谈大学生的网络道德失范及对策

大学生网络道德失范现象日渐突出，已经成为全社会关注的问题，也成为新时期德育工作者的重要课题，认清大学生网络道德失范的危害，加强大学生的盼络道德教育，需要高校、社会、家庭共同努力，为大学生营造文明、向上的上网环境。     

大学生网络成瘾现象调查分析及其干预

本文探讨了大学生网络成瘾现象及其与家庭环境的关系，对长沙市206名大学生进行调查。结果表明，大学生成瘾率为9．7％，男生成瘾率高于女生，家庭亲密度、家庭情感表达、矛盾性、知识性、组织性是影响大学生网络成瘾的家庭因素。在此基础上，提出了在学校和家庭两方面对大擘生网络成瘾的干预措施。     

浅谈大学生网络道德失范成因及对策

受网络不良环境的影响，一些大学生丧失了对道德标准应有的坚定性，缺乏对网络行为的自律意识和能力，以致出现了一系列网络不端行为，由此引发了大学生网络道德失范问题。解决大学生网络道德失范问题，高校要重视大学生的德育工作，社会要构建良好的网络外部环境，防范、矫正大学生网络道德失范行为。     

大学生思想教育网络化途径探索

网络对大学生的思想教育既有正面效应，又有负面效应。思想政治工作者要发挥网络对大学生思想教育的正效应，就要把“两课”教育带进网络，建立高素质的网络思想教育师资队伍，加强网络伦理规范建设和网络文化建设。     

浅谈大学生网络道德教育

互联网的迅速发展和普及，给大学生的伦理道德和价值观念等带来了一些负面影响。从加强大学生思想政治教育、网络文化阵地建设、制度建设等入手，做好大学生网络道德教育已成为高校思想政治教育工作亟待解决的重大课题。     

要加强大学生网络道德教育

互联网的快速发展，在德、智、体诸方面对大学生产生了巨大影响。本从道德教育角度分析大学生的上网情况，并就网络对大学生的道德认知、道德情感、道德意志以及外在行为方面的影响作一论述。进而提出一些强化网络对大学生正面道德教育的措施。     

大学生网络政治参与的现状分析

互联网正以前所未有的发展速度改善了我国大学生的政治参与状况，为大学生的政治参与提供了一个新环境，打造了一个新机制，开通了一个新渠道，使大学生政治参与不仅在广度和深度上，而且在有效性上都得到了进一步提高。本文通过实地访谈和网上问卷调查，对大学生网络政治参与的现状、特征、问题及原因进行了实证分析。     

浅谈网络资源对人学生思想政治工作的挑战和机遇

近年来，随着中国教育事业的飞速发展和社会的巨大变化，大学生的思想教育工作突显为大学生培养中的一个核心问题，自从2004年中共中央国务院下发了《关于进一步加强改进大学生思想政治教育的意见》之后，大学生思想政治教育更是成为了一项高校关注，家长关心，老师用心的系统工程。而在这项巨大的工程之中，网络发展对思想政治工作提供了新的机遇，也提出了新的挑战，我们要充分利用信息网络技术，为新时期高校思想政治工作开辟更广泛的渠道。     

大学生网络借贷消费的利与弊

随着我国电子商务的快速发展,大学生已经成为网络购物群体的重要组成部分,网络借贷消费应运而生成为当下大学生购物重要的资金来源。网络借贷具有操作简单、方便、快捷等优点,但同时网络借贷消费容易刺激大学生非理性消费,形成过度消费、攀比消费的心理。基于此,本文从大学生自身、家庭、高校三个方面提出了约束大学生网络借贷消费行为的建议。     

网络环境治理下大学生价值行为引导与教育途径探讨

网略环境对大学生价值行为具有重要影响,拓展网络信息源以满足学生发展需求,增强提升网络进步特性力度为大学生的创新能力培养提供支撑,加强主旋律网络文化的宣传与渗透来提高大学生群体的网络认知能力,构建网络平台以培养学生的道德自主构建能力,提升现实社会与网络社会的交互以拓宽价大学生价值观教育渠道,是当前网络环境下对大学生价值行为引导与教育有效途径。     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

Separation of Unit of Account from Medium of Exchange

The separation of a unit of account (UoA) from a medium of exchange (MoE) in the commodity–money system is investigated by considering explicitly a seller's choice of UoA in terms of either an MoE or a unit of metal weight. If the likelihood of debasement of an MoE and its rate are high enough, the price is posted in terms of a unit of metal weight rather than an MoE. Interestingly, this MoE–UoA separated equilibrium yields the flexible nominal price, whereas an MoE–UoA integrated equilibrium yields the sticky one. This implies the nominal price rigidity in the fiat‐money system where MoE and UoA are integrated.     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…     

银行管理信息平台建设发展的思考

一、目前国内银行IT发展现状及面临的问题 银行数据集中工作的完成,标志着银行的业务由电子化建设阶段转入信息化建设阶段.一方面银行数据的集中提供了丰富全面的基础数据,面对日益庞大的数据源,如何将数字转化为对银行有用的信息,并从中发现知识,为银行的经营决策提供支持,是摆在银行IT人员面前的一个亟待解决的问题.另一方面用户对银行信息的需求日益增长,如果银行没有一套完整、实用的信息管理系统,将对业务发展非常不利.南京爱立信公司倒戈花旗银行事件曾经轰动一时,其中一个重要原因就是中国本地银行不能满足爱立信全球总部对南京爱立信公司的要求:每周财务上报和每天贷款限额管理.这一事件为中国商业银行的未来发展敲响了警钟,如果不加快管理信息系统的开发,迅速提升业务管理水平,类似的事件还会接连不断地发生,并最终导致国内商业银行在同国外商业银行的竞争中全面溃败.     

Properties of time-series estimates of degree of leverage measures

Empirical studies suggest that time-series regression estimates of the degrees of operating and financial leverage have a tendency to produce measures less than one. According to ex ante theory, these measures should be greater than one for firms operating above the breakeven point. There have also been suggestions that the biases in these estimates may be attributable to an underlying increase in unit sales. This work presents evidence that these counter-intuitive measures are produced by changes in the firm's operating parameters (unit price, variable cost, fixed cost and interest payments). It further suggests that attempts to control for the underlying change in unit sales substantially increase the volatility of predicted estimates.