共查询到20条相似文献,搜索用时 78 毫秒
1.
共襄和谐盛世 献礼60华诞——中国信用卡行业同庆新中国成立60周年 总被引:1,自引:0,他引:1
盛世华彩,国之华诞!新中国成立60周年之际,各行各业相继推出各色国庆主题产品和活动,共同见证这不平凡的时刻。我国的信用卡行业从无到有,取得了辉煌的成绩:截至2009年第二季度末,我国累计发行银行卡197933.62万张,其中,信用卡发卡量为16261.51万张。乘蛊世之光烘托盏世,借发展之际纪念发展——中国信用卡行业发行以歌颂祖国、体现建国60年来建设成果为主题的信用卡,推出一系列优惠活动为伟大祖国60周年献礼。 相似文献
2.
3.
4.
5.
6.
2008年6月16日,中国民生银行在其信用卡发行三周年的庆典上,推出了国内首张留学生主题双币信用卡.有趣的是,民生银行选择北京大学的百年大讲堂作为民生留学生信用卡的首发地.这所知名学府每年毕业生的出国留学比例超过了20%,有些理工科毕业班甚至全班同学都出国深造,而这不过是中国出国留学潮的一个缩影. 相似文献
7.
九月的北京,阳光不再灼热,空气中开始透出一丝凉意。再过不久,我们就要迎来建国60周年大庆。这是一个值得纪念的时刻,各个地区、各个行业都在以不同的方式迎接这一刻的到来。为了这一刻,中国银联携手国内15家商业银行共同发行了建国60周年主题信用卡,这是国内首次发行以国庆为主题的信用卡。这些信用卡不但具备标准信用卡的全部功能,而且颇具历史纪念意义。 相似文献
8.
9.
10.
1952年,美国加利福尼亚州的富兰克林国民银行发行了首张银行信用卡,由此揭开了银行发行信用卡的序幕.到了20世纪60年代,银行信用卡受到社会各界的普遍欢迎,并得到迅速发展.1985年,中国银行发行了我国首张信用卡.
伴随着经济迅速发展和人们消费理念的转变,信用卡产业不断壮大,发卡量和业务类型迅速增加.但信用卡业务迅速发展的同时,投诉也日益增多,成为侵害金融消费者权益的重灾区. 相似文献
11.
We investigate individual investors’ tolerance towards financial risk by focusing on changes associated with the global financial crisis (GFC) of 2007–2009. Financial risk tolerance (FRT) is analysed longitudinally controlling for demographic, socio‐economic and regional variations. In absolute terms, the change in FRT is small and contrasts with a popular view that risk tolerance is an elastic psychological state overly influenced by the pervading market conditions. Even in the presence of significant financial events, FRT tends to be a reasonably stable attribute in the shorter term but possibly influenced and reshaped by events more gradually over time. 相似文献
12.
近年来,我国金融创新业务表外化、同业化、复杂化、网络化趋势明显。金融创新大发展造成的统计信息缺口对金融统计分析、监管和金融稳定带来了新的挑战,为此,当前应积极推进金融统计标准化和金融业综合统计工作,尽快推出影子银行统计制度,并制定长期的金融大数据战略规划,构建符合我国金融业创新特点的金融统计框架和方法,维护金融稳定。 相似文献
13.
《Journal of Financial Stability》2013,9(4):662-672
Using the financial and macroeconomic dataset of 132 countries, this study empirically analyzes the effects of financial regulations and innovations on the global financial crisis. It shows that regulatory measures such as restrictions on bank activities and entry requirements have decreased the likelihood of a banking crisis, while capital regulation and government ownership of banks have increased the likelihood of a currency crisis. Financial innovation has contributed to the banking crisis but contained the currency crisis. This study also shows that judicious implementation of regulatory measures is critical to financial stability because some regulations, if implemented simultaneously, can further aggravate or alleviate a crisis. 相似文献
15.
Corporate financial structure and financial stability 总被引:1,自引:1,他引:1
Drawing on a unique dataset of flow-of funds and balance sheet data, this paper analyzes the impact of financial crises on aggregate corporate financing and expenditure in a range of countries. Investment and inventory contractions are the main contributors to lower GDP growth after crises, with a much greater effect in emerging market countries. The debt–equity ratio is correlated with investment and inventory declines following crises. Econometric analysis suggests that financial crises have a greater impact on expenditure and the financing of corporate sectors in emerging markets than in industrial countries. Industrial countries appear to benefit from a pick-up in bond issuance in the wake of banking crises. Although companies in emerging market countries hold more precautionary liquidity, this is evidently not sufficient to prevent a greater amplitude of response of expenditure to shocks. 相似文献
16.
17.
We provide a cross-country and cross-bank analysis of the financial determinants of the Great Financial Crisis using data on 83 countries from the period 1998 to 2006. First, our cross-country results show that the probability of suffering the crisis in 2008 was larger for countries having higher levels of credit deposit ratio whereas it was lower for countries characterized by higher levels of: (i) net interest margin, (ii) concentration in the banking sector, (iii) restrictions to bank activities, (iv) private monitoring. The bank-level analysis reinforces these results and shows that the latter factors are also key determinants across banks, thus explaining the probability of bank crisis. Our findings contribute to extend the analytical toolkit available for macro and micro-prudential regulation. 相似文献
18.
推进金融信息化促进金融体制改革——国家"十五"科技攻关项目"金融信息化"简介 总被引:2,自引:0,他引:2
编者按目前,"金融信息关键技术与示范工程"项目已正式列入国家"十五"科技攻关计划,本刊2001年第12期曾对此作了相关报道,金融信息化攻关立项不仅可以带动整个金融行业的信息化建设,而且能够为国民经济管理和国家宏观经济决策提供支持,从而推动国民经济的信息化.为此,本刊特邀项目组负责人之一--中国人民银行科技司卢小冰女士对该项目的情况进行介绍. 相似文献
19.
现代金融危机破坏性之所以越来越强烈,一个重要的原因是金融市场的复杂性和紧耦合度越来越高,由此导致各类风险的相互作用、相互加强,并最终导致系统风险的形成。该文基于工程学视角描述了这一机制的演变过程及其在此次国际金融危机中的表现,并提出松弛金融系统紧耦合性的相应建议。 相似文献