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81.
82.
Fred Ahwireng-Obeng 《The Review of Black Political Economy》1993,22(2):151-165
Entrepreneurship development has become recognized as a functional means of tackling South Africa’s socioeconomic challenges
of slow growth rate, rapidly increasing unemployment, and racially inequitable distribution of income. However, current policies
and programs ignore the potential input of the female gender. Yet, females are proven to be capable of using their peculiar
gender dispositions effectively as small and micro entrepreneurs. The article examines the socioeconomic outcomes of South
Africa’s systemic crisis, gender-specific influences on entrepreneurial supply and alternative women-in-entrepreneurship programs
that could be implemented with sensitivity to that country’s sociocultural diversity. 相似文献
83.
The time has come to make a comprehensive, critical assessment of the increasingly popular EAPs. To date, with very few exceptions, only glowing reports in the literature are available. This EAP literature is reinterpreted and methodological flaws are identified in analyzing usage patterns, legal issues, success rates, and cost-benefit calculations. The real and potential weaknesses and limitations need to be recognized in order to make EAPs more effective for the 1990s. 相似文献
84.
Fred E. Foldvary 《Economic Affairs》2005,25(1):25-30
The excess burden of taxation, which in the US is over $1 trillion, could be reduced by transferring responsibility for funding infrastructure to the private sector, with a corresponding cut in taxes. While governments may resist optimal taxation, private communities are induced to do so by competition. A promising approach to efficient funding of civic infrastructure is its transfer to private enterprise 相似文献
85.
In years past, credit rationing resulted in the primary mortgage market being segmented from national capital markets. Some research suggests that the deregulation of depository institutions in the early 1980s along with the exponential growth in the secondary mortgage market, has resulted in a primary mortgage market more fully integrated with national capital markets. This study employs Granger Causality to test primary and secondary mortgage market segmentation. Our findings support the conclusion that causality is unidirectional from the treasury market to the primary and secondary mortgage market. The results also indicate that mortgage market speed of adjustment increased significantly by the end of the decade. 相似文献
86.
Studies on consumer satisfaction, dissatisfaction, and complaining behaviour provide no consistent picture of the socio-economic and demographic characteristics of the consumers involved. This study indicates that consumers with different socio-economic characteristics perceive and experience different numbers and types of consumer problems.Younger people experience more problems with commercial information. Persons of lower income and full nest families report more problems with usage costs and product quality. Problems with after-sales service are more often experienced by male and upper class consumers. Differences in problem perception may affect subsequent satisfaction, dissatisfaction, and complaining behaviour.
Dick A. Francken is a Research Fellow at SWOKA, Institute for Scientific Research on Consumer Affairs, Kon. Emmakade 192–195, NL-2518 JP The Hague, The Netherlands. W. Fred van Raaij is Professor of Economic Psychology at Erasmus University, Department of Economics, P.O. Box 1738, NL-3000 DR Rotterdam, The Netherlands. 相似文献
Sozioökonomische und demographische Einflüsse auf die Wahrnehmung von Verbraucherproblemen
Zusammenfassung Untersuchungen zur Zufriedenheit, zur Unzufriedenheit und zum Beschwerdeverhalten von Konsumenten ergeben kein konsistentes Bild der sozioökonomischen und demographischen Eigenschaften der untersuchten Konsumenten. Die vorliegende Studie deutet darauf hin, daß Konsumenten mit unterschiedlichen sozioökonomischen Eigenschaften sich hinsichtlich der Anzahl und der Art der wahrgenommenen Verbraucherprobleme unterscheiden.Jüngere Verbraucher empfinden mehr Probleme mit kommerzieller Information. Verbraucher mit niedrigerem Einkommen und Familien mit Kindern nehmen mehr Probleme mit den Gebrauchskosten und mit der Produktqualität wahr. Probleme mit dem Kundendienst treten dagegen häufiger bei männlichen Konsumenten und solchen aus höheren Schichten auf. Unterschiede in der Problemwahrnehmung wirken sich auf die Zufriedenheit und das Beschwerdeverhalten von Konsumenten aus.
Dick A. Francken is a Research Fellow at SWOKA, Institute for Scientific Research on Consumer Affairs, Kon. Emmakade 192–195, NL-2518 JP The Hague, The Netherlands. W. Fred van Raaij is Professor of Economic Psychology at Erasmus University, Department of Economics, P.O. Box 1738, NL-3000 DR Rotterdam, The Netherlands. 相似文献
87.
In this paper, we show how to approximate Heath–Jarrow–Morton dynamics for the forward prices in commodity markets with arbitrage-free models which have a finite-dimensional state space. Moreover, we recover a closed-form representation of the forward price dynamics in the approximation models and derive the rate of convergence to the true dynamics uniformly over an interval of time to maturity under certain additional smoothness conditions. In the Markovian case, we can strengthen the convergence to be uniform over time as well. Our results are based on the construction of a convenient Riesz basis on the state space of the term structure dynamics. 相似文献
88.
Serge A. Rijsdijk Fred Langerak Erik Jan Hultink 《Journal of Product Innovation Management》2011,28(1):33-47
This paper investigates the antecedents and consequences of two product advantage components: product meaningfulness and product superiority. Product meaningfulness concerns the benefits that users receive from buying and using a new product, whereas product superiority concerns the extent to which a new product outperforms competing products. The present paper argues that scholars and managers should make a deliberate distinction between the two components because they are theoretically distinct and also have different antecedents and consequences. Data were collected through an online survey on 141 new products from high‐tech companies located in The Netherlands. The results reveal that new products need to be meaningful as well as superior to competing products to be successful. This finding is consistent with the prevailing aggregate view on product advantage in the literature. However, the results also show that the effects of the two components on new product performance are moderated by market turbulence. Although each component is important in that it forms a necessary precondition for the other to affect new product performance under circumstances of moderate market turbulence, meaningfulness is most important for new product performance in turbulent markets where preferences have not yet taken shape. In contrast, when markets become more stable, the uniqueness of meaningful attributes decreases, and new products that provide advantage by fulfilling their functions in a way that is superior to competing products are more likely to perform well. In addition, the study shows that the firm's customer and competitor knowledge processes independently lead to product meaningfulness and superiority, respectively. The findings also reveal that under conditions of high technological turbulence the customer and competitor knowledge processes complement each other in creating product meaningfulness and superiority. This implies that the level of technological turbulence puts requirements on the breadth of firms' market knowledge processes to create a new product with sufficient advantage to become successful. The paper concludes that neglecting the distinction between product meaningfulness and superiority when assessing a new product's advantage may lead to an incomplete insight on how firms can improve the performance of their new products. 相似文献
89.
Robert L. Clark Fred W. Munzenmaier F.S.A. 《North American actuarial journal : NAAJ》2013,17(1):32-56
Abstract Four pension plan conversions are examined to determine the impact on retirement benefits of workers. The study was based on interviews with top management, employee surveys, and actuarial analysis of retirement benefits under the old and new pension plans. In general, workers who leave the firm prior to the age of early retirement can expect increased benefits under the new defined contribution and cash balance plans, whereas older, more senior workers can expect to accrue smaller benefits after the plan conversions. Recognizing these potential adverse effects, the employers in our studies provided various types of transition benefits to existing workers or gave employees the choice of remaining in the old defined benefit plan. Employee surveys reveal that younger workers are more supportive of the new pension plans than are older workers. These case studies also indicate that communication by managements with their employees is very important to the successful implementation of plan conversions. 相似文献
90.
Fred Phillips 《Accounting Perspectives》2013,12(3):261-276
In the role of financial analyst for a venture capital firm, you are assigned the responsibility of evaluating two online retailers who have applied for financing to build a distribution center in western Canada. Based on your developing knowledge of Canadian accounting standards for private enterprises (ASPE), you evaluate the financial reporting policies and financial results of the two companies to identify the company that is best suited for your firm's support. Through this case, you will refine your understanding of ASPE and you will exercise your reasoning and analytical skills. 相似文献