Approval of social security disability appeals: analysis of judges’ decisions

This article is an empirical analysis of decisions by judges regarding requests by individuals for disability benefits. Applicants for disability benefits who are twice denied through the normal process can appeal to one of the Social Security Administration’s administrative law judges, who hold appointed positions. The data for this study are taken from decisions made by approximately 1000 judges for cases heard from 2010 through 2012. Using each judge as a unit of observation, the data reveal the number of cases heard and the number of approvals granted. We augmented the data with additional information on the presiding judge, and with data from the state in which the court resides. The purpose of the study is to determine whether a simple model can explain, first, the volume of decisions rendered at the judge level and, second, the proportion of approvals. Results indicate that the volume of decisions can be explained in part by the judge’s recent record of leniency. Evidence also supports the hypothesis that approval outcomes depend on judges’ professional tenure and economic factors in the state of jurisdiction.     

THE REPORTING OF INVESTMENTS IN ASSOCIATED COMPANIES AND CREDIT EVALUATIONS: AN EXPERIMENTAL STUDY

Policymakers have been concerned with the problem of accounting for investments in associated companies. A field experiment was conducted to investigate the effects of alternative methods of recognising revenue from investments in associated companies on creditors' evaluations and decisions. Results indicate that most creditors do not adjust financial statements based on alternative methods of accounting and that different methods of accounting affect credit assessments and decisions. The implications of these findings for policymakers and creditors are discussed.     

Combining verbal analysis protocol and wireless audiovisual observation to examine consumers' supermarket shopping behaviour

The study investigates the benefits of using a verbal analysis protocol combined with wireless audiovisual observation technology to collect information about consumer behaviour in real‐life environments. A sample of consumers (n = 36) were given a task to select food products in 11 different categories in a supermarket. Combining methods enabled simultaneous collection of multiple forms of qualitative and quantitative data by recording data simultaneously from different perspectives: the consumer's visual range; the wider shopping environment, to provide context; the consumer's verbalizations. Qualitative data on extrinsic and intrinsic factors that affect decision making and quantitative data on product selection time were taken as an example of rich and real‐time data obtained using the combined methods. Audiovisual material was analysed by Usability Test Software 2.0, verbal analysis data were sorted by a database programme and quantitative data were processed using SPSS 17.0. The study design provided sensitive verification of the nature of consumer interaction with the shopping environment: e.g. during the product selection time (average 23 ± 10 s/product), the interaction with the environment varied between individuals and among products selected. The approach represents a useful technique to enable the value of consumer input to direct innovation in consumer‐oriented product development. It also offers new perspectives to consumers and authorities and related organizations to understand shopping behaviour and the role of critical factors behind the food choices at the supermarket.     

The Transformation of a Neutral Lake Landscape into a Meaningful Experience – Interpreting Tourist Photos

The purpose of this article is to present the mental images of the Finnish lakeland held by potential Italian and German tourists. Image analysis was used in order to find the attributes tourists connect to pictures of lake landscape and to their own mental images of the places shown. The attributes found were classified under categories through which the touristic potential of the lake could be approached. The mental images evoked by the pictures emerging in the present study are individual and cultural at the same time. Although the individual nature of the mental images became prominent in the analysis, there were identifiable similarities in them. From the marketing point of view, each picture proved to have a special function in a given country. The respondents approached the pictures both as outside observers and as participating actors. The transformation of a neutral lake landscape into a meaningful experience depended on the mental images evoked by both the aesthetic content of the picture and its internal elements. The neutral lake landscape was turned into a meaningful place through the experiences and sensations the respondents attached to the pictures.