共查询到18条相似文献,搜索用时 109 毫秒
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文章总结介绍了伊斯兰金融的基本思想、发展的主要特征、现状,分析了甘肃有发展伊斯兰金融的地理文化优势、有发展伊斯兰金融的经验和发展伊斯兰金融的市场,最后结合丝绸之路经济带建设提出甘肃省应通过在普通银行设立伊斯兰金融业务窗口、引入境外战略投资者等方式循序渐进地发展伊斯兰金融。 相似文献
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本文在介绍伊斯兰金融、3种伊斯兰金融税制模式的基础上,分析了伊斯兰金融税制与传统金融税制的差异,并提出了我国今后在伊斯兰金融税收政策设计时的一些建议。 相似文献
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基于风险视角的伊斯兰银行与传统银行的比较 总被引:5,自引:0,他引:5
本文在对伊斯兰金融发展及其风险管理研究进行文献综述的基础上,对伊斯兰银行与传统银行在风险管理方面的异同和可鉴之处分别进行介绍、比较和分析,探索性地提出我国试点开展伊斯兰金融业务的风险管理策略。 相似文献
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玉素甫·阿布来提 《金融经济(湖南)》2011,(4):61-63
由美国次级抵押贷款引发的世界金融危机,使西方无数银行破产,但伊斯兰金融并没有受到重大影响,因此整个世界纷纷向结构稳定的伊斯兰金融体系伸出橄榄枝。新疆是全国唯一的维吾尔自治区,有得天独厚的人文环境和资源优势,很容易实现与伊斯兰国家的文化沟通和经济金融的交流合作,新疆引进伊斯兰金融业务,对新疆地区经济社会跨越式发展有重大意义。本文阐述了伊斯兰金融的基本特征和新疆引进伊斯兰金融业务的可行方案。 相似文献
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玉素甫·阿布来提 《金融经济(湖南)》2011,(8)
由美国次级抵押贷款引发的世界金融危机,使西方无数银行破产,但伊斯兰金融并没有受到重大影响,因此整个世界纷纷向结构稳定的伊斯兰金融体系伸出橄榄枝。新疆是全国唯一的维吾尔自治区,有得天独厚的人文环境和资源优势,很容易实现与伊斯兰国家的文化沟通和经济金融的交流合作,新疆引进伊斯兰金融业务,对新疆地区经济社会跨越式发展有重大意义。本文阐述了伊斯兰金融的基本特征和新疆引进伊斯兰金融业务的可行方案。 相似文献
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由于近年来金融改革和创新的发展,我国影子银行体系正处于快速发展时期。影子银行体系的超常规发展和信用扩张,是影响我国金融安全的重要因素。本文分析了影子银行体系对我国金融系统产生的冲击,通过对比金融发达国家对影子银行的监管措施和思路,获得了一些针对我国影子银行体系监管的启示。 相似文献
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金融创新作为我国银行发展的生命力,目前,我国的各大银行都面临着严峻的挑战,即金融业的全面开放。所以,现阶段怎样推进我国的金融创新并促进我国银行的发展是一个亟需解决的问题。本文主要分析了目前我国金融创新存在的问题,并从各个方面提出了相应的解决措施。 相似文献
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伊斯兰金融的近期发展 总被引:7,自引:0,他引:7
凭借石油资源,伊斯兰世界积累了巨额的石油美元;近年来,由于国际政治经济形势的变化,这些资金流动的格局也在发生变化,特征之一就是本土化的伊斯兰金融迅速发展。从现实角度看,这是国际金融领域的一个新的现象,从理论角度看,它为欧美高度复杂的金融体系提供了一个截然相反的对立模式。本文首先解释伊斯兰金融的概念及其规模,然后分析其主要的运作模式、风险特征以及对各国的影响。 相似文献
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The increasing presence of Islamic banking and finance in Malaysia's financial sector and the country's exemplary role in the global Islamic finance industry has called for an evaluation of the contribution of Islamic finance to the real economic activity. In order to empirically investigate the impact of Islamic finance on performances of major macroeconomic indicators, this study applies the ARDL approach on quarterly data set for Malaysia covering the period from 1998 to 2013. The results suggest that Islamic finance has started to make important contributions to the real economy by effectively carrying out the financial intermediation role of pooling and channeling funds to the investment activities. In view of the important contributions of Islamic finance to the Malaysian economy, continuous efforts need to be undertaken to further expand the industry. This includes refinement of the legal and regulatory framework to enable healthier growth of the industry, thus further strengthens Malaysia's position as the leader in the Islamic finance industry at the global level. 相似文献
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There has been large-scale growth in Islamic finance and banking in Muslim countries and around the world during the last twenty years. This growth is influenced by factors including the introduction of broad macroeconomic and structural reforms in financial systems, the liberalization of capital movements, privatization, the global integration of financial markets, and the introduction of innovative and new Islamic products. Islamic finance is now reaching new levels of sophistication. However, a complete Islamic financial system with its identifiable instruments and markets is still very much at an early stage of evolution. Many problems and challenges relating to Islamic instruments, financial markets, and regulations must be addressed and resolved. In this paper, we provide a comprehensive comparative review of the literature on the Islamic financial system. Specifically, we discuss the basic features of the Islamic finance and banking. We also introduce Islamic financial instruments in order to compare them to existing Western financial instruments and discuss the legal problems that investors in these instruments may encounter. The paper also gives a preliminary empirical assessment of the performance of Islamic banking and finance, and highlights the regulations, challenges and problems in the Islamic banking market. 相似文献
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An extensive body of literature on CSR examined its effects on several business dimensions. However, little attention has been paid on the relationship between the growing role played by Islamic finance, its connection with sustainability and the drivers of such relationship.Based on a sample of 224 banks from sixteen emerging and advanced countries in the period 2014–2017, this paper assesses whether and to what extent the development of Islamic financial markets relates to banks’ sustainability strategies. We propose a novel perspective that includes the new Islamic Finance Development Indicator (IFDI), its components and how it relates to aggregate and individual ESG scores.Our results show a positive relationship between IFDI and ESG scores that mostly revolves around the social pillar. This finding strengthens the generally acknowledged link between Islamic finance and sensitivity to social implications, despite gains in sustainability are subject to non-linearity. 相似文献
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In policy-making, assessment of where a country stands relative to other countries is important to achieve desired goals, to understand how much the current policy implementation diverts from the target, and to understand main obstacles on reaching at the ends in the light of the comparators and the benchmark. This study evaluates relative standing of countries with respect to their financial system's friendliness for risk-sharing finance, the concept which forms the core foundation of Islamic finance. A composite risk-sharing finance friendliness index is developed to compare and rank the countries with regard to their level of their support and adoption of risk-sharing finance. Although, there have been attempts to develop such index, this study is novel in the Islamic finance literature in the sense that it brings the factor analysis and non-linear weights into the picture to come up with an objective and convincing composite index with objective weights. The composite index also allows us to look into the relative contribution of components, namely, Institutional Scaffolding, Governance and Legal Environment, Financial Sector Development and Inclusion. The results and ranking of the countries reveal important information about the potential of developing risk-sharing finance and financial products in different countries. The results also reveal that the OIC countries are far away from meeting the basic requirements of setting-up risk-sharing finance and thus a framework for comprehensive development of Islamic finance. 相似文献
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B.A. Bashir 《Journal of Banking & Finance》1983,7(3):339-354
The Islamic banking and finance system is recent in origin. Its special features preclude the application of modern finance theories. The system is briefly described in this paper as part of an initial attempt to develop a simple model for the portfolio management of an Islamic bank. The model is built on the assumption of certainty for one period. A numerical example based on actual data of Faisal Islamic Bank of Sudan is given to illustrate the model and reveal its relevance. 相似文献
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This paper investigates the bank-level and country-level factors determining nonperforming loans (NPL) in the commercial banking industry of Gulf Cooperation Council (GCC) countries. Specifically; it examines the impact of the sectoral distribution financing growth and Islamic finance methods growth on NPL. To do so, we apply generalized method of moments (GMM) techniques, over the 2005–2011 period. Our findings indicate that the sectoral distribution of Islamic financing has an adverse impact on NPL, which suggest that the sectoral financing growth of Islamic banks increases the credit risk exposure more than conventional banks. The findings of the Islamic finance methods growth show that the impact of fixed-income debt contracts could increase NPL more than profit-and-loss-sharing contracts. 相似文献
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Customers' perceptions on the dispute resolution clauses in Islamic finance contracts in Malaysia
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This empirical legal study examines the perceptions of retail customers on the dispute resolution clauses contained in the governing law and jurisdiction clauses in Islamic finance contracts in Malaysia. Since Islamic financial institutions and their customers are more likely to opt for litigation in the event of a dispute, this study explores ways of providing for unambiguous dispute resolution clauses that are well understood by the parties. Such clauses are expected to incorporate effective dispute resolution processes such as mediation and arbitration through a multi-tiered mechanism. Primary data collected through survey questionnaire administered on 160 Islamic bank customers is analysed using both factor analysis and structural equation modelling. The empirical legal study reveals that there is a statistically significant direct effect of dispute resolution clauses in Islamic finance contracts on the legal awareness and understanding of the customers and indirect effect on the customers' dispute resolution channels. It therefore follows that there is a need to provide for more effective clauses that allow for mediation and arbitration in the governing law and jurisdiction clauses of Islamic finance contracts in Malaysia. Such alternative dispute resolution processes can be structured in a multi-tiered manner that will only allow for litigation as a last resort. This will allow Islamic financial institutions and their customers to make informed decisions about the best option for effective dispute management. 相似文献