开始了对于企业的评价体系的建设,考核的指标也不断增多.本文针对烟草商业企业的绩效评价模式进行了深入的探析.     

Risk,kinship and personal relationships in late eighteenth-century West Indian trade: The commercial network of Tobin & Pinney

Which strategies enabled merchants to sustain commercial expansion in the risky context of Atlantic trade? This study evaluates the role of kinship and long-term relationships as solutions to the problems posed by long-distance trade, when there is a common national and legal framework. Tobin & Pinney did not rely much on family connections to develop and support their operations. As former planters themselves, they took advantage of the contacts and ‘friendships’ they had established with planters and agents in Nevis before setting up in the commission trade in Bristol, and their success was based on repeated interaction and their former proximity to the Nevis planter class. This risk reduction strategy however limited the partners' ability to expand their business beyond Nevis.     

The relationship between online chatter and firm value

The visible trace of online communications has given rise to research on their effect on firm outcomes. The literature has established a link between online communication about a product and the product??s sales and price performance. On the assumption that financial markets understand this link, we conjecture financial markets consider the amount of online communication, or chatter, about a firm to be an indication of the firm??s performance in the marketplace. Our results confirm this conjecture. The relationship between stock returns and chatter are robust to alternative specifications of the model and to alternative measures of stock returns. We also investigate the issues of reverse causality and omitted variable bias driving a spurious relationship between stock returns and chatter. The data are not consistent with any of these alternative explanations for our results.     

基于品牌生命周期的品牌价值评价

本文以前人的研究为基础,从生态学视觉,深入研究影响品牌生命周期的营销因素,确定内部品牌价值评价模型;进而考察竞争条件下的品牌生命周期的变化规律,把竞争要素纳入评价模型,使内部品牌价值评价模型得以完善.其次,综合基于生命周期及不同价值属性的品牌评价模型,建构了系统评价模型;建立与品牌价值增长规律相适应的全过程品牌价值管理的思路与体制.