Local residents’ perceptions of energy landscape: the case of transmission lines

Although the transmission line network is relatively comprehensive in many countries, there are new needs to develop the networks due to the increased consumption of energy and new decentralized energy sources. However, compared with other large-scale infrastructure in the landscape, there has been relatively little research on the perceptions of transmission lines. Consequently, the aim of this study was to analyse how transmission lines are perceived in comparison with other landscape elements and how the perceptions of existing transmission lines differ from those concerning new lines. Finally, the heterogeneity of the perceptions was examined with the aid of the latent class method. The study was based on survey data from an urban fringe community in southern Finland. The results confirmed the presupposition that transmission lines are generally perceived as negative landscape elements, both when long-established and when new. However, the perceptions among the residents were heterogeneous. This heterogeneity was explained with environmental attitudes and leisure activities as well as knowledge and land ownership. The results have implications for planning, public communication and participation related to transmission lines, as well as other visually dominating man-made structures in the landscape.     

The effect of unemployment benefits on re-employment rates: Evidence from the Finnish unemployment insurance reform

In January 2003, the unemployment benefits in Finland were increased for workers with long employment histories. The average benefit increase was 15% for the first 150 days of the unemployment spell. At the same time severance pay system was abolished. In this paper we evaluate the effect of the change in the benefit structure on the duration of unemployment by comparing the changes in the re-employment hazard profiles among the unemployed who were affected by the reform to the changes in a comparison group whose benefit structure remained unchanged. We find that the change in the benefit structure reduced the re-employment hazards by on average 17%. The effect is largest at the beginning of the unemployment spell and disappears after the eligibility period for the increased benefits expires.     

Banks’ unfairness and the vulnerability of low-income unbanked consumers

This paper’s objective was to explore low-income unbanked consumers’ perceptions of bank fairness and the way these perceptions were linked to consumer experiences of vulnerability. Qualitative data were used to analyse low-income consumers’ perceptions about banks’ services and communications. The study finds that although consumers’ financial inclusion is partially hindered by their personal circumstances, the perceived unfair treatment by banks has an even more negative impact on their financial inclusion. Low-income unbanked individuals report banks avoiding them, discriminating against them and impeding their financial inclusion. Banks’ perceived unfairness towards low-income consumers leads those consumers to experience vulnerability in numerous ways. Finally, we provide public policy implications for low-income consumers’ well-being and financial inclusion and to assist them in mitigating their vulnerability.