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1.
Debt problems,home‐leaving,and boomeranging: A register‐based perspective on economic consequences of moving away from parental home 下载免费PDF全文
Atte Oksanen Mikko Aaltonen Karoliina Majamaa Kati Rantala 《International Journal of Consumer Studies》2017,41(3):340-352
This article analyses the development of financial problems after leaving one's parental home, and considers how financial problems are associated with likelihood of boomeranging (i.e., adult children returning to parental home). The 9‐year follow‐up study focused on a nationally representative sample of Finnish young people between the ages of 15 and 25 who moved out from their parental home between 2006 and 2009 (n = 9,196). The measure of debt problems was based on monthly data on debt enforcement, a legal matter which may bring serious consequences for the debtors. The primary within‐individual, longitudinal analyses showed that debt problems increased directly after leaving parental home. Education and family background were significant predictors of debt problems in the four years after leaving parental home. Early leavers had significantly more debt problems than later leavers. Debt problems were associated with a higher likelihood of moving back to parental home. The results imply that it is important to support economic decision‐making during early adulthood. 相似文献
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We incorporate Stone–Geary preferences into an overlapping generations economy under pure exchange, and explore stability, indeterminacy, and cycles with positive levels of saving and nonnegative public debt. A stable nontrivial steady state exists for parameter values, for which there does not exist equilibrium in the model with purely logarithmic utility function. We also show the possibility of a period-doubling bifurcation (a two-cycle). 相似文献
3.
Mikko Mustonen 《Journal of Economics》2010,99(3):239-250
The output of a free resource, like Open Source programming or basic research, may influence the firm’s revenue by reducing
costs or through market interaction. Under moral hazard, if the principal determines how much to utilize the free resource,
he will utilize it more, profits are higher and the agent’s effort is lower than when the agent makes the decision. Contrary
to the standard result, the incentive coefficient is increasing in the variance of the free resource’s output. Utilization
of the free resource and the agent’s effort are always substitutes. 相似文献
4.
Yves L. Doz Mikko Kosonen 《董事会》2014,(10):88-89
正对很多企业来说,成长的机会跨越不同的市场疆域,而且挑战组织内部的界限。要做到这一点,需要跨部门来制定整合的策略和行动。这意味着,企业迫切需要针对高层,引进全新的领导模式当企业改变商业模式,高管团队最好也跟着改变彼此的互动模式。灵活应变的企业里,各部门的主管应建立相互依赖的关系,激励相互扶持,并谨慎处理这些关系,以促进协同合作。成功企业的高管,通常 相似文献
5.
In this study, an organization means an active actor that can, at least to some extent, adapt to the environment, mainly within the limits of its resources and capabilities. The article enhances understanding of and explains organizational adaptive behavior in weathering the storm in the business environment resulting from the global financial crisis of 2008. The literature on dynamic capabilities, organizational change, and innovation in the context of organizational performance and survival captures this kind of adaptive behavior. The empirical study builds on a quantitative survey and a qualitative case study covering the food processing, maritime, and media industries. Structural equation modeling, group analysis, and qualitative case comparisons shed light on the connection between the constructs in question. Implications for theory and practice culminate in suggestions for future research. 相似文献
6.
Innovations in an organisation derive from multiple sources. In the public sector, users and the policy sphere provide important but often unconnected impulses for innovation. These impulses are transmitted to the organisation by grassroots employees who interact with users and managers who implement policy requirements. The paper examines the actors and activities that coordinate bottom-up and top-down initiatives and promote their development into innovations. It creates a theoretical framework that combines the views of employee-driven innovation and strategic reflexivity and supplements them with an analysis of coordination in innovation processes. The functioning of this framework is illustrated in the context of children's day care services. The results highlight the central role of middle managers and provide new knowledge regarding their ‘bridging’ activities in innovation. The adjustment of bottom-up and top-down processes requires the personal involvement of managers, and the creation of communication arenas, networks and mediating tools. 相似文献
7.
Utilizing age-period-cohort analysis, this paper examines the development of income distribution across periodic economic fluctuations in relation to cohorts and age groups. The empirical analysis is based on the Finnish Income Distribution Statistics and Household Expenditure Surveys covering the period of 1966–2015. The findings suggest that the period and cohort effects can be identified as the main effects on relative income, while the age effects have no meaningful impact when the control variables are taken into account. This result reveals a connection between the effects of economic shocks and cohort placement on labor market entry. Additionally, absolute income analysis suggests that economic shocks create stagnation points in income development, which are especially detrimental to cohorts who are transitioning into labor markets. Additionally, middle-income attainment has not changed due to periodic shocks but rather is related to inter-cohort inequalities and relative income differences, where the baby boomer generation is a clear winner. 相似文献
8.
Jari‐Mikko Merilinen 《Annals of Public and Cooperative Economics》2020,91(2):237-268
This study uses a large panel dataset of Western European banks to examine the determinants of bank funding stability. Banks are divided into three categories by bank ownership type; the ownership types in this study are commercial banks, cooperative banks and savings banks. Three sources of stable bank funding are investigated: customer deposits, equity, and long‐term liabilities. Furthermore, the sum of these funding components is used as a proxy variable for a bank's total available stable funding (ASF). A special focus is on the temporal evolution of these funding types. The regression results show that commercial banks’ funding became much more stable in the period 2005–2017. However, that funding remains, on average, less stable than does cooperative and savings banks’ funding. In addition, funding stability has remained at the pre‐crisis level in cooperative and savings banks, despite a steep dip in cooperative banks’ ASF during the sovereign debt crisis. Furthermore, banks substantially decreased financing from long‐term liabilities after the financial crisis, replacing it with customer deposits and equity. 相似文献
9.
We consider duopolists innovating and producing a good subject to network externalities. If successful in R&D, a firm sells
both the old product and the new one. The new product increases the utility of its user; it also generates a higher network
externality than does the old product. A firm which fails to innovate nevertheless profits from the success of the rival:
the network effect raises the value of the old product it still produces. A firm free-rides on the innovative efforts of another
firm, reducing the incentives of any firm to innovate. 相似文献
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