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Adults and teenagers were surveyed to determine their use and ownership of 32 consumer, business, and entertainment technology devices. Demographics, technology experience, and “technophobia” were examined as potential discriminators between Confident Users, Hesitant Users, and Nonusers of each technological device. Results indicated that older, technophobic adults with little computer training and lower income, black and Hispanic, technophobic teenagers did not use most technological devices. 相似文献
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Reproducing Difference: Gated Communities in Canada and Israel 总被引:1,自引:0,他引:1
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In the 1980s, U.S. banks became systematically less profitable and riskier as nonbank competition eroded the profitability of banks' traditional activities. Bank failures rose exponentially during this decade. The leading explanation for the persistence of these trends centers on fixed-rate deposit insurance: the insurance gives bank equityholders an incentive to take on risk when the value of bank charters falls. We propose and test an alternative explanation based on corporate control considerations. We show that managerial entrenchment played a more important role than did the moral hazard associated with deposit insurance in explaining the recent behavior of the banking industry. 相似文献
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We develop a technique to assess the impact of changes in mortgage markets on households, exploiting an implication of the permanent income hypothesis: The higher a household's expected future income, the higher its desired consumption, ceteris paribus. With perfect credit markets, desired consumption matches actual consumption and current spending forecasts future income. Because credit market imperfections mute this effect, the extent to which house spending predicts future income measures the "imperfectness" of mortgage markets. Using micro-data, we find that since the early 1980s, mortgage markets have become less imperfect in this sense, and securitization has played an important role. 相似文献
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An important dimension of the ongoing trend toward greater corporate social responsibility is the emergence of individual and institutional investors who invest in companies that support social objectives. While a small number of studies have examined the criteria used by institutions, no studies have looked at individual investors. Using a mail survey of 4,000 investors in two mutual funds that incorporate social screens in their investment decisions, this study finds that compared with other investors, socially responsible investors are younger and better educated. Respondents most frequently identify environmental and labor relations issues when asked what defines socially responsible corporate behavior. Although the respondents value socially responsible behavior in companies they invest in, they are unwilling to sacrifice financial returns to achieve it. 相似文献
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Eat or Be Eaten: A Theory of Mergers and Firm Size 总被引:2,自引:0,他引:2
We propose a theory of mergers that combines managerial merger motives with an industry-level regime shift that may lead to value-increasing merger opportunities. Anticipation of these merger opportunities can lead to defensive acquisitions, where managers acquire other firms to avoid losing private benefits if their firms are acquired, or "positioning" acquisitions, where firms position themselves as more attractive takeover targets to earn takeover premia. The identity of acquirers and targets and the profitability of acquisitions depend on the distribution of firm sizes within an industry, among other factors. We find empirical support for some unique predictions of our theory. 相似文献
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DANIEL ROSEN 《海外经济评论》2008,(26)
【美国《华尔街日报》6月16日】眼下中美官员都在为新一轮中美战略经济对话(trategic Economic Dialogue)做着准备,像过去一样,人民币汇率升值仍将是双方会谈中的一个重要议题。在一些具有历史意义的偶然性因素之中,美国财政部长鲍尔森(Hank Paulson)在人民币升值问题上可能会无意间得到一个隐形推手的帮助,那就是以美元计价的原材料成本的涨价风潮,而原材料对于中国的经济发展来说至关重要。 相似文献
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