Ans?tze einer Betriebswirtschaftlichen theorie des versicherungsunternehmens

Zusammenfassung Insgesamt liegen für eine güterliche Theorie des Wirtschaftens im Versicherungsunternehmen bereits heute viele Ans?tze vor, insbesondere soweit es den Risikoausgleichsproze? betrifft. Dagegen stecken die produktionstheoretischen Ans?tze für die übrigen Input-Output-Beziehungen noch in den Kinderschuhen. Dies entpricht dem allgemein zu beobachtenden Rückstand in der betriebswirtschaftlichen Erforschung von Dienstleistungsunternehmen.      

Conflicts and cooperation in the opening-up of new economic resources

The Third United Nations Conference on the Law of the Sea (UNCLOS III) will meet in March for its ninth session. The size of the resources available for distribution and their allocation by the Conference are surveyed in the following article as are the possibilities of conflict to which they give rise.     

Eine ökonomische Theorie des vertikalen Finanzausgleichs,dargestellt am österreichischen Beispiel

Ohne ZusammenfassungDie Grundgedanken dieser Arbeit wurden im Juni 1969 in einem Forschungsseminar unter der Leitung von Prof. Theodor Pütz vorgetragen; seine Anregungen und die der übrigen Teilnehmer der Veranstaltung, insbesondere Prof. Erich Streisslers, sind in der vorliegenden Fassung mitberücksichtigt. Für die kritische Durchsicht des druckreifen Manuskripts bin ich Doz. Heinz A. Schleicher und Ass. Dr. Christian Seidl verbunden. Ass. Dr. jur. Heinz Schäffer verdanke ich eine Reihe von Hinweisen zu juristischen Details. — Mit Prof. Wilhelm Weber ist die Arbeit wiederholt diskutiert worden.     

Indexbindung von Einkommen und progressive Besteuerung

Ohne Zusammenfassung

---

Index-linking of incomes and progressive taxation

---

Für Diskussionen über eine vorläufige Fassung dieser Arbeit danke ich meinen Kollegen Otwin Becker, Bernd Genser und Christian Seidl. Es muß nicht separat betont werden, daß etwa verbliebene Fehler ganz zu meinen Lasten gehen.     

A voting paradox of fiscal federalism

This paper draws attention to certain tensions within fiscal federalism. We compare median- voter decisions on the socialization of goods and services at different levels of government. They show typical differences which are primarily due not to changes in the economic or political situation but to changes in the level of decision making.     

Policy research for information activities: The OECD programme on information,computers and communications policy

The Working Party on Information, Computers and Communications Policy of the OECD has been created to carry out extensive research in preparation for the integrated policies that must be implemented to give direction to the development and merging of information technologies. The author discusses the activities and objectives of the research programme, focusing on that part of it which involves the macroeconomic analysis of information activities.     

Screening potential elderly preferred markers: exploratory analysis of Cardiovascular Health Study (CHS) data

The Cardiovascular Health Study (CHS) analyzes risk factors for coronary heart disease and stroke in people age 65 and older. Since CHS is designed to comprehensively study cardiovascular risk factors in an elderly population, it provides a unique opportunity to study the association of risk factors with mortality, as well as morbidity risk. With the growth of the elderly as population and life insurance market segments, the need to more precisely stratify mortality within a standard risk group of the elderly has grown as well. This exploratory analysis assesses medical factors that could be used to improve mortality risk stratification within a "standard" mortality population, using the CHS public use data set. Participants with a personal history of cardiovascular disease, diabetes, or major electrocardiographic abnormalities were excluded from the analysis in order to mimic a standard life insurance selection process. Then, Cox proportional hazards regression was used to study 10 medical risk factors. This model suggested that forced vital capacity >80% predicted, serum creatinine <1.5 mg/dL (133 mcmol/L), hemoglobin >11 g/dL (110 g/L), and serum albumin >3.5 mg/L (35 mmol/ L) are significantly associated (p = 0.05) with favorable mortality. C-reactive protein <1 mg/L is associated with favorable mortality at borderline significance levels (p = 0.09). On the other hand, a family history of cardiovascular disease (MI and/or stroke) and low BMI (<26 kg/m2) are associated with unfavorable mortality in the analysis. Total to HDL cholesterol ratio of <6, presence of supine systolic blood pressure < or = 140 mmHg, and the presence of minor rest electrocardiographic findings were not statistically significant factors in the multivariate model. Further assessment of the predictive value of the "significant" medical factors identified is required in insured lives.