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1.
Madhubalan Viswanathan Ronika Chakrabarti Paul Ingenbleek Srinivas Venugopal 《The Journal of consumer affairs》2021,55(1):3-7
We provide an introduction to the special issue on subsistence marketplaces. We briefly describe the stream of subsistence marketplaces, and the conference series associated with the call for papers. We provide a brief overview of the diverse set of papers in the special section. 相似文献
2.
Financial exclusion is an apparent phenomenon globally, the majority of people without bank accounts living in the developing countries. Those who lack access to financial services could experience vulnerability. Therefore, the purpose of this study was to unfold the vulnerability of the low‐income unbanked consumers in a Pakistani context. Qualitative data were gathered from low‐income unbanked consumers through in‐depth interviews. The findings suggest that unbanked consumers are vulnerable in many ways. The participants faced several negative consequences due to their financial exclusion, which resulted into their personal, economic and social detriment. Based on our study findings, we provide managerial and public policy implications for the well‐being of the low‐income unbanked consumers. Lastly, study limitations and future study guidelines are discussed. 相似文献
3.
Disadvantaged consumers are often the victims of consumer fraud; low‐income Latino a immigrants are especially likely to be victims due to their lack of English proficiency and inexperience in the local marketplace. A qualitative research study using purposeful sampling was conducted to identify areas of consumer fraud experienced by 45 Latino immigrants. Types of unscrupulous practices are identified, including sales of automobiles, prepaid telephone cards and counterfeit documents. Problems with fraud are discussed in terms of a model of disadvantaged consumers and implications for education are suggested to counteract the identified problems. 相似文献
4.
基于江苏1988-2010年的数据,本文实证分析了江苏省农村金融发展与农民收入结构的关系:从长期来看,江苏农村金融发展规模、效率对农民家庭各项收入的增加都起到了正作用,农村金融发展效率对农民家庭经营性收入的贡献比较突出,而农村金融发展结构对农民家庭各项收入的增加起着较大的负作用;农民工资性收入、转移性及财产性收入的增长在短期内有利于农村金融发展结构的改善,但长期却相反。 相似文献
5.
Michelle Reyers 《International Journal of Consumer Studies》2019,43(4):335-347
Emergency savings provide a buffer against financial shocks, particularly among low‐income households. Despite the importance of these funds in lessening financial hardship, many households have not set aside emergency funds. It has been suggested that financial capability may play a role in financial behaviour. Therefore, this study considers whether financial capability is associated with saving for emergencies and whether there are differences in factors that predict emergency savings behaviour among those living below and above the poverty line. Using data from a sample of South Africans, logistic regression is used to determine the predictors of emergency savings. The study finds that those with higher levels of financial capability, related to financial self‐efficacy and having access to a bank account, are more likely to have emergency savings compared with those with lower levels of financial capability. However, no evidence is found to suggest a relationship between objectively measured financial knowledge and emergency savings. Therefore, the findings suggest that self‐assessed financial ability, as measured by financial self‐efficacy, might be more important than objectively assessed ability in the context of individuals making responsible financial choices. Differences in the predictors of emergency savings for those living above and below the poverty line related to socioeconomic and demographic differences, whereas the same financial capability predictors were significant predictors in both samples. The study provides unique insights into the predictors of emergency savings in a developing market context and identifies the characteristics of those who are likely to be financially resilient to unexpected economic shocks. The importance of the broader financial capability construct in predicting emergency savings, for both those living above and below the poverty line, suggests that programmes aimed at encouraging emergency savings should focus on enhancing financial self‐efficacy and financial inclusion. 相似文献
6.
Robin Henager Teresa Mauldin 《Family and consumer sciences research journal / American Association of Family and Consumer Sciences》2015,44(1):73-87
This study was designed to explore financial literacy in low‐ to moderate‐income households with regard to saving behavior. The study examined the low‐ to moderate‐income household's decision to save regularly and their responses to three questions related to financial literacy and a self‐reported perception of financial knowledge. Perceived financial knowledge and planning (usually or most of the time) were good indicators of the decision to save regularly. 相似文献
7.
Jung Joo La 《The World Economy》2019,42(4):1180-1199
This study examines how importers’ preferences for environmentally friendly products influence the effect of China’s export growth on the exports of OECD countries to third markets. The effect of China’s export growth is systematically investigated using the theoretical gravity model, which assumes that importers’ environmental preferences are heterogeneous among countries. A new measure is also proposed to represent importers’ revealed preferences for environmental quality across countries. Panel data consisting of observations for 30 OECD exporting countries and 60 importing countries over the 2000–10 period confirm that the crowding‐out effect of China’s export growth on the exports of OECD countries observed in markets for consumption goods and the dampening effect observed in markets for intermediate goods are becoming weaker as the importer preference for environmental quality becomes stronger. 相似文献
8.
Celia R. Hayhoe Soo Hyun Cho Sharon A. DeVaney Sheri Lokken Worthy Jinhee Kim Elizabeth Gorham 《Family and consumer sciences research journal / American Association of Family and Consumer Sciences》2012,41(1):69-85
Using scales developed from a modified Yamauchi and Templer's Money Attitudes Scale (1982), this research examined how distrust and anxiety, demographic factors, and financial management behavior were associated with being a regular saver among low‐ and moderate‐income households. Data were collected online. The national sample consisted of 749 respondents. The results of the Ordinary Least Squares regression on the financial management behavior score showed that those with higher levels of distrust and lower levels of anxiety tended to engage in more recommended financial management behaviors. The results of the logistic regression on saving regularly showed that anxiety and financial management behaviors were associated with savings behavior. The results of hierarchical logistic regressions showed that those who practiced more recommended financial management behaviors and those who had lower levels of anxiety were more likely to save regularly. Also, those with more income and more net worth were more likely to save regularly. Male respondents were more likely to save regularly than female respondents. As age increased, respondents were less likely to save regularly. 相似文献
9.
Anjolize Wassenaar Elizabeth Kempen Tertia van Eeden 《International Journal of Consumer Studies》2019,43(5):437-445
The study explored the use of a multi‐attribute approach, Fishbein’s attitude‐towards‐the‐object model, in finding the differences between the attitudes of consumers and nonconsumers of game meat among South African respondents towards the following attributes of game meat: sensory characteristics; health benefits; game meat production ethics; animal welfare; safety for human consumption; availability; and price. This quantitative study determined the attitudes of 1,096 consumers and 310 nonconsumers of game meat with an online survey. Based on attitudes towards individual attributes, as determined by Fishbein’s attitude‐towards‐the‐object model, respondents classified some product attributes as important in their decision to consume, or not to consume, game meat. Respondents indicated that the availability, sensory characteristics, game meat production ethics and health benefits are considered to be important in their decision to consume game meat. 相似文献
10.
Developing countries today have become more active participants in regional trade agreements. This raises questions about how the benefits of integration are distributed, and the extent to which lower‐income countries are able to capture development gains. Historically, such impacts have been difficult to identify with precision. This paper seeks to address this gap by empirically analysing the impact of regional integration on development, particularly the effects on growth and welfare. Using both bilateral and regional integration measures, we show that the ability to capture gains from integration varies across developing country regional groups, with developing Asia benefiting on par with developed countries. The findings in the paper indicate that trade and trade policy play an important role in reducing inequality and poverty in developing countries. It also shows that regionalism can function as a channel to make multilateralism a more adept way of addressing national challenges. 相似文献
11.
Seongyeon Auh Christine C. Cook Sue R. Crull Cynthia N. Fletcher 《Family and consumer sciences research journal / American Association of Family and Consumer Sciences》2006,35(2):96-117
This study uses qualitative data to examine how rural low‐income women confront the housing needs of their young children in the midst of changes in public policy. The focus is on the strategies employed and the difficulties faced in the provision of safe, affordable and stable homes. The data are drawn from in‐home interviews conducted every 6 months with 13 mothers who were welfare‐dependent at the start of the research. The investigation depicts several dimensions of the circumstances of poor children that have not had much previous attention in the literature: serial housing inadequacy and chronic mobility. Several families with children with disabilities reported severe housing deficiencies. This research provides initial evidence of the important role of housing in promoting the goals of family stability and economic self‐sufficiency as well as the need to improve health and developmental outcomes for children living in poverty. 相似文献
12.
Chinese people are very focused on “face,” the desire to pursue face, and the fear of losing face. Face has a broad and profound impact on the behavior of Chinese consumers. By adopting Zhang's face dimension method, this study divides consumers’ face view into “the desire to gain face” and “the fear of losing face,” and develops a model to investigate their impacts on consumers’ need for uniqueness. Data from 360 college students and graduate students were used to validate the proposed model through structural equation modeling. Results show that the desire to gain face and the fear of losing face have indirect effects on consumers’ need for uniqueness, with the mediation of independent self‐construal and consumer's susceptibility to normative influence. The study provides both theoretical and managerial contributions, and a new perspective to better understand Chinese consumers’ face view and consumers’ need for uniqueness. Managerially, the study offers suggestions for consumers about how to properly obtain face, for enterprises about how to formulate targeted marketing strategies using consumers’ face view, and for the government on how to guide consumption trends through consumers’ face mentality. 相似文献