中小企业的融资问题

由于规模小、实力弱、信誉度低,中小企业融资难问题一直得不到很好的解决,并成为制约中小企业发展的重要因素。分析研究了造成融资难的原因,在此基础上,借鉴先进国家的成功经验,对中小企业的融资方式创新提出了对策。     

关于我国中小企业融资的研究

中小企业是我国经济发展中一支非常重要的力量,在中小企业为社会作出的贡献日益增长的同时,由于规模小、实力弱、信誉度低,中小企业融资难问题一直得不到很好的解决,并成为制约中小企业发展的重要因素.要有效解决这一难题,本文分析研究了造成融资难的原因,在此基础上,借鉴先进国家的成功经验,对中小企业的融资方式创新,提出了化解中小企业融资的对策.     

中小企业做大做强的关键

我国现有中小企业已达约1000万家,占全部企业总数的99%以上,中小企业总产值、销售收入和实现利税分别占全部工业总量的60%、57%和40%。中小企业不仅是国内市场上的生力军,而且是活跃在国际市场上的一支轻骑劲旅。中小企业的发展状况,直接关系到我国的经济前景。中小企业的成长和做大做强,已成为我国经济发展的一个重要课题。根据我国中小企业的成长实践,并借鉴国际中小企业发展的经验,其做大做强必须解决以下几个关键问题:一.正确进行市场定位,寻找面向细分市场的专业产品生产同大企业相比,中小企业一般不具备资金、管理、技术、人才、营销…     

谈我国中小企业融资问题

本文从我国的国情现状出发，得出了中小企业才是我国经济发展战略重点的结论，而目前中小企业融资问题已经成为阻碍我国中小企业健康发展的最突出矛盾，要解决其融资难问题，就需要从政策上对其扶持，大力发展中小金融机构以及增强其自身素质。     

我国中小企业的发展分析

笔认为，中小企业在我国国民经济中的作用越来越重要。目前中小企业存在的主要问题是产品技术问题和融资问题。解决这些问题需要中小企业本身的努力，更要政府部门和金融机构的协调和支持。     

浅谈中小企业的技术创新问题

技术创新是指企业应用创新的知识、技术和工艺,采用新的生产方式和经营管理模式,提高产品质量,开发生产新的产品,提供新的服务,占据市场并实现市场价值.它有三个鲜明的特点:一是强调市场实现程度,获得商业利益是检验创新成功与否的最终标准;二是强调从技术的研究开发到首次商业化应用是一个整体过程,是一个系统工程;三是强调企业是技术创新的主体.     

中小企业做大的诸多障碍

分析这个数据时会发现,情况并不如预期的那么乐观.在民营企业中,称得上大型企业的不足800家,约占总数的0.004%,真可谓凤毛麟角.     

做大做垮？

“做大做强”是中国经济界出现频率较高的词汇之一。从前些年的三株出事,轻骑出事,春都出事,到最近的三九出事,德隆出事,给人一个强烈的信息,即不是做大做强,而是做大做垮。大者不一定是强者,在中国当前的企业界,真正的强者似乎不是那些大企业,而是浙江等地的中小企业。     

Why deflation may be a bigger risk than inflation

• ▀ Concerns about high inflation in the medium term are in our view overdone. In fact, we think the bigger risk is some economies sliding into deflation, due to the coronavirus pandemic's long-lasting negative impact on demand, which will intensify existing global disinflationary trends.
• ▀ We do not think the recent acceleration of monetary growth will lead to rapid inflation, despite the strong historic relationship between the two. The current monetary growth is taking place in extremely unusual circumstances, which may alter the usual link with inflation, and may also be temporary.
• ▀ Meanwhile, most market-based measures of deflation risk have risen recently – in some cases to historic highs. Some household surveys point to slightly higher inflation, but this may reflect short-term volatility in prices for key goods.
• ▀ A slide into deflation would have a variety of negative consequences, including feeding back into private saving, weakening growth, and potentially raising debt sustainability issues in some economies.

     

State-controlled economies vs. rent-seeking states: Why small and medium enterprises might support state officials

This study examines the reasons for support that small and medium enterprises (SMEs) provide to government representatives of their choice (in the form of donations, influence through their networks, information and votes). The study tests stakeholder and social capital approaches as legitimate explanations for SMEs’ relationships with state representatives in different transition economies, specifically Belarus and Ukraine. The study shows that the stakeholder approach is sensitive to business environments and more applicable in a rent-seeking state where the parties perceive value in their exchange. Social relations motivate the SMEs’ support in both types of transition economies.     

"丑小鸭"能变成"白天鹅"--中小企业做大做强的关键

我国现有中小企业已达约1000万家，占到全部企业总数的99%以上，中小企业总产值、销售收入和实现利税分别占全部工业总量的60%、57%和40%。中小企业不仅是国内市场上的生力军，而且是活跃在国际市场上的一支轻骑劲旅。中小企业的发展状况，直接关系到我国的经济前景。中小企业的成长和做大做强，已成为我国经济发展的一个重要课题。     

Why cities should not be subsidized

The paper deals with the question of whether fiscal transfers received by cities can be justified by a higher cost of producing publicly provided goods. In the model, increasing the population density implies both a higher output per capita due to agglomeration economies and a higher cost of the publicly provided good due to congestion. It is shown that introducing fiscal transfers to be paid by the region with the lower population density will generally reduce welfare. This result is obtained since the city is already beyond the level of optimum agglomeration.     

中小企业的两种营销战略

长期以来,我国中小企业在推动国民经济发展,保持市场繁荣、增加财政收入,促进劳动就业和维护社会稳定等方面发挥着非常重要的作用,是国民经济必不可少的重要组成部分.由于中小企业经济效益差,技术力量不足,水平较低,难以和大企业进行正面的直接竞争和抗衡,否则无异于"以卵击石".     

特许经营与中小企业发展

特许经营（franchising）又称“加盟连锁”，是新经济时代最受欢迎的一种经营方式。它是一种持续的关系，在这种关系中特许总部向加盟者提供一种商业经营特许，并在加盟者的组织、训练、商品计划和管理上提供援助并从其获得报酬中得到回报。由这个定义可知，特许经营是一种根据合同进行的商业活动，其核心是一种根据合同进行的商业活动，其核心是特许权的转让。一方面，特许人与受许人之间存在着基于特许合同的管理、控制关系；另一方面，受许人作为自营商对其资产拥有所有权，在法律和财务上是独立的，特许人只是以特许使用费和指导费等方式提取收益。     

我国中小企业与国外中小企业内部会计控制制度的区别

近些年,随着我国经济的迅猛发展,中小企业占国民经济的比重也随之增大,而财务会计管理作为企业发展的重要内容之一,是保证企业资金运转正常的根本。但是目前中小企业普遍存在会计控制管理基础薄弱,内部会计控制缺失或失效等问题,这些问题阻碍了企业的发展。文章通过对比国内外中小企业内部会计控制制度,找出我国当前存在的问题,从而让中小企业从中得到借鉴。     

中小企业财务战略选择初探

中小企业在我国社会经济生活中具有不容忽视的地位和作用,中小企业要想做大做强就必须重视理财活动.本文从可持续性发展的角度将中小企业的发展划分为四个阶段,并据此制定与之相匹配的财务战略.     

Study on relationship lending of small and medium enterprises

This paper focuses on relationship lending and the hypothesis of the small bank advantage. It integrates the knowledge of organization management theory, management theory and information economics theory. It combines the decision-making process of bank loans and the information needs, and analyzes the scientificity and rationality of the existing interpretations. Based on the reasons of ＂small bank advantage＂, it discusses some issues to which banks and enterprises should pay attention in the relationship lending.     

Business orientations and innovation in small and medium sized enterprises

The capability of Small and Medium Enterprises (SMEs) to drive and shape markets is one path to competitive advantage. Firms that drive markets do so by leveraging radical and disruptive innovation to shape the needs of current and future customers, thereby altering market structure. In the current study, we find that firms with an entrepreneurial orientation are more likely to develop both driving markets and market driven innovations, while firms with a market orientation are more likely to develop market driven innovations.