创新与和谐的深层次融合——第八届金融发展论坛侧记

2007年9月13日，伴随着第十五届中国国际金融（银行）技术暨设备展览会（简称“金融展”）的开幕，第八届“中国金融发展论坛”也拉开了帷幕。来自中国人民银行、中国银行业监督管理委员会、中国证券监督管理委员会、中国工商银行、中国建设银行、中国农业银行、中国银联股份有限公司的有关领导以及中国网通、IBM、柯达、RDM、华彩科技、巴克莱银行、德利多富、迪堡等相关企业代表出席论坛并发表主题演讲。[第一段]     

创新与和谐的深层次融合——第八届金融发展论坛侧记

2007年9月13日,伴随着第十五届中国国际金融(银行)技术暨设备展览会(简称"金融展")的开幕,第八届"中国金融发展论坛"也拉开了帷幕。来自中国人民银行、中国银行业监督管理委员会、中国证券监督管理委员会、中国工商银行、中国建设银行、中国农业银行、     

溶合科技成果构建和谐金融——第十五届金融展暨第八届中国金融发展论坛综述

2007年9月13日,由中国人民银行科技司和中国银行业监督管理委员会信息中心支持,中国金融电子化公司主办的第十五届金融展在北京展览馆隆重开幕.中国人民银行党委委员、纪委书记王洪章、中国银行业监督管理委员会主席助理王兆星等领导出席了开幕式并为本届金融展揭幕.     

共话和谐金融 ——记第七届中国金融发展论坛

中国金融发展论坛作为中国国际金融（银行）技术暨设备展览会不可分割的主要组成部分，始终结合金融改革的最新进展，引导金融科技应用的创新潮流，对我国金融业的快速发展产生重要影响。金融作为现代经济的核心，随着我国改革开放的不断深入，已日益广泛地渗透到社会经济的各个层面，实现金融和谐发展已经成为建设和谐社会的重要内容。为此，第七届金融发展论坛在重视金融信息化建设的基础上增加了对构建和谐金融生态的探讨，丰富了论坛的主题，使之更具有时什特伍．     

唱响金融和谐主旋律——2006中国金融论坛侧记

2006年对于中国的金融业来说,是一个波澜壮阔的年份。这一年,央行连续3次加息,中国银行、工商银行等多家商业银行在海内外挂牌上市,股指创出15年来的新高,全国人大常委会制定了多项与金融息息相关的法案,中国的金融业市场全面对外开放……     

加快金融创新 实现区域共赢——第四届泛珠三角区域合作与发展金融论坛综述

2007年6月9日，由广东、福建、江西、湖南、广西、海南、四川、贵州、云南九省金融学会主办，《金融时报》社、“中国金融》杂志社协办，湖南省金融学会承办，香港、澳门金管局参与的“第四届泛珠三角区域合作与发展金融论坛”在湖南长沙举行。来自上述九省和香港、澳门两个特别行政区（“9＋2”）的有关政府部门领导及金融业界代表200余人参加了论坛。     

科技促进金融服务创新——第六届中国金融发展论坛召开

第六届中国金融发展论坛于9月18日～19日在北京召开，中国人民银行副行长苏宁出席了此次论坛，并在9月18日下午的主题演讲——“科学技术打造现代金融服务”中做了发言。苏宁副行长指出，近年来金融的发展极大促进了服务的创新，改变了金融服务模式。面对中国金融业2006年底全面开放，如何在国际范围竞争，在竞争基础上谋求共同发展，是当今国内外金融业共同关注的问题。     

共生共融——第五届中国企业金融创新论坛

近一年,欧美债务危机和宏观经济形势给CFO的管理运作带来了严峻的挑战。与此相应,尽管受到国际经济金融转变,国内房地产带来的风险等因素的影响,本土银行的利息差仍然继续保持高位,银行业利润的高速增长与企业资金链绷紧的现     

第五届泛珠三角区域合作与发展金融论坛综述

2009年8月14日,第五届泛珠三角区域合作与发展金融论坛在广西南宁召开。本届论坛以"产业转移与金融服务"为主题,九省区金融学会会长以及澳门嘉宾分别结合各自所在省区的实际,就如何把握产业转移的机遇、促进金融服务发展的主题交流了经验和建议,现综述其主要观点,以便交流。     

后危机时代金融新思维——对外经济贸易大学第三届“瑞穗基金金融论坛”侧记

当下,全球都在竭尽全力为世界及各国经济复苏而共同努力,然而本次金融危机的多米诺骨牌效应似乎比人们预想的还要强大,后危机时代也不知还要持续多久才能真正接近尾声。近期,希腊主权债务危机、欧洲债务危机、高盛“欺诈门”案件等一系列后续事件接连发生,不仅严重阻碍了经济复苏的脚步,也使得各国政府不得不重新对金融监管进行思考。     

Deep change. How operational innovation can transform your company

Breakthrough innovations--not just steady improvements--in operations can destroy competitors and shake up entire industries. Just look at Dell, Toyota, and Wal-Mart. But fewer than 10% of large companies have made serious attempts to achieve operational innovation. Why? One reason, contends the author, is that business culture undervalues operations--they're not as sexy as deals or acquisitions. In addition, many executives who rose through the ranks of finance or sales aren't familiar with operations--and they aren't interested in learning more. Finally, because no one holds the title Vice President of Operational Innovation, it doesn't have a natural home in the organization, so it's easily overlooked. Fortunately, all of these barriers can be overcome. This article offers practical advice on how to develop operational innovations, such as looking for role models outside your industry to emulate and identifying--and then defying--constraining assumptions about how work should be done. The author also discusses the best way to implement operational innovations. For instance, because they are disruptive by nature, projects should be concentrated in those activities with the greatest impact on enterprise strategic goals. Operational innovation may feel unglamorous or unfamiliar to many executives, but it is the only lasting basis for superior performance. Executives who understand how operational innovation happens--and who understand the barriers that prevent it from happening--can add to their strategic arsenal one of the most powerful competitive weapons in existence. In an economy that has overdosed on hype and in which customers rule as never before, operational innovation offers a meaningful and sustainable way to get ahead--and stay ahead--of the pack.     

积极探索科技与金融的结合

——历次产业革命的实践充分表明,人类社会每一次大的产业文明,都源于科技创新。——解决科技型中小企业融资难的问题,可以成立区域性股份制民营小银行,小银行利用熟人社会弥补信用体系的不足     

Effects of dialect connectedness between chairperson and CEO on corporate innovation in China

This paper examines the effects of dialect connectedness between the chairperson and CEO (DCCC) on corporate innovation activities. We find a negative association between DCCC and corporate innovation for China's listed firms. This negative relationship is more pronounced when the chairperson and CEO work in a different dialect-spoken city. Regarding corporate nature, we observe clear restrictions of DCCC on the innovation activities of non-state-owned enterprises, whereas the innovation of state-owned enterprises is less affected. We further investigate three mechanisms through which DCCC reduces corporate innovation. Our results suggest that DCCC restrains innovation by strengthening perceptions and trust between the chairperson and CEO and weakening the supervisory role of the chairperson. Further analysis indicates that emotional closeness between the chairperson and CEO cannot restrain corporate innovation in the short term if the CEO is pressured to be fired. In other words, DCCC cannot mitigate CEO career concerns within a short period.     

Rent-seeking and innovation

Innovations and their adoption are the keys to growth and development. Innovations are less socially useful, but more profitable for the innovator, when they are adopted slowly and the innovator remains a monopolist. For this reason, rent-seeking, both public and private, plays an important role in determining the social usefulness of innovations. This paper examines the political economy of intellectual property, analyzing the trade-off between private and public rent-seeking. While it is true in principle that public rent-seeking may be a substitute for private rent-seeking, it is not true that this results always either in less private rent-seeking or in a welfare improvement. When the public sector itself is selfish and behaves rationally, we may experience the worst of public and private rent-seeking together.     

Governance and innovation

I examine the relation between the presence of governance provisions and corporate innovation for a sample of firms between 1984 and 1997. I find a positive relation between four proxies for innovation and the broad Gompers, Ishii, and Metrick (2003) Index. However, in subsample analyses, I find that only those provisions that officers and directors actively adopt are positively related to innovation; coverage by state-level antitakeover legislation is typically unassociated or negatively associated with innovation. The evidence suggests that it is the visibility of officers and directors' actions rather than the potency of the takeover protection that best explains the observed pattern.     

不创一流不立名——工行河北省张家口分行桥东解放支行建设现代金融企业工作纪实

工商银行张家口桥东解放支行，位于张家口市繁华地段，已有50余年的历史。和着时代前进的节拍，乘着改革开放的春风，解放支行不断成长壮大，在山城金融界树起了闻名遐迩的“老字号”金招牌：连续三次被团中央、人总行授予全国“青年文明号”，三次被河北省工行评为省级“巾帼文明示范岗”，1999年被河北省政府命名为先进集体和优质文明服务先进单位，2000年荣获工总行“最佳支行”，2001年荣获工总行“巾帼文明示范岗”称号，2004年被市妇联命名为全市十大“巾帽文明标兵岗”，2005年，又荣获全国妇联“巾帼文明岗”。     

Banking deregulation and innovation

We document empirical support for a key micro-level channel—innovation by young, private firms—through which financial sector deregulation affects economic growth. We find that intrastate banking deregulation, which increased the local market power of banks, decreased the level and risk of innovation by young, private firms. In contrast, interstate banking deregulation, which decreased the local market power of banks, increased the level and risk of innovation by young, private firms. These contrasting effects on innovation also translated into contrasting effects on economic growth. Our study suggests that the nature of financial sector deregulation crucially affects its potential benefits to the real economy.     

Independent boards and innovation

Much research has suggested that independent boards of directors are more effective in reducing agency costs and improving firm governance. How they influence innovation is less clear. Relying on regulatory changes, we show that firms that transition to independent boards focus on more crowded and familiar areas of technology. They patent and claim more and receive more total future citations to their patents. However, the citation increase comes mainly from incremental patents in the middle of the citation distribution; the numbers of uncited and highly cited patents—arguably associated with riskier innovation strategies—do not change significantly.     

Board reforms and innovation

We study the effect of board reforms on firms' research and development (R&D) investments utilizing a sample of 41 countries. Using a difference-in-differences analysis, we find that firms invest more in R&D following corporate governance reforms. Of these, two legal reforms — having an independent audit committee and board independence — have a greater impact on R&D investment. Additionally, we show that board reforms have a more pronounced effect on R&D investment in hi-tech industries and the health sector.     

扬思想建设之帆 走创新发展之路——工行北京市方庄支行思想政治工作点滴

工行方庄支行地处北京南城城乡结合部，经营区域从南二环至南五环，南北宽、东西窄，整个区域呈现“三多一少“的特点，即居民多、流动人口多、批发市场多，大中型企业相对较少。面对相对匿乏的市场资源，支行在党委书记、行长曲琐带领下，始终坚持将思想政治工作贯穿于全行中心工作，体现在理念创新、业务发展和队伍建设中，在创新上下功夫，在结合上做文章，促进支行在经营管理各个方面取得可軎的成绩。去年上半年，在支行行长绩效考评中由去年的第18名上升到第4名，绩效等级由B＋＋上升为A级。