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91.
Shweta Singh David H. Rylander Tina C. Mims 《Journal of Financial Services Marketing》2018,23(1):38-49
College students remain a lucrative target market for credit card companies even after the advent of the Credit Card Act of 2009. Unfortunately, many students are not prepared to use credit responsibly or make payments in a timely manner. Numerous studies reveal risky student credit behaviors, lack of credit knowledge or irresponsible management of credit. However, there remains a need for more information on college students’ payment behaviors. This paper aims to explain credit card payment behavior among college students by segmenting college students into payment behavior groupings. Using an online survey, students provided their credit card payment activity and demographic characteristics. The results of this study shed light on different credit card payment behaviors by segmenting college students into four behavioral segments based on useful characteristics. Clear distinctions exist between segments who behave in responsible ways versus those who do not practice responsible behaviors. These segmentation results add to the understanding of Lyons (2004; Journal of Consumer Affairs 38 (1): 56–80) who determined a means of identifying Financially at Risk students (FAR) with payment behavior. Given potentially dangerous effects of targeted credit card marketing to college students, findings about payment behavior of college students will help policymakers, credit card companies and college administrators. 相似文献
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Responsible innovation to address grand societal challenges has become the raison d’être of international organizations, such as the United Nations. Although these entities are established to act responsibly, they struggle to innovate. Acknowledging the tensions of this unique context, this study applies an inductive research methodology drawing on eight case studies of intrapreneurial initiatives in socially oriented organizations. The initiatives originated in country offices and scaled either organically (country-by-country) or strategically (via headquarters). This distinguishes two ways how the initiatives mitigate different responsible innovation tensions to foster competence development, structural alignment, and mission stretch. The findings add to the literatures on responsible innovation and intrapreneurship in large, complex organizations by uncovering the boundary conditions of non-profit intrapreneurship, its tensions, and its scaling processes. This study builds theory that intrapreneurial initiatives can foster digital transformation and contribute to the development of an organizational capability for responsible innovation via organizational imprinting. 相似文献
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Tina Haida 《Business ethics (Oxford, England)》1998,7(1):2-6
The emerging influence wielded on Japanese businesses by the sokaiya , or extortioners, raises issues not just of bribery but more fundamentally of corporate governance and transparency in the conduct of business. If it were true that the Japanese companies in question were otherwise conducting their businesses in perfectly ethical ways, then sokaiya would not have any leverage. The author has completed the first year of her MBA at London Business School after previously working with the Japanese Delegation to the OECD. 相似文献
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The notion of ‘sociomateriality’ has recently gained in popularity among information systems (IS) scholars in their search for providing new ways of investigating and theorizing about IS in organizations and society at large. While some scholars put forward arguments and research accounts that lead to new insights concerning the concept, others expose a cursory treatment and partial appreciation of the idea. In addition, sociomateriality as a new worldview has been criticized for introducing yet more academic jargon monoxide. Although existing research and debates show some potential for progressing the theorizing of ‘man–machine’ reconfigurations, we point to the necessity of a deeper exploration of the term. Inspired by the Alternative Genres Track at the European Conference on Information Systems 2012, the purpose here is to take a fresh look, to evoke new insights and to gain deeper understanding of the notion of sociomateriality and its use in the IS discipline. We invite the reader to attend a prolonged monologue – characterized by honesty, frank observations and wit – at the royal court of IS. The monologue is delivered by the court jester and directed to the two sovereigns who, based on their conceptual contributions, have played a decisive role in the spreading of the idea of sociomateriality in IS. The intention is to contribute with a stimulating debate about sociomateriality that builds on open-minded questions in the pursuit of key reflections to inform our research discipline. Throughout the monologue, the jester uncovers some contradictions and limitations in and between the sovereigns' writings and points to some possible resolutions. 相似文献
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Using a comprehensive sample of nearly 7,000 firms from 1990 to 2004, we examine the corporate board structure, trends, and determinants. Guided by recent theoretical work, we find that board structure across firms is consistent with the costs and benefits of the board's monitoring and advising roles. Our models explain as much as 45% of the observed variation in board structure. Further, small and large firms have dramatically different board structures. For example, board size fell in the 1990s for large firms, a trend that reversed at the time of mandated reforms, while board size was relatively flat for small and medium-sized firms. 相似文献
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