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11.
We investigate how the deterioration of household balance sheets affects worker productivity, and in turn economic downturns. Specifically, we compare the output of innovative workers who experienced differential declines in housing wealth during the financial crisis but were employed at the same firm and lived in the same metropolitan area. We find that, following a negative wealth shock, innovative workers become less productive and generate lower economic value for their firms. The reduction in innovative output is not driven by workers switching to less innovative firms or positions. These effects are more pronounced among workers at greater risk of financial distress. 相似文献
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RICHARD SEXTON 《The Journal of consumer affairs》1981,15(2):214-231
This study develops an economic framework which explains the welfare loss to consumers from imperfect information and provides a mechanism for analyzing the benefits from improved information. The model is applied to imperfect net weight information for packaged chicken and empirical estimates of the resulting welfare loss are obtained. 相似文献
14.
The child care choice of parents has been a prime item of policy discussion at all levels of government in recent years. Researchers have responded by examining aspects of cost and quality of care and their implications for the family. One area in which the research effort is in its early stage is after-school child care. This paper presents an attempt to implement a test of a model of child care choice, adapted to after-school care. The results of the implementation are reported and recommendations made for the development of a larger-scale data base. 相似文献
15.
The quantity of hazardous or ineffective products on national and international markets is higher than can be explained by current theory. Research has shown that “lemons” can indeed occur and it has specified roles for (a) potential future purchases and (b) seller reputation. This paper explores incentives facing sellers of goods containing one or more negative characteristics. The economics of concealment provides the conditions under which some sellers use resources to interfere with quality signals. This allows, at the extreme, a class of product which is a “pure lemon” in that its very existence would not be justified if consumers were fully informed. The paper identifies important variables which have direct policy implications for regulation and for consumer welfare. 相似文献
16.
RICHARD P. NIELSEN 《The Journal of consumer affairs》1979,13(2):282-297
The nature of market concentration in the mass media industries and its implications for diversity of consumer choice are examined. Criteria for evaluating policy alternatives that might increase consumer choice are developed. The policy alternatives evaluated using these criteria are: breaking up large media corporations; growth of cable television; government assistance in financing alternative media; an excise tax on media “excess profits” for alternative media; regulating to ensure greater content diversity; de-regulation; de-regulation with community control; and, increasing diversity through media labor union contracts. 相似文献
17.
Supermarkets are starting to adopt price scanning checkouts. Other supermarkets, both scanner equipped and non-scanner equipped, are removing individual item prices. Although much has been written, especially in the retail trade press, about the advantages to retailers of scanner check-outs little attention has been paid to shopper reactions. This study sought to determine the attitudes and behavior of shoppers at scanner equiped supermarkets. Some user reactions to self-price marking of purchases was also determined. 相似文献
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RICHARD B. CORBETT 《The Journal of consumer affairs》1978,12(2):373-380
Several indexes for comparing the cost of life insurance policies are currently available. A variety of criticisms of these indexes has been offered. This paper identifies an additional problem: consumers may lack confidence in index values because they do not reconcile with data about company performance (e.g., lapse ratios, returns on invested assets). Analysis results suggest that policy costs are as much a function of actuarial manipulation for marketing advantage as of commonly cited textbook factors (mortality, interest, expenses) and competitive factors (lapse ratio, average policy size). 相似文献
20.
JAN RICHARD HEIER 《Abacus》2010,46(1):60-83
When the Congress barred the importation of slaves into the United States in 1808, it left the internal slave trade intact. The trade took on a new importance as the slave states of the Old South saw their agricultural economies shift to a point that holding large numbers of slaves became too expensive. During this time, the large agricultural concerns shifted to the New South, where cotton and sugar plantations needed the cheap labour provided by the institution of slavery. As this transition intensified, Richmond, Virginia, became a central slave market that facilitated the interstate slave trade as Old South planters chose the course of selling slaves as a valuable commodity rather than the course of manumission. The records of two businesses—Dickinson & Hill and Hector Davis & Company—which plied the slave trade in the Richmond market, have survived into the twenty-first century. These records revealed a primitive, yet sophisticated, process to account for the consignment, purchase, and sales of human merchandise in this haunting story of the 'business of suffering'. 相似文献