浅谈银行“睡卡”的年费收取

目前各家银行都在大量发行信用卡,尤其是可以透支消费的贷记卡。很多人可能同时持有几张信用卡,但是却有很多卡没有开通,这些卡就成了"睡卡"。当睡卡快到期时,银行会邮寄一份扣除年费的说明资料。睡卡也要收取年费吗?本文就"睡卡"收取年费是否合理进行了论述。首先分析了银行睡卡收取年费的现状,表明了睡卡收取年费中存在的不合理现象,最后针对睡卡收取年费中存在的不合理现象从四个方面提出了完善睡卡年费收取的措施,包括完善银行发卡机制;增加对信用卡业务员的培训;信用卡年费收取要增加透明度;银监会应明确年费收取条款等。     

政府采购和企业采购的新工具--采购卡

研究了采购卡的管理方式,探讨了采购卡的应用流程。采购卡的应用加快了响应速度、铸就一种新的企业文化、简化采购流程、降低采购成本、密切与供应商的关系。探讨了应用采购卡容易出现的问题。     

软密封卡套接头的研制

文章介绍了国标卡套式管接头的密封原理及目前国内卡套接头的质量状况,阐述了软密封卡套接头的设计思路和原理,分析比较了两种卡套式管接头密封性能的差异及软密封卡套接头的应用。     

最受物流企业青睐的重卡品牌

重卡是物流运输的主要工具之一。伴随着我国物流业的高速发展，重卡市场规模日益扩大，中外重卡制造企业争抢蛋糕的激烈程度日益升级。那么，谁才是目前我国市场上最受青睐的重卡品牌？重卡用户的实际需求是什么？8月，本刊深入重卡使用一线，对广大重卡用户的使用体验进行了调查。调查对象涉及交通运输业、建筑业、机械制造业、能源工业中的多个用户群体，共回收有效问卷503份。根据调查结果，本刊对涉及品牌口碑的发动机性能、安全性、维修成本、行驶稳定性等进行了具体排名，以飨读者。     

庆铃700P——填补国内高端中卡的空白

近年来,我国中卡市场一直保持稳定增长。2007年,中卡产销量为23万台。多年专注干轻卡和重卡市场的庆铃汽车公司,此番把目光投向了中卡市场,今年7月,庆铃推出了700P中型商用车。那么一个后桌者如何做到后发先至呢?     

内衣要保暖健康更重要

如今保暖内衣多了许多"卡",什么莱卡、暖卡、炭卡、魔卡等,这些让人眼花缭乱的"卡"到底为何物?细心的消费者从保暖内衣的标签上就可以看出,这些"卡"只     

走近集成电路（IC）卡

近年来,随着各行各业集成电路卡(IC)卡需求及用量的持续增长,我国IC卡产品发展速度相当迅猛,IC卡产业群体已经形成,芯片设计、芯片封装、读写机具的配套相关企业逐步壮大,并迅速在市场中占领了相应位置。目前,我国的IC卡产业已经从简单的IC卡封装发展到IC卡设计与制造、IC卡模块、IC卡读写机具生产以及IC卡应用系统的自主开发。IC卡产业已经成为我国信息产业的一个重要组成部分。     

小卡片隐藏的营销智慧

随着科学技术的进步，“卡”已经成为了每天我们生活中的重要组成部分，乘坐公交、地铁要使用“一卡通”，上班要打卡，到写字楼餐厅吃饭要用饭卡，到超市购物要用会员卡，取钱要用银行卡，就是去KTV唱歌，都有吸引你下次来消费的“麦霸打折卡”……现在每个人打开自己的钱包，都会发现钱包已经成为了“卡箱”，但是，当卡越来越多的时候，人们就开始为卡发愁，关键时刻忘记带卡、很多卡不知道怎么使用、卡片没有提供想要的服务等等使得消费者手里的卡的使用效率很低，也让消费者对卡越来越厌烦。[第一段]     

郑州市公共交通IC卡的发展

本文概述了郑州市公共交通总公司IC卡从无到有,从简单的IC卡收费系统不断完善为一卡通系统,为企业的现代化、信息化建设的发展奠定了基础,笔者从事IC卡系统管理和维护多年,见证了其发展历程,写作该文,意存总结历史,展望未来.面对新形势,抓住机遇迎接挑战.     

FESCO健康管理产品全新亮相

北京外企人力资源服务有限公司(FESCO)在推行了10年健康体检产品的基础上,2013年体检卡经过改革创新于近日全新亮相。今年新增了公立医院体检卡(标准型和全面型)、中医体检卡和儿童体检卡,至此,FESCO的专业健康管理平台为企业员工提供的个性化体检卡已达10     

Development in Information and Communications Technology (ICT) Statistics at the Australian Bureau of Statistics

This paper outlines the ICT statistical developments that the ABS has undertaken over recent years. These developments have been on both the supply side (ICT industry) and the demand side (use of IT by sector). The content of ABS ICT surveys has changed significantly over the last few years and are expected to develop further in line with industry changes and emerging policy needs.
Recent developments in household collections have been the inclusion of IT use questions in the 2001 Census of Population and Housing and in various ABS social surveys such as Children's Participation in Culture and Leisure Activities. Annual business IT use surveys are now conducted and include topics such as Internet commerce and IT security. Biennial ICT industry surveys are conducted to provide data on ICT production, imports and exports, ICT industry employment, performance and structure information. An Internet activity survey is run every six months and provides regional Internet access details and infrastructure details on Internet service providers.
A major development for 2002–03 will be the compilation of an ICT satellite account. ABS intends to produce an ICT Information Development Plan to guide its future statistical development work in the ICT field.     

Value at Risk in the Suburbs: Eminent Domain and the Geographical Politics of the US Foreclosure Crisis

Several US counties and local governments have recently considered a novel solution to the foreclosure crisis. They plan to use eminent domain to compel the owners of mortgage debt—and specifically of private‐label mortgage‐backed securities—to sell the debt to the government at a price reflecting the loan's market value. The government would then restructure the debt and resell it to new investors. The plans are striking because—in contrast to both development‐driven eminent domain and the federal subprime bank bailout—they would force investors to assume asset devaluation and increased long‐term risk. Notably, the plans have emerged as an instance of financialization‐focused politics in suburbs and suburban cities of color, specifically majority‐black and ‐Latino/a suburbs. Local support for the plans, we argue, is rooted in the long‐term disinvestment of these ‘suburbs of exception', which became targets of subprime lending and eventually sites where the ‘financial exception' has been localized. But these demographic shifts, fragmentation and fiscal pressures have at the same time created a suburban political terrain in which the plans have gained their strongest political support.     

Towards a Theory of Serendipity: A Systematic Review and Conceptualization

Serendipity – the notion of making surprising and valuable discoveries – plays a major role in the success of individuals and organizations alike. Previous research has established the importance of serendipity and identified important individual- and organizational-level antecedents. However, the literature has been dispersed and the boundaries of the concept have been blurry, leading to a lack of conceptual clarity and structure, and thus limiting validity and managerial actionability. Based on a systematic literature review, I synthesize existing management-related research on serendipity and explicate the emergence and composition of serendipity in the organizational context. I first identify three necessary conditions that differentiate serendipity from related concepts such as luck or targeted innovation: agency, surprise, and value. Then, I draw from the literature on sensemaking, event-based theorizing, and quantum-based approaches to management to conceptualize the process of cultivating serendipity in the organizational context as a process of enabling potentiality and materialization, and develop a multi-level theory of (cultivating) serendipity. This conceptualization contributes to our collective understanding of how, why, and when (i.e., under what conditions) organizations can leverage the value in the unexpected, which opens up fruitful avenues for further research.     

Accountability of NGOs in Bangladesh A critical overview

NGOs in Bangladesh have been recognized as effective change agents in the socio-economic arena throughout the world. Their contributions in micro credit, non-formal education and primary health care are widely known. NGOs play a significant role in society. NGO accountability, as a result, has become a critical issue. NGO accountability in Bangladesh has been examined here in relation to patrons, clients and themselves. Of the three relationships only accountability to patrons is in a near satisfactory state. Accountability to clients is handicapped by lack of opportunities of beneficiaries to participate meaningfully in NGO policy making. Accountability to themselves is adversely affected due to the adherence to a strictly hierarchical system and the influence of founding and charismatic NGO leaders.     

Towards an Asian model of human resource management? A comparative analysis of China,Japan and South Korea

There has been much discussion regarding the possible decline and weakening of national systems of human resource management (HRM). Yet, culture and institutions are often cited as the major stumbling blocks to this outcome. Such constraints may dissipate in the analysis, particularly if ‘regional clusters’ are considered where geographic and cultural closeness and ‘openness’ to similar economic pressures exist. In such cases, it might be postulated that convergence in HRM will occur. We argue that China, Japan and South Korea represent such a cluster. This article examines these countries, to see if a degree of convergence is taking place and if it is towards an identifiable ‘Asian’ model of HRM. A model of change is presented that distinguishes between levels of occurrence and acceptance. Details of the development and practice of HRM in each country are then set out. The article ends with a discussion and implications section and a brief conclusion.     

The Creation of the Office for National Statistics

A new Office for National Statistics was created in the United Kingdom in 1996 following a series of developments designed to strengthen the relevance and integrity of statistics. This paper describes these fundamental changes and sets out a blueprint for future progress. It also sets current developments in the United Kingdom in an historical and international context.     

What helps? Women engineers' accounts of staying on

We have considerable understanding of the obstacles that women engineers encounter and the reasons that they leave the field, but we know less about what enables them to remain. Adopting an interpretivist approach, this article examines how a group of British women engineers in two FTSE 100 companies account for “staying on” in their male‐dominated work settings. We delineate four specific forms of help that facilitate women's retention in the field. We argue that exposure to help leads to women developing a habitus that enables them to continue working in engineering. To conclude, we draw on our findings to outline HR practices that will facilitate supportive relationships in the workplace and pave the way towards developing more positive organisational climates.     

论现代物流企业的发展观

物流业经过诸多年的发展目前已经成为最热门的行业之一,物流企业的注册数量也与日俱增,达到前所未有的规模。毋庸置疑,任何企业都希望自己迅速做强做大,并成为真正现代物流企业的典型代表,要实现这一目标一个首要问题就是要解决现代物流企业的发展观问题。     

浅谈大体积混凝土裂缝的控制

大体积混凝土的裂缝问题是实际工程中长期困扰工程技术人员的问题,其控制技术的研究是混凝土结构研究的热点问题,具有重大的学术价值和潜伏的工程背景。     

Supply Chain Strategies in the UK Fashion Industry—The Rhetoric of Partnership and Realities of Power

This paper focuses on the fashion industry, one characterised by issues such as dramatic shifts in the scale and power of major retail buyers in the market, the advent of retailer own brands, and the nature of sourcing and supply chain decisions, issues that are increasingly global in nature. The aim of this research is to explore the nature of relationships between UK high street multiple fashion retailers and their contracted suppliers, many of whom are entrepreneurial firms by most definitions of the term. Four core themes emerge from the literature and provide a framework for the research, namely, power, process, partnership, and people. The research approach was qualitative, and conducted over a period of twelve months. The paper ends with an agenda for future research.