生态郑州建设问题探析

建设清洁、高效、健康、平等的生态城市是郑州的发展方向.郑州城市生态环境条件比较脆弱、城市森林生态体系亟待完善、城市生态水系建设需要加强,应按照生态城市的建设要求做好郑州城市建设规划、保护与合理开发黄河湿地、培育可持续发展的城市经济、建设增加更多生态内涵的水系、提高市民生态意识促进生态文化建设,进而促进郑州生态城市的建设...     

对金融服务汉江流域中心城市建设的思考——以襄阳市为例

近年来,湖北提出建设汉江生态经济带和汉江流域中心城市,并明确襄阳市汉江流域中心城市建设的城市发展新定位。在建设汉江流域中心城市的战略机遇期,将会产生巨大的金融需求。本文从经济新机遇、金融新需求、银行新作为等角度切入,对金融服务汉江流域中心城市建设进行了思考。     

把脉城市生态建设——专访中国社会科学院城市发展与环境研究所所长潘家华

生态城市建设并不是一个新概念,但在具体落实层面仍旧面临不少难题,应从立法、制度等多方面为我国生态发展保驾护航生态一词再次成为关注焦点。作为一个含义广泛的概念,党的十八大报告提出"走向社会主义生态文明新时代",表示要更加积极地珍爱自然、保护生态。为此,中国环境保护部近日表示,目前正在制定生态文明目标指标体系和考核办法,初稿完成后已进入书面征求地方意见阶段。环保部副部长李干杰表示,将把资源消耗、环境损害、生态效益纳入经济社会发展评价体系     

城市的绿色发展之路

当清洁发展和城市建设联系在一起时,一个词汇代表着这种关系,即生态城市。本次论坛的总主持人、气候变化资本集团中国区总裁路跃兵说：清洁发展不仅关系到我们的产业方向,还关系到我们的衣食住行,关系到城市发展的方向。天津市政府副秘书长陈宗胜主持了本论坛有关生态城市单元的讨论,他还特别介绍说：国家发改委把天津市作为低碳城市试验城市之一。天津有一个中新生态城,三年前已经开始建设,这是新加坡和中国政府双方共同建设的第一个生态城。怎么建设生态城市？怎样把绿色发展、清洁发展概念和小城镇建设结合起来,请听本单元对话演讲嘉宾的观点     

城市生态化发展现状及对策分析

随着经济发展和城市化进程的加快,传统工业化发展模式的弊端越来越突出,人们面临着环境污染、资源浪费、住房紧张、能源枯竭等各种压力,人们开始反思工业化发展模式是否适应当今世界的发展趋势,城市生态化发展模式应运而生。本文研究我国城市生态化发展模式的特点,指出城市生态化发展现状并提出对策,以推进城市生态化发展的进程,促进生态城市的建设。     

南昌:创建低碳生态城市

南昌创建低碳生态城市奉行"生态立市、绿色发展"的思路,清洁生产与低碳生活并重,加快实施发展低碳产业,建设低碳城市行动计划,努力打造低碳生态经济示范城市作为鄱阳湖生态经济区的核心城市,南昌建设低碳城市,其意义不仅在于城市自身,同时也是保护     

城市生态化发展现状及对策分析

随着经济发展和城市化进程的加快,传统工业化发展模式的弊端越来越突出,人们面临着环境污染、资源浪费、住房紧张、能源枯竭等各种压力,人们开始反思工业化发展模式是否适应当今世界的发展趋势,城市生态化发展模式应运而生.本文研究我国城市生态化发展模式的特点,指出城市生态化发展现状并提出对策,以推进城市生态化发展的进程,促进生态城市的建设.     

绥化生态城市建设评价

一、绥化生态城市建设评价指标及方法(一)绥化生态城市概况1999年,绥化市现状城市建设用地约21km2,人口26万(1999年),用地规模偏小,用地布局分散,城市建设缺乏科学的指导和统一的控制,人为干扰城市正常建设和发展行为严重。城市中绿地面积120.14公顷,仅占城市建设用地的5.8%,公     

关于生态化城市规划问题探究

随着我国经济的不断发展以及对生活的质量要求不断的增加,规划建设生态城市的需要已深入人心.当前,低碳生活,可持续发展的理念已经渗透社会生产的各个领域,为此建设生态城市去调控城市内部的关系,提高物质能量的转换,节约资源,促进人与自然的和谐,对城市的生态平衡十分重要.     

关于城市规划与生态环境的探讨

根据我国可持续发展战略思想,现代城市建设中应注重生态环境与城市规划的协调发展。通过生态环境保护理论指导城市规划工作,为保护城市生态环境、恢复城市生态环境、提高城市宜居水平奠定基础,为实现我国社会主义国家的和谐发展奠定基础。本文从现代城市建设规划现状的分析入手,对城市规划与生态环境的协调发展进行了简要论述。     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

Separation of Unit of Account from Medium of Exchange

The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…     

银行管理信息平台建设发展的思考

一、目前国内银行IT发展现状及面临的问题 银行数据集中工作的完成,标志着银行的业务由电子化建设阶段转入信息化建设阶段.一方面银行数据的集中提供了丰富全面的基础数据,面对日益庞大的数据源,如何将数字转化为对银行有用的信息,并从中发现知识,为银行的经营决策提供支持,是摆在银行IT人员面前的一个亟待解决的问题.另一方面用户对银行信息的需求日益增长,如果银行没有一套完整、实用的信息管理系统,将对业务发展非常不利.南京爱立信公司倒戈花旗银行事件曾经轰动一时,其中一个重要原因就是中国本地银行不能满足爱立信全球总部对南京爱立信公司的要求:每周财务上报和每天贷款限额管理.这一事件为中国商业银行的未来发展敲响了警钟,如果不加快管理信息系统的开发,迅速提升业务管理水平,类似的事件还会接连不断地发生,并最终导致国内商业银行在同国外商业银行的竞争中全面溃败.     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

金融企业员工考核系统的设计

一、概述 为配合公司人事考核制度的贯彻执行,保证该制度执行过程中各项工作能够长期、高效、准确地完成,我们开发了公司员工考核系统,实现了人事考核工作中员工投票、考核统计、考核信息分析、报表生成等功能,减少了人事部门人员的手工操作,提高了考核工作的自动化程度.