Upgrading Supervision Private Banking Market

Private banking ,brand new to China＇s banking industry,is currently faced with a bright future and a multitude of problems.It is business full of risk,and for the moment ,the country has not been prepared with respect to both the basic and institutional fields.[第一段]     

我国商业银行的私人银行业务经营模式

伴随经济的高速发展,我国居民私人财富亦不断增长,个人财富管理服务的需求强劲,私人银行业务正越来越显示出巨大的增长潜力。我国私人银行业务应该通过增强产品创新,加强配套体系的建设,加强风险控制、增强混业合作,采用多形式、全方位的产品销售等措施来促进其发展。     

Upgrading Supervision of the Private Banking Market

Private banking, brand new to China's banking industrv, is currently faced with a bright future and a multitude of problems.     

对我国银行业管制的思考

20世纪30年代经济大危机之后,西方各国银行业普遍实施了严格的银行管制,以减低或消除银行业的市场失灵。但是60年代以后,银行管制的作用受到诸多质疑,并逐步发展形成了放松银行管制论。鉴于历史和制度的原因,中国银行业一直受到严格的管制,如:利率管制、高进入和退出壁垒、不同所有制银行的差异化政策等,这些管制导致中国银行业整体竞争力不强和效率低下。基于此,放松银行管制既是大势所趋,也是解决我国银行业内存在矛盾,提高银行业整体竞争力的必要举措。     

我国私人银行业务发展策略分析

<正>一、私人银行概念私人银行是指由国际金融集团向富有个人或家庭提供的私密性银行服务,业务范围包括财务咨询、企业管理咨询、投资理财建议等,开户门栏一般在100万美元以上。作为理财界几乎空白的"超白金"领域,国内私人银行业务正吸引越来越多的外资巨头前来争夺。     

China to Strengthen Banking Supervision

China will strengthen supervision on the banking systen,said China＇s Vice Prenier Huang Ju on January 16.     

Banking on Reform in the Rising China

About six years ago when China first entered the WTO and agreed to open up its retail banking market after a period of five years,many overseas me- dia organizations held a pessimistic outlook that China's banking industry was headed towards bankruptcy.However,through effective adjustment and reform, China has edged into the advanced ranks of the banking world through some huge developments in its banking system.     

Private Venture Capital in China

Venture capital is produced as hi-tech booms.In China,venturecapital,to be a fledgling sector,also developed rapidly to meet demands ofhi-tech development.In China,privateventure capital began to emerge in 1999.After three years,it shares 2-3% of the totalof venture capitals in China.For moreinformation about private venture capital inChina,our reporter visited the     

“民生女人花”：对女性做一场感性营销

随着女性消费理念、社会地位、收入水平的提升，当下中国的主要消费群体已经集中在女性身上，男性消费再也无法跟女性分庭抗礼。一切的一切都在引导女性的消费倾向。各色品牌广告、韩剧、打折……无一不刺激着女性的消费神经。民生银行和新浪网敏锐洞察到这个趋势，一场针对白领女性、助力信用卡推广的网络营销正如火如荼地进行着……     

我国网络银行的风险与监管体系建设

网络银行的发展改变了银行的经营方式,它在给我们带来快捷便利的同时,也带来了额外的风险。针对网络银行所带来的风险和监管的特点,我国网络银行的监管应从宏观、中观和微观三个层次进行监管体系的建设。     

Banking Card Use to Rise Rapidly in China

China's banking card sector willundergo skyrocketing growth thisyear ked bycompetition from several banks. Increased use of credit and foreignexchange cards-coinciding with theexpansion of persnal banking services andoverseas travel-will spur the growth. It will be a departure from past years,when a majority of Chinese bankcardholders began using bank debit cards. "The year will mark a turning point in thedevelopment of China's credit card sector,"predicted Albert Shiung,general managerof China operations for Visa,one of the     

逐鹿金融城

<正>古人云:器大者声必闳,志高者意必远。从环渤海到京津冀,从东北振兴到中部崛起,从西部开发到中亚合作,从北部湾再到泛北部湾,每一个区域的繁荣都迫切需要金融业的支持。在此背景下,在地域面积等同整个欧洲的中国大地上,出现多个金融中心并不为奇的看法正在形成共识。而在此间,经由各地经济发展所支撑的中国经济总体复兴,亦正呼唤一个与之地位相     

银行业放松管制和中国制造业企业出口

利用银监会网站所提供的城市层面银行机构数据,探讨了银行业结构性改革中的银行管制放松对制造业企业出口的影响。研究发现:银行业放松管制会提高企业的出口概率及出口额,且这种作用在金融脆弱度越高的行业越明显;进一步拓展研究表明,银行业放松管制对高生产率企业、小规模企业、东西部地区企业的出口促进作用更强。银行业放松管制提高了银行的金融配置效率,推动了地方金融发展,有助于中国外向型经济的发展,促进了企业出口发展。     

China Encourages Private Investment in IT Industry

Chinese Government is making efforts to create preferential conditions for private investment in information industry, for the purpose of accelerating the development of domestic IT industry and enhancing its international competitiveness, said Jin Liqun, Vice-Minister of Finance.Jin Liqun said, China is striving for the construction of IT technology. It will attract more private sectors to invest in information industry, by taking measures to improve property rights system and legal system,     

Competing for consumer memory in television advertising

The purpose of this study is to examine how brand recall and recognition are affected by non-editorial clutter in mega-event broadcasting. Using longitudinal data collected during four years of Super Bowl broadcasts, this study investigates the effects of three different types of television clutter (other ads, on-air promos and TV billboards) and their composite effects on brand memory. The results show that increases in numbers and lengths of other ads and on-air promos negatively affect brand recall and recognition. However, such effect was not found with TV billboards. Theoretical and marketing implications are discussed.     

我国影子银行对货币政策的影响

美国次贷危机爆发以来,影子银行及其对整个金融体系的影响成为研究的热点。首先介绍了影子银行在我国发展的概况;然后剖析了影子银行如何影响我国货币政策工具和货币政策目标;最终探究了如何增强货币政策的有效性以应对影子银行,并提出具有针对性的政策建议。     

中国银行业管制效率:评价原则与检验

本文指出银行业管制效率评价的一般原则,通过对原则的两种可行方法的运用,发现,中国经济增长与银行业管制效率没有直接相关关系,并且中国银行业管制成本是高昂的。在将中国银行业管制与外国银行业的管制进行比较后,进一步发现中国银行业管制是低效的。     

Competing in the global marketplace: The case of India and China

As the world economy becomes increasingly integrated and globalized, U.S. companies face unprecedented opportunity, as well as challenge. In the global marketplace, China has made great strides in economic and commercial developments. The business community observes that China is becoming a manufacturing base for the world in providing quality products at low prices. As more business people turn their attention to China's progress, however, they are missing out on an important part of the equation: its neighboring country, India, which may deserve more attention than it has received. In this article, we attempt to present an argument that India could be a viable alternative in competition with other countries on the world stage. In spite of its problems, the Indian government and people are determined to increase Indian contribution to the world economy. As such, India may serve as its next frontier.