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排序方式: 共有115条查询结果,搜索用时 31 毫秒
91.
Technological advancement has challenged the providers of financial services; the very nature of selling and buying financial services has changed. Mobile devices are among the newest channels to conduct banking electronically. This paper focuses on studying diffusion and adopters of mobile banking services. Previous research has identified the typical characteristics of a potential adopter in the electronic services era; this paper explores some contradictory empirical findings drawn from a mobile banking survey. The results provide an indication of the characteristics of potential subsequent adopters of mobile banking, and of differences between user segments. Consequently, the authors are able to comment on the influence of certain demographic characteristics and the preferred communication mode of customers on the adoption and future usage of mobile banking services. The quantitative survey that sheds more light on this researched issue employed a traditional method of postal questionnaire. The data were collected in Finland during May–July 2002 and include 1,253 survey responses. 相似文献
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93.
Mari L. Robertson 《Contemporary economic policy》2019,37(1):138-155
This study examines the effects of monetary policy contractions on bank loans to households and firms and instruments in three different credit risk transfer (CRT) capital markets over two separate time periods (1995–2006 and 2007–2015). The findings show that in both periods, banks decrease business lending but increase lending to consumers through a combination of mortgage, auto, credit card, and student loans from more liquidity produced by consumer‐related CRT activity. Additional results reveal relative CRT movements toward securitized mortgages from bank mortgage debt over both periods and toward securitized and insured business loans from bank business debt in the latter period, which suggest vulnerabilities among interconnected credit markets. (JEL E44, E51, G21, G23) 相似文献
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95.
Pair-copulas modeling in finance 总被引:1,自引:0,他引:1
Beatriz Vaz de Melo Mendes Mariângela Mendes Semeraro Ricardo P. Câmara Leal 《Financial Markets and Portfolio Management》2010,24(2):193-213
This paper concerns itself with applications of pair-copulas in finance, and bridges the gap between theory and application.
We provide a broad view of the problem of modeling multivariate financial log-returns using pair-copulas, gathering together
for this purpose theoretical and computational results from the literature on canonical vines. From the practitioner’s viewpoint,
the paper shows the advantages of modeling through pair-copulas and makes clear that it is possible to implement this methodology
on a daily basis. All the necessary steps (model selection, estimation, validation, simulations, and applications) are discussed
at a level easily understood by all data analysts. 相似文献
96.
Maiju Kangas Muel Kaptein Mari Huhtala Anna-Maija Lämsä Pia Pihlajasaari Taru Feldt 《Journal of Business Ethics》2018,149(3):707-723
This study contributes to the corporate social responsibility, stakeholder theory, and executive succession literature by examining the effect of corporate social irresponsibility (CSiR) on strategic leadership turnover. We theorize that firms’ CSiR increases the likelihood of executive turnover. We also investigate the nature of succession (non-voluntary or voluntary succession) and successor origin (internal candidate or external candidate) following CSiR. We further examine how the CSiR–CEO succession relationship is moderated by firm visibility to stakeholders and industry dynamism. Our results, based on a dataset of 248 U.S. public firms between 2001 and 2008, provide evidence that firms’ CSiR affects what is conventionally seen as primarily a market-driven decision on executive turnover, especially when firms operate in a more dynamic industry. Research contributions and implications are discussed. 相似文献
97.
In this article, we analyse how situated learning influences niche development. Situated learning is tied to social action and context, perceiving knowledge and learning as socially constructed. In addition, a dialectic view of structure and agency is adopted. Policymaking is used as an example of a community. A qualitative case study of Finnish energy policy is presented. The regime in Finland is the electricity industry that supports bioenergy, while wind energy development is supported by active individuals and a few niche actors. The full-members of the policymaking community consist of the government and the regime actors. The niche actors did learn how the community functions and developed alternative strategies accordingly, but without success. A reason could be that the niche actors excluded the regime from their strategies. We conclude that situated learning is likely to enhance niche development, but compromises in niche development may be needed. 相似文献
98.
Journal of Business Ethics - This qualitative study explores how business leaders narrate their personal ways of recognizing, reasoning, and resolving moral conflicts and what these stories reveal... 相似文献
99.
Durable Domestic Dreams: Exploring Homes in Estonian Socialist‐era Summerhouse Settlements
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Mari Nuga Kadri Leetmaa Tiit Tammaru 《International journal of urban and regional research》2016,40(4):866-883
‘Home’ and the connotations of this term are little understood in the context of post‐socialist Central and Eastern Europe. While modern suburban living was rather unusual in this region under socialism, more and more people live in suburbia today. This article concerns itself with the homes of residents in the former socialist‐era summerhouse settlements in Estonia. Its aim is to further an understanding of the origins and (dis)continuities of the notion of home for individuals living in a post‐socialist environment. This study is based on ethnographic fieldwork. In this article, we present socialist and post‐socialist housing in context and describe how it has been shaped by changes in society. Our findings show that the homes of informants appear to strengthen their sense of freedom, autonomy and stability, while simultaneously inspiring their dreams and imaginations of home. 相似文献
100.
Indonesia's trade policy has evolved over the last 50 years. It has been influenced by the country's level of development and the conflict between openness and protectionism; external developments, such as commodity booms and busts and increased competition; and international commitments, whether multilateral or regional. As a result, trade policy has often been ambivalent and ineffective. Given that Indonesia has undergone various transformations and that the world is a different place from what it was in 1965, the country needs to take a more pragmatic and forward-looking stance. Trade policy needs to be part of a comprehensive strategy to improve competitiveness and diversify exports. If Indonesia is to be part of the new paradigm, where the production of goods and services is based on production networks and global value chains, its policy focus will need to shift from protecting and favouring sectors to promoting trade and industrial policies that encourage the flow of goods, services, and people. 相似文献