共查询到19条相似文献，搜索用时 46 毫秒
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WHAT MAKES RURAL FINANCE INSTITUTIONS SUCCESSFUL? 总被引：4，自引：0，他引：4
Providing affordable credit to the rural population has longbeen a prime component of development strategy. Governmentsand donors have sponsored and supported supply-led rural financeinstitutions both to improve growth and equity and to neutralizeor mitigate urban-biased macroeconomic policies. But becauseof high risks, heavy transaction costs, and mounting loan losses,many of the programs have drained state resources to littlepurpose, reaching only a small part of the rural populationand making little progress toward self-sustainability. There are, however, a few success stories. This article reviewsthe policies, modes of operation, incentives, and financialperformance of four publicly sponsored programs in Asia thatare widely perceived to be successful, to find out what economic,social, and institutional factors contributed to their success. 相似文献
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发展农村金融难题依旧 总被引：5，自引：0，他引：5
十几年来,我国的农村金融改革和发展基本上是“机构不足建机构,补贴不足加补贴,监管不足改监管”。如果反思一下,可以肯定地说,我们仍然没有找到一条适合我国农村经济发展的农村金融发展之路。发展农村金融是世界各国尤其是发展中国家面临的共同问题。由于农村经济发展的不平衡和各国情况的殊异,至今还没有找到一个解决农村金融难题普遍适用的良方。农村金融政策及其思路从农村金融理论的发展来看,强调政府作用的传统发展经济学逐渐被强调市场力量的新古典 相似文献
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未来的农村金融市场必将出现投资主体多元化、竞争主体多元化、农村资金供给不断增加、农户资金需求得到更好满足的良好局面。 相似文献