万事达卡：继往开来 锐意进取

时光如梭,转眼间我们迎来了2010年。回顾过去的一年,在全球金融危机的背景下,中国经济的良好表现使得中国在世界经济舞台上扮演的角色更加重要。对于中国信用卡市场来说,过去的一年可谓挑战与机遇并存。在外部需求锐减的情况下,中国政府采取了扩大内需的经济政策,刺激消费成为其中重要的一个部分。作为一种便利的现代支付工具,信用卡凭借其在促进个人消费中所起到的重要作用正成为促进消费的新动力。     

凌海:万事达卡“无价体验”

提起以尊贵著称的万事达卡,卡族们都很熟悉,早在上个世纪中叶,万事达国际组织创立了一种国际通行的信用卡体系,旋即风行全球。80年代,万事达卡进驻中国,见证中国经济的迅速发展。商圈辐射海内外改革开放以来,尤其是中国     

万事达卡与星展银行推出万事达卡MoneySend^TM汇款解决方案

（本刊讯）2008年11月13日,万事达卡与星展银行宣布推出万事达卡MoneySend^TM汇款解决方案。该方案借助万事达卡全球支付网络和银行卡产品,使个人国际转账和汇款更加便捷高效。万事达卡东南亚地区运营和先进支付产品副总裁David Chan表示,国际汇款业务市场蕴含着巨大的商机,研究表明2010年全球务工人员的汇款额将从3690亿美元增长到4560亿美元;MoneySend^TM增强了万事达卡信用卡、借记卡和预付卡的功能,使持卡人能够更高效、安全地办理国内和跨境汇款业务。     

万事达卡:紧握抵御风险的利器

记者:您认为当前亚太地区银行卡市场面临的主要风险有哪些?万事达卡国际组织采取了哪些应对措施? 王克强:从全球范围看,银行卡风险,特别是欺诈风险,正逐步向安全防护最薄弱的市场转移.这也正是为什么万事达卡愿意与中国金融机构客户分享我们在安全和风险控制领域的先进经验的原因.     

花旗集团:继往开来

作为世界上最大的金融服务集团,花旗集团正在试图摆脱欺诈性报告丑闻的影响,同时采取多项措施立志使集团业务"更上一层楼".     

万事达卡:亚太区智能卡市场全面飘彩

截至2004年底,万事达卡国际组织已在亚太区发行了超过3100万张的万事达卡品牌智能卡,较2003年同期上升82％,其中9成以上为符合EMV标;住的智能卡。目前,万事达卡正与大陆各会员机构积极准备EMV迁移的发卡及收单业务,期待在今年底之前于中国正式推出EMV规格的芯片卡。     

万事达卡和ACI推出“万事达卡芯片智能解决方案”

万事达卡国际组织和企业电子商务解决方案供应商-ACI 公司宣布为万事达卡会员金融机构推出"万事达卡智能解决方案"。此项智能解决方     

万事皆可达的万事达卡

当出境游成为越来越多的国人休闲生活的一部分时,银行卡也逐渐成为旅游者的必备之物。在境外刷卡消费时如何能够用得开心、刷得放心?各银行卡组织为持卡人提供了怎样的产品和服务?听听VISA国际组织亚太区副总裁兼中国区总经理熊安平、MasterCard国际组织资深副总裁及大中华区总经理冯炜权、美国运通国际股份有限公司中国及发展中国家副总裁姜大伟、中国银联国际业务总部副总裁黄兴海的说法……     

李家谦:锐意进取的行业掌门人

一、巧解虚假脱钩稳"军心" 会计师事务所虚假脱钩是李家谦上任后遇到的第一项考验. 会计师事务所脱钩改制初期,行业经常出现人员虚假脱钩的案例.短短一段时间,省注协就发现了多起虚假脱钩案例,这让李家谦很是不安.     

万事达卡二季度业绩报告公布

8月5日，万事达卡国际组织发布了2008年二季度业绩报告。报告显示，万事达卡在亚太区、中东和非洲地区的业绩增长强劲，截至二季度末，万事达卡在以上地区的各项业绩指标均实现了同比两位数的增长率，其中总交易额增长20.3％，总购货额增长23.4％，总购货交易笔数增长19.3％，总取现交易笔数增长22.6％，发卡总量增长16.7％。     

Looking forward to the future

J Doyne Farmer reflects on his period as Joint Editor-in-Chief and outlines his vision for the future of financial economics.     

保险企业如何实施CRM

在保险行业,随着保险主体的增加,竞争更加激烈。中国保监会对产品、价格等增加了监管力度,使得行业竞争向提高服务水平方面转化。各家公司都开始     

植根中国逆风飞扬

2008年对中国、对万事达卡国际组织而言,都是意义非凡的一年. 2008年中国举办了有史以来最成功的一届奥运会,向世界宣告了自己的和平崛起;与此同时,2008年也恰逢中国改革开放三十周年,邓小平先生苦心孤诣、孜孜以求的发展愿景正渐行渐近.     

The forward exchange rate and the prediction of the future spot rate: Empirical evidence

This paper examines the characteristics and evaluates the record of the forward exchange rate as a predictor of the future spot rate of three European currencies during the recent period of floating rates. The forward rate (for 1, 3 and 6 months) is compared to a simple predictor of ‘no change’ extrapolations (i.e., a Martingale model) by the use of Theil's inequality ratios. Theil's measures are then applied to assess the relative importance of the various sources of the forward's prediction errors, and the efficiency of the forecast is tested. The results show that the forward rate, while generally producing unbiased forecasts, fails to track the fluctuations in future spot rates and poorly reflects their variations. Further, it does not perform better than the current spot rate in predicting the future spot rate for all the examined forecast leads. Thus its usefulness for the purpose of business decisions is questioned.     

“十一五”、“十二五”规划：总结过去,展望未来

金融信息化规划对于国家信息化体系以及金融业＂十二五＂规划都是不可或缺的组成部分,科学地制定金融业＂十二五＂信息化规划,对于完成金融业规划的整体目标、实现我国迈向信息社会的整体目标,推动我国整体信息化水平的提升,都具有至关重要的战略意义。     

创投概念：来自未来 走向未来

随着创业板的推出．创投行业的春天即将到来，这个来自未来的行业，定能从容地走向更远的未来。     

Crashing into the future

The title of this paper, Crashing into the Future, references a conception of technology as containing its own future demise. It is a conception of the future as accident or discontinuous. We find this in J.G. Ballard's novel Crash (1973), in many of David Cronenberg's early films of the seventies, and more recently in his film adaptation of Crash (1996). This paper focuses on Crash (both the novel and the film) in terms of the way the future is pathologized through the car, and, in particular, how the car crash foregrounds temporality in a manner that is traumatic.     

国际间利差交易的回眸与展望

利差交易主要是指借入低利率货币、再投资于高利率货币,从而赚取利差的交易行为。文章介绍了近几年来国际间利差交易的主要种类、规模及收益和风险状况,并对我国利率水平提高后对利差交易产生的影响进行了展望。     

Looking ahead: implications of the present

On its seventy-fifth anniversary, HBR asked five of the business world's most insightful thinkers to comment on the challenges taking shape for executives as they move into the next century. In "The Future That Has Already Happened," Peter Drucker examines the effects of the increasing underpopulation of the world's developed countries. With growing imbalances in labor resources worldwide, he writes, executives in the developed countries will need to improve the productivity of knowledge and of knowledge workers to maintain a competitive advantage. Esther Dyson's article "Mirror, Mirror on the Wall" reveals the mind shift executives will need to make in a networked world, where companies will be known for what they do rather than for what they say. Executives will have to respond openly and intelligently to feedback about their organizations. The old language of property and ownership no longer serves executives, writes Charles Handy in "The Citizen Corporation." The corporation should be thought of no longer as property but as a community, where members are regarded as citizens. Technology has given executives more information than today's machines can help them understand, explains Paul Saffo in "Are You Machine Wise?" Machine-wise executives will know when to turn their computers off and take their own counsel, he writes. Peter Senge's article "Communities of Leaders and Learners" urges executives to reject the myth of leaders as isolated heroes and instead to build a community of leaders. Sustained institutional learning, he writes, requires organizations to reintegrate their typically fragmented learning processes.