“双碳”战略下商业银行绿色数据中心建设实践与探索

数据中心作为商业银行信息系统运行的重要载体,在支撑金融业务发展、加快数字化转型及保障生产安全运营中扮演着至关重要的角色。为贯彻落实党中央“双碳”目标的重大战略决策,着力实现绿色低碳发展,商业银行以数据中心建设为发力点,在国家推动新基建的大背景下,从数据中心的选址、规划、建设及运营的全生命周期入手,积极推进碳达峰、碳中和在绿色数据中心建设中的应用实践,并开展了一系列行之有效的实践探索。     

省级数据中心建设的若干思考

按照人民银行总行两级数据中心建设的规划,省会城市级别数据中心建设正在逐步推行。省级数据中心作为两级数据中心建设的重要组成,处十承上启下的关键环节。本文对省级数据中心建设过程中的一些问题进行分析,从数据中心建设的目的、定位、规划和实施出发,并对省级数据中心管理等方面进行剖析和探讨。     

大型数据中心机房模块规划研究

大型金融机构、互联网公司和电信运营商需要建设大型的数据中心,这些数据中心机房面积大,经常达到数万平方米,必须规划成多个机房模块。做好机房模块规划工作对于整个数据中心的后续运维至关重要。本文针对大型数据中心的机房模块规划做了专项调研。     

社会物流条件下物流中心选址规划

在分析社会物流条件下物流中心选址问题的基础上,考虑物流中心固定费用和可变费用,建立了物流中心选址的双层规划模型:上层规划为物流中心选址的综合规划,下层规划为不同运营机制下的物流配送方案,并对该双层规划进行了求解。对于物流中心选址方法的研究,为物流中心的发展提供一种更健全的思想。     

社会物流条件下物流中心选址规划

在分析社会物流条件下物流中心选址问题的基础上,考虑物流中心固定费用和可变费用,建立了物流中心选址的双层规划模型:上层规划为物流中心选址的综合规划,下层规划为不同运营机制下的物流配送方案,并对该双层规划进行了求解.对于物流中心选址方法的研究,为物流中心的发展提供一种更健全的思想.     

浅谈客运专线箱梁场选址、规划及建设

文章结合大同至西安客运专线中铁二十一局临潼制梁场选址,探讨了客专箱梁场在选址、上遵循的一些原则,梁场在规划及建设中经济节约原则,梁场在建场期间遵循的施工主线,工装配置及大型设备进场安排等,为以后客专箱梁场选址、规划及建设提供参考,务求使梁场选址、规划及建设符合工期、节约目的.     

银行业集中式数据中心信息系统运维管理的形势分析与应对策略

按照系统规划、建设、运维管理、持续改进的信息系统生命周期模型理论,国内金融业信息系统的重点,逐渐从基础设施建设和应用升级换代转向数据中心生产运维和IT服务管理。正如国内一些信息化专家所言,目前国内信息系统正处于从基础设施建设向IT服务管理能力建设转变的关键时期。     

构建新一代高可用灾备中心

李浩:招商银行在数据中心基础设施建设中,注重从规划、建设到运维的全生命周期管理,实现了多维度的精细化管理,努力落实建设高可用信息系统的战略诉求。早在2001年,招商银行在南京建立了自己的灾备中心,并在2002年投产使用,但随着招行业务规模的不断扩大,对于灾备能力提出了更高要求。为此,招商银行于2012年完成了上海数据中心的建设及投产工作,将     

环保行业：新标准支撑垃圾焚烧有序发展

由环保部牵头修订的《生活垃圾焚烧污染控制标准》已经通过国务院批准,将于近期发布。新标准着重于三方面：1、选址——新标准在要求生活垃圾焚烧厂选址应符合当地的城市建设规划和区域性环境保护规划、环境卫生设施建设规划的同时,添加了一条新的要求,     

让灾备中心真正有备无患

中国邮政储蓄银行副行长李财林：数据中心建设标准高、耗资大、周期长，转作他用会造成巨大浪费，对已经建成的数据中心在生命周期内应充分发挥效用。     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…     

银行管理信息平台建设发展的思考

一、目前国内银行IT发展现状及面临的问题 银行数据集中工作的完成,标志着银行的业务由电子化建设阶段转入信息化建设阶段.一方面银行数据的集中提供了丰富全面的基础数据,面对日益庞大的数据源,如何将数字转化为对银行有用的信息,并从中发现知识,为银行的经营决策提供支持,是摆在银行IT人员面前的一个亟待解决的问题.另一方面用户对银行信息的需求日益增长,如果银行没有一套完整、实用的信息管理系统,将对业务发展非常不利.南京爱立信公司倒戈花旗银行事件曾经轰动一时,其中一个重要原因就是中国本地银行不能满足爱立信全球总部对南京爱立信公司的要求:每周财务上报和每天贷款限额管理.这一事件为中国商业银行的未来发展敲响了警钟,如果不加快管理信息系统的开发,迅速提升业务管理水平,类似的事件还会接连不断地发生,并最终导致国内商业银行在同国外商业银行的竞争中全面溃败.     

Separation of Unit of Account from Medium of Exchange

The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.     

金融企业员工考核系统的设计

一、概述 为配合公司人事考核制度的贯彻执行,保证该制度执行过程中各项工作能够长期、高效、准确地完成,我们开发了公司员工考核系统,实现了人事考核工作中员工投票、考核统计、考核信息分析、报表生成等功能,减少了人事部门人员的手工操作,提高了考核工作的自动化程度.