Supporting Social Enterprises to Support Vulnerable Consumers: The Example of Community Development Finance Institutions and Financial Exclusion

This article examines the role of social enterprises in providing fair services to vulnerable consumers, focusing on the vulnerability of low-income consumers to high-cost exploitative credit as a result of a lack of access to mainstream financial services. It will be argued that both the state and the corporate sector have a role to play in providing the means with which vulnerable consumers can overcome financial exclusion, through access to fair services. However, this cannot and should not be achieved through increased welfare provision or through reliance on corporate social responsibility initiatives alone. In rejecting solutions focused on increased welfare or voluntary corporate social responsibility initiatives, this article suggests that regulatory support for the development and growth of social enterprises, such as community development finance institutions, will most effectively give rise to a social framework in which vulnerability and unequal opportunity with respect to financial services is addressed.     

Ethical Standards for Human Resource Management Professionals: A Comparative Analysis of Five Major Codes

Focusing on professional codes of ethics in HR, this article establishes a foundation for understanding the contents of thesecodes and for future research in this area. Five key professionalethics codes in HRM are analyzed according to six obligations.The resulting characterizations revealed that these codes advocatefive principles related to integrity, legality, proficiency, loyalty, and confidentiality. Particular flaws in code content and implementationare identified with recommendations for addressing them. Also,suggestions for standardizing professional HR codes and forfuture research are discussed.     

The Role of Corporate Value Clusters in Ethics, Social Responsibility, and Performance: A Study of Financial Professionals and Implications for the Financial Meltdown

This article delves into a potential mindset that may be responsible for the recent financial meltdown. Research relating to this mindset from different perspectives is reviewed. The findings from this literature review are used to create a conceptual framework for the empirical, ethical, and corporate social responsibility study of financial professionals. Data were collected from a survey of the professional membership of a large national association of financial professionals. This article reports the results of the analysis of data relative to the relationships among the four constructs—financial professionals’ perceived organizational value clusters, ethics, corporate social responsibility, and corporate performance. The findings indicate that organizational core values significantly affect corporate ethics, social responsibility, and financial performance. We propose that organizations in the financial industry can move toward being more ethical and socially responsible by adopting organic core values (e.g., democratic, open, trusting, enterprising, creative, stimulating) and moving away from mechanistic values (e.g., structured, regulated, procedural, authoritarian, closed, callous). We also found the adaptation of organic core values does not require the organization to suffer a loss in financial performance.     

From Tell-Tale Signs to Irreconcilable Struggles: The Value of Emotion in Exploring the Ethical Dilemmas of Human Resource Professionals

This paper explores the character of emotion (felt and displayed) and its value in understanding ethical dilemmas in work organisations. Specifically, we examine the emotional labour of human resource professionals (HRPs). Through in-depth interviews and diary study, we uncover the emotional and ethical struggles of HRPs as they search for the ‘right thing to do’ in situated interaction. Through the lens of emotion, we chart the process of how the very framing of what is deemed ‘right’ can move from the social to the moral order (Bauman, Postmodern ethics, 1993) and vice versa. Based on our findings, we contribute to understanding the linkages between emotional and ethical dilemmas, and how expectations of multiple ‘others’ at the individual, interpersonal and organisational level shape and constrain ethical choices.     

Human Resource Development in the Service Sector: The Need for More Research

Despite certain common trends found in various countries there exist major differences as to the way enterprises develop their human resource strategies. Three principal and different strategies can be distinguished - human resource investment strategy, polarisation strategy and mobility strategy.     

积极探索 提高服务理念 做好协会的明年工作——谢鸿光会长在中国市场信息调查业协会第一届二次会长会议的讲话

(2006年12月15日)各位副会长:大家下午好!今天,我们在这里召开“中国市场信息调查业协会第一届二次会长会议”,大家能在繁忙的工作中,抽出时间参加会议,谢谢大家!中国市场信息调查业协会2004年4月8日在北京正式成立,至今已有两年半多的时间。这期间,在各位副会长的共同关心和支     

你降我降大家降--中高级轿车:持币待购耐心等待

在国产轿车市场，中高级轿车价格一惯相对平稳，尽管普通型、经济型、微型轿车市场的价格战打得你死我活，然而中高级轿车市场基本上风平浪静。但天有不测风云，今年一开年中高级轿车市场就风云突变，开始骚动起来，预示着国产中高级轿车多年构建的相对稳定的价格体系大厦即将土崩瓦解。     

培育一个没有特权的竞争秩序

积极争取进入WTO的过程,以及我国"十五"计划里明确提出要建设一种"开放型经济",都是适时之举."开放型经济"要求不仅对外开放,而且对内开放,只对外开放而不对内开放是不可想象的,反之亦然.世界贸易组织早一天晚一天加入可能不是问题之所在,关键在于我国的经济改革能够由此获得了外在的动力、作出大幅制度调整和放松管制.     

The Potential for Cross-Functional Contributions to B2B E-Commerce Marketing Initiatives: E-Commerce and Purchasing Professionals

ABSTRACT

While there is a great deal of information in the literature linking purchasing personnel with both supply side and distribution side transactions, there is little evidence of their involvement in setting the design and strategic objectives of their own company's e-commerce activities. Yet, these professionals have much to offer marketing personnel who may be charged with developing e-commerce strategy and Websites. This paper suggests a proactive approach that supports the benefits of such cross-disciplinary collaboration between marketing and purchasing professionals within a firm.     

Informal Financial Service Institutions for Survival: African Women and Stokvels in Urban South Africa, 1930-1998

Traditional kinship relations denied African women access toproperty and cash income. As they moved out of the traditionalsector to urban centers, women created opportunities for independentearnings, and they displayed remarkable entrepreneurial spiritin undertaking informal economic activities. One of their tacticswas the utilization of a type of rotating credit and savingsorganization (ROSCA), the stokvel, to mobilize savings outsidethe formal financial structure. This article brings togetherscattered research on stokvels, traces their past and presentuses by African women, and concludes with an exploration ofthe reasons for the persistence of these forms despite the developmentof sophisticated financial structures in modern South Africa.     

下岗失业人员的再就业培训：效用与局限性——从人力资本理论的分析视角

下岗失业人员的再就业培训作为我国积极劳动政策中的重要环节,实施效果却不尽人意。再就业培训投入大、见效慢,在理论和实务界都有反响。从人力资本理论的分析视角,在总结我国下岗失业人员人力资本特征的基础上,探讨再就业选择的影响,对再就业培训的效用和局限性做出了客观评价。     

下岗失业人员的再就业培训:效用与局限性--从人力资本理论的分析视角

下岗失业人员的再就业培训作为我国积极劳动政策中的重要环节,实施效果却不尽人意.再就业培训投入大、见效慢,在理论和实务界都有反响.从人力资本理论的分析视角,在总结我国下岗失业人员人力资本特征的基础上,探讨再就业选择的影响,对再就业培训的效用和局限性做出了客观评价.     

Competition in the UK Retail Financial Service Sector: Some Implications for the Spatial Distribution and Function of Bank Branches

Traditionally, banks have tended to operate in a highly stable environment. However, in recent years there has been a dramatic increase in competition in the UK retail financial service sector. Some of the reasons for this increase in competition are discussed in this article as are the implications it holds for the spatial distribution and functions of bank branches. Particular emphasis is given to the different ways in which the same, or a similar, service can be provided and the effects this is having on the skill requirements of bank staff.     

生产性服务业发展的金融支持研究——基于中国的实证检验：1978～2007

文章根据1978～2007年中国的年度数据,对中国生产性服务业发展的金融支持进行研究,对生产性服务业与金融深化之间的关系进行协整检验和因果关系检验,利用向量误差修正模型验证它们的长期均衡关系和短期修正效应.结果表明,生产性服务业与金融深化之间存在协整关系;但金融深化过程中的金融结构、金融中介以及利率等问题对生产性服务业发展有很大的制约,进一步深化金融改革从而有效支持生产性服务业的发展十分必要.     

Business Ethics and the Decision to Adopt Golden Parachute Contracts: Empirical Evidence of Concern for All Stakeholders

Golden parachutes are often viewed as a form of excessive compensation because they provide senior management with substantial payouts following an acquisition while other stakeholders are subjected to layoffs, disrupted business relationships and other negative externalities. Using a sample of S&P 500 firms, an economic and ethical justification for this type of contract is given. Golden parachutes ensure effective corporate governance that, in turn, preserve the firm's value for all stakeholders. Boards of directors enter into parachute agreements to protect recently hired CEOs' human capital during periods of financial uncertainty and, thus, potential takeover activity. From an ethics viewpoint, golden parachutes are valuable to all stakeholders because they encourage merger or acquisition in lieu of bankruptcy.     

Xu Weiping:The Service for Company Headquarters Is Developing to A New Industry

During the early time of 1996, Xu Weiping, as a visiting scholar to Briton, conductedinvestigation, research and study about the development of the Europe economy.In this year, Xu took the position of the executive director of Dauphin (UK) International Group, and taking charge of the business of market development and investment running in China and Asia and Pacific Area. During the past decade,Xu thought that he has only done one thing-constructing Advanced Business Park(ABP), an area of company headquarters in the south of Beijing.Nowadays, what he dreamt a decade ago has gradually become the reality.     

Xu Weiping:The Service for Company Headquarters Is Developing to A New Industry

During the early time of 1996, Xu Weiping, as a visiting scholar to Briton, conductedinvestigation, research and study about the development of the Europe economy.In this year, Xu took the position of the executive director of Dauphin (UK) International Group, and taking charge of the business of market development and investment running in China and Asia and Pacific Area. During the past decade,Xu thought that he has only done one thing-constructing Advanced Business Park(ABP), an area of company headquarters in the south of Beijing.Nowadays, what he dreamt a decade ago has gradually become the reality.……     

金融创新:中国票据市场有序发展的必由路径

当前我国票据市场存在严厉的金融管制,对票据业务发展造成一定的影响,这些管制措施主要包括票源管制、利率管制和苛求监管三个方面;进一步发展票据市场首先必须放松管制,更为重要的是必须进行金融创新;本文提出了当前我国票据市场金融创新思路,重点在于发展融资性银行票据和商业承兑票据业务,并提出了防范风险的相应措施.