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131.
Bank image in the UAE: Comparing Islamic and conventional banks 总被引:1,自引:1,他引:0
Hussein A Hassan Al-Tamimi Adel Shehadah Lafi Md Hamid Uddin 《Journal of Financial Services Marketing》2009,14(3):232-244
This study investigates how bank customers in the UAE view Islamic banks versus conventional banks and whether this image affects customer loyalties or selection of a bank. We distributed a questionnaire to a convenient sample of UAE bank customers that focused on five areas: bank image, bank products, service quality, cultural aspects and religious factors, in addition to demographic attributes of the sample. The main findings of this study are: first, most UAE bank customers prefer banking with Islamic banks, although they are not satisfied with the quality of products and services; second, customers generally have a positive image of whatever bank they dealt with; third, the regression analysis results indicate that the most important factor in choosing a bank was bank products followed by service quality and then religious factors; fourth, there is a significant difference between how customers perceive UAE Islamic banks versus conventional banks; fifth, there is a significant difference in how customers perceive UAE Islamic banks based on their gender, education and duration of the relationship; and finally, there is a significant difference in how customers perceive UAE conventional banks based on their gender. 相似文献
132.
Consumers are increasingly concerned about the negative environmental implications of purchasing goods, which in turn shape their behaviour. Yet, there are indications that consumers do not always act on these concerns, causing an attitude–behaviour gap. For consumers to make ecologically responsible purchases, they need relevant product environmental information. Therefore, marketers and firms are increasingly integrating more detailed environmental information in their offerings, including eco-labels with externally validated information. This study integrates consumers’ knowledge and trust in eco-labels with their environmental knowledge to determine how these affect pro-environmental consumer behaviour (PECB). The findings suggest environmental and eco-label knowledge is positively associated with attitudes towards the environment, and that positive environmental attitudes and trust in eco-labels affect PECB. This implies that firms, policy-makers and accreditation organisations (i.e. labelling) can educate consumers about eco-labels and the environment to increase PECB. Such strategies will also build consumer knowledge and trust in eco-labels, necessary for facilitating PECB. 相似文献
133.
Neighbors follow early adopters under stress: panel data analysis of submergence‐tolerant rice in northern Bangladesh
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Takashi Yamano Maria Luz Malabayabas Md. Ashraful Habib Subrata Kumar Das 《Agricultural Economics》2018,49(3):313-323
The benefits of a stress‐tolerant crop become visible under the stresses that the crop is tolerant against. We investigate the adoption of submergence‐tolerant rice in northern Bangladesh by using panel data of 461 households, interviewed in 2013 and 2015. The sample households were randomly selected in 31 villages where submergence‐tolerant rice seeds were given to a small number of farmers in each village. The results from the household fixed‐effects model indicate that submergence in the previous year increased the adoption of submergence‐tolerant rice. The adoption impact was larger among farmers who were neighbors of early seed recipients. Our results suggest that being neighbors of early seed recipients may have helped the neighboring farmers observe the benefits of the submergence‐tolerant rice under submergence. The results indicate the importance of the information flow from early recipients to neighboring farmers. 相似文献
134.
Ahsan Habib Mabel D' Costa Hedy Jiaying Huang Md. Borhan Uddin Bhuiyan Li Sun 《Accounting & Finance》2020,60(Z1):1023-1075
We synthesise the empirical literature on the determinants and consequences of financial distress, critique the findings and offer suggestions for future research. We categorise these indicators into (i) firm-level fundamental determinants, (ii) macroeconomic determinants and (iii) firm-level corporate governance determinants. We categorise the consequences into (i) financial reporting and auditing consequences, (ii) firm-level operational consequences, (iii) capital market consequences and (iv) corporate governance consequences. We suggest that future research can make a more meaningful contribution, by developing more comprehensive models of predicting financial distress which will entail a departure from the current partial analysis to a more holistic complex analysis. 相似文献
135.
The social media has become an integral part of the marketing strategy. Marketing activities are now more inclined to online social networks (OSNs) than ever before in the history of the business. More and more consumers are joining OSNs for the sake of fun, socialization, and online buying. Every user perceives some degree of risk while joining and using OSNs. The current systematic literature review gathers and synthesizes research records of the last 9 years (2010–18) on consumer perceived risks concerning OSNs. We used PRISMA as a protocol to conduct this systematic literature review. The synthesis provides a detailed account of the perceived risk factors, their antecedents and consequences, risk-reducing strategies, and future research potential in the said domain. 相似文献
136.
Ashrafee Tanvir Hossain Lawrence Kryzanowski Xiao Bing Ma 《The Journal of Financial Research》2020,43(3):459-489
Using U.S. Department of Justice data on state-level political corruption, we find that banks charge higher loan spreads (all-in-drawn spreads) to firms in states with higher corruption and that these effects are more pronounced for firms facing financial constraints but less pronounced for firms experiencing greater external monitoring. These results are robust to additional controls, alternative corruption measures, a measure of the lack of oversight of lobbyist activities, and the use of instrumental variables. Overall, our findings are consistent with the harmful corruption environment hypothesis, which states that banks charge higher loan spreads to firms in states with greater political corruption environments as these firms are susceptible to making suboptimal financial decisions to fend off rent-seeking behavior. 相似文献
137.
Mirza Md Moyen Uddin 《Business Strategy and the Environment》2020,29(6):2871-2889
This paper investigates the moderation effect of financial development (FD) on the environmental Kuznets curve (EKC). Using comprehensive panel data of 115 countries spanning the 1990–2016 period and dividing the countries into different income groups, the researcher found systematic differences in the relationship between significant indicators of environmental degradation and economic growth. More specifically, the interaction effect of FD on the relationship between gross domestic product (GDP) growth and CO2 emissions are positive; nevertheless, the interaction effect of FD on the relationship between GDP squared and CO2 emissions become negative for all income groups and therefore supports the EKC. Moreover, the interaction effect of FD is negative on the relationship of GDP with both CH4 and PM2.5 emissions in the middle‐income groups, whereas the interaction effect of FD on the relationship between GDP squared and PM2.5 emissions are negative for the high‐income group. Our results suggest that FD can reduce environmental degradation without adversely impacting on growth. 相似文献
138.
Akhand Akhtar Hossain 《Australian economic papers》2019,58(2):113-129
Inflation, defined as a sustained increase in the price level, is considered a monetary phenomenon, as it can be explained within the framework of money‐demand and money‐supply relationships. In the extant literature, money growth is shown to remain causally related to inflation across countries and over time, irrespective of the exchange rate regime and stability of the money‐demand function. Nevertheless, emerging literature suggests a diminishing role of money in the conduct of monetary policy for price stability, especially under inflation targeting. Monetary policy in Australia under inflation targeting since 1993 is an example of policy that denies a relationship between money growth and inflation. The proposition that money does not matter insofar as inflation is concerned seems odd in both theory and the best‐practice monetary policy for price stability. This paper uses annual data for the period 1970–2017 and quarterly data for the period 1970Q1–2015Q1. It deploys both the Johansen cointegration approach and the autoregressive distributed lag (ARDL) cointegration approach to investigate for Australia whether money, real output, prices and the exchange rate (non‐stationary variables) maintain the long‐run price‐level relationship that the classical monetary theory suggests in the presence of such stationary variables as the domestic and foreign interest rates. As expected, the empirical findings for Australia are consistent with the classical long‐run price‐level relationship between money, real output, prices and the exchange rate. The error‐correction model of inflation confirms the presence of a cointegral relationship among these variables; it also provides strong evidence of a short‐run causal relationship between money supply growth and inflation. On the basis of a priori theoretical predictions and empirical findings, the paper draws the conclusion that the monetary aggregate and its growth rate matter insofar as inflation is concerned, irrespective of the strategy of monetary policy for price stability. 相似文献
139.
Sultanuzzaman Md Reza Hongzhong Fan Banban Wang Miraj Ahmed Bhuiyan Adnan K. M. Mehedi 《International Trade Journal》2019,33(1):95-110
ABSTRACTThis article examines the effects of trade (exports) on the economic growth of Bangladesh from 1986 to 2016, using the application of a Johansen cointegration and vector error correction model. The empirical findings exhibit that trade (exports) has a unique long-run equilibrium relationship with the economic growth of Bangladesh. The short-run results also display a robust causality between variables. This study suggests that exports play a major role in the growth of Bangladesh. Policymakers should promote the export of goods and services, especially manufactured goods, in the long term, in order to possibly reduce the trade deficit and rapidly stimulate the growth of Bangladesh. 相似文献
140.
Md. Mamun Habib Jungthirapanich Chamnong 《美中经济评论(英文版)》2009,8(8):25-38
The research model investigates the integrated form of educational management for the universities. To enhance the operations, generate quality outcomes for the well-being of the society, this exploratory study depicts the two wings for the universities in four aspects including education development, education assessment, research development and research assessment. For the better understanding of education and research wings of the universities, the researchers identify different factors namely programs establishments, university culture, faculty capabilities and facilities those have been formularized by the structural equation modeling (SEM) through AMOS. The survey questionnaire was developed and analyzed the reliability and validity of the tools. The conceptual model for the universities provides a novel approach for decision makers to review and appraise their performance toward fulfillment of ultimate goals, i.e. producing high-caliber graduates and high-impact research outcomes for the betterment of the society. This research represents two contributions to the society including human resource contribution and research contribution. 相似文献