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81.
Games, role‐playing, and simulations as developmental tools have been used in education since the 1800s. An emerging form of collaborative game play is virtual worlds; however, the use of virtual worlds in leadership education has not been fully investigated. The purpose of this article is to (a) demonstrate how virtual worlds are a viable venue for leadership education, and (b) present a hierarchy of skills sets that can be developed in virtual world settings. In doing so, this article provides evidence that virtual worlds can be used as a new instructional delivery environment for leadership education as the appeal and intrinsic nature of virtual environments aligns well with the experiential framework of leadership education. 相似文献
82.
Charles E. Phelps 《The Journal of risk and insurance》2023,90(1):213-241
I formulate expected-utility-maximizing models for health insurance with a single optimal coinsurance (C*) and (separately) a single optimal deductible (D*). While so-doing, I formalize Nyman's challenge to standard welfare-loss models, clarifying when and by how much this alters unadjusted models. Using MEPS-calibrated lognormal distributions and incorporating skewness and kurtosis measures of financial risk, I show how C* shifts as various economic parameters change. For reasonable parameter values, C* < 0.1, much lower than variance-only estimates would conclude. Omitting higher-order risk parameters importantly understates risk and hence understates optimal insurance coverage. I separately develop methods to determine D*, showing that it is approximately a fixed percentage of income that falls as the distribution of financial risks rise. This finding contrasts with existing US public policy regarding high-deductible health plans, which employ fixed deductibles, independent of income. 相似文献