加强思想政治教育建设和谐公寓文化

和谐的公寓文化是校园文化的重要组成部分.在和谐的公寓文化建设中,思想政治教育是其重要途径.主要应对大学生加强世界观、人生观、价值观教育、生态文明教育、人际关系教育、安全教育等.     

大学生互联网社交信任研究

大学生的人际信任水平对其诚信品质、合作精神、和谐人际关系的建立有着直接影响。在纷繁复杂的网络时代,构建大学生的人际信任尤为重要。本文合理分析和研究"90后"大学生的时代特点、网络信任特点、网络信任危机以及化解策略,对于构建安全的网络机制、营造健康的网络环境具有重要意义,也为大学生在网络上的交往指明方向。     

论孔子的“君子和而不同”对构建和谐人际关系的启示

在人与人关系上,中国传统丈化历来主张平衡和谐,"以和为责"是中国文化的根本特征和基本价值取向."君子和而不同"正是对"和"这一理念的具体阐发,人际关系的和谐是人与人之间的理想状态,这种和谐意味着不同的个体之间所追求的一种普遍的共性,但这种和谐及其所代表的普遍共性仍需要以承认个体的差异性来存在和发展."君子和而不同"对于我们辨证理解人与人之间差异性,构建和谐的人际关系提供了有益的启示.     

思想政治理论课对大学生职业心理素质缺陷的价值

用人单位认为大学生的职业心理素质应包括正确的职业态度、良好的职业心智、较高的职业情商、和谐的人际关系和较强的团体意识等.但目前大学生的职业心理素质存在着一定的缺陷,是许多力量共同作用的结果.高校有责任培养大学生的职业心理素质,应充分挖掘和利用思想政治理论课所蕴含的资源,将二者相融合,强化思想政治理论课之于大学生的导向性、认同度、实践性和服务力度,以创新思想政治教育工作.     

社交软件对大学生人际交往的影响研究

第四次科技革命的完成,代表着人类进入信息时代,这是一个时代的飞跃。随之而来的社交软件是当代大学生不可缺少的生活工具,其"以人为本、低成本、无中心、裂变式"的传播模式和强大的社会影响力改变着我们的生活习惯与思考方式。尤其对于手机社交软件,更是占据了主要的地位。本文在前人研究的基础上意在探讨在社交软件广泛覆盖的环境下大学生人际交往的特点,并针对社交软件对大学生的影响,总结相应对策,引导大学生构建和谐的人际关系。     

大学生心理健康与高校思想政治教育

一、大学生心理健康与高校思想政治工作的关系 1.心理健康教育与思想政治工作不同.心理健康是指人对自我、对客观世界认识和把握有正确的心态,体现出较好的自我调控能力,没有人格缺陷和障碍.具体表现在具有良好和谐的人际关系,正确的自我观念与认识评价他人的能力、心理与行为和谐统一等方面.     

加强思想政治教育建设和谐公寓文化

和谐的公寓文化是校园文化的重要组成部分。在和谐的公寓文化建设中,思想政治教育是其重要途径。主要应对大学生加强世界观、人生观、价值观教育、生态文明教育、人际关系教育、安全教育等。     

构建大学生图书馆和谐人际关系探究

图书馆是大学生的第二课堂,大学生与图书馆工作人员、物业管理人员之间的关系对其精神文明素质的养成具有非常重要的作用。高校图书馆应从加强规章制度建设、提高图书馆工作人员业务能力、突出科技创新驱动、打造互动服务平台、增强人文关怀体验等方面营造和谐的人文环境,培养大学生良好的图书馆人际关系。     

从人际关系角度对建设和谐银行的若干思考

建设和谐银行，包括人际关系和谐、利益分配和谐、业务发展和谐等，在诸多和谐中保持人际关系和谐，是建设和谐银行的基础。     

论高校大学生心理健康教育

新形势下大学生心理健康教育，应培养大学生形成轻松愉快、乐观向上的心境，昂扬振奋、朝气蓬勃的精神状态，豁达开朗、大度能容的心胸，不畏困难、坚韧不拔的意志，拼搏奋斗、逆境必胜的信念，锐意改革，不断创新的意识，友好融洽、团结和谐的人际关系。高校应采取相应对策，为大学生健康成长奠定良好的心理基础。     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

Separation of Unit of Account from Medium of Exchange

The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…     

银行管理信息平台建设发展的思考

一、目前国内银行IT发展现状及面临的问题 银行数据集中工作的完成,标志着银行的业务由电子化建设阶段转入信息化建设阶段.一方面银行数据的集中提供了丰富全面的基础数据,面对日益庞大的数据源,如何将数字转化为对银行有用的信息,并从中发现知识,为银行的经营决策提供支持,是摆在银行IT人员面前的一个亟待解决的问题.另一方面用户对银行信息的需求日益增长,如果银行没有一套完整、实用的信息管理系统,将对业务发展非常不利.南京爱立信公司倒戈花旗银行事件曾经轰动一时,其中一个重要原因就是中国本地银行不能满足爱立信全球总部对南京爱立信公司的要求:每周财务上报和每天贷款限额管理.这一事件为中国商业银行的未来发展敲响了警钟,如果不加快管理信息系统的开发,迅速提升业务管理水平,类似的事件还会接连不断地发生,并最终导致国内商业银行在同国外商业银行的竞争中全面溃败.     

Properties of time-series estimates of degree of leverage measures

Empirical studies suggest that time-series regression estimates of the degrees of operating and financial leverage have a tendency to produce measures less than one. According to ex ante theory, these measures should be greater than one for firms operating above the breakeven point. There have also been suggestions that the biases in these estimates may be attributable to an underlying increase in unit sales. This work presents evidence that these counter-intuitive measures are produced by changes in the firm's operating parameters (unit price, variable cost, fixed cost and interest payments). It further suggests that attempts to control for the underlying change in unit sales substantially increase the volatility of predicted estimates.