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A household survey was done for the U.S. President's Commission on Pension Policy (1979-81). This paper reports on the net wealth of families in the United States for the year 1979, the first wave of the survey. The survey was begun in September 1979 and was a two-wave, nationwide random sample of households in the United States. The survey instrument gathered information on income, wealth, labor supply, participation in pension plans, vesting status, entitlement to various benefits, attitudinal views on retirement, social security wealth, and individual demographic characteristics. Details of the survey methodology are reported. A response rate of sixty-two percent was achieved among the 6,384 dwelling units in the first wave. Imputations are made to calculate the wealth embodied in private and public employee-based pensions. Included in this valuation is an adjustment for expected vesting status in the pension plan. Net wealth is examined by type and age of the head of household. The average net wealth of the family is $53,956, and the average value of retirement wealth is $3,281 which comprises about 5 to 6 percent of net wealth. The striking changes in the portfolio of net wealth are depicted over the cross-section of age cohorts. The oldest age cohort, 65 and over, is found to have for retirement wealth the lowest frequency of ownership, the lowest proportion of their portfolio in this form of wealth, and the second to lowest average value. 相似文献
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Seymour Patterson 《International Advances in Economic Research》1998,4(2):115-127
Recently many developing countries flocked to free trade because the forces that led policymakers to resist trade reforms in the past have weakened. Apart from obvious external pressures from lending institutions, developing countries may simply have seen that cooperation promises more benefits than conflict in the area of international trade. The ideological debate between market forces and government planning has been decided in favor of market forces. However, another possibility not much considered is that trade reform is in vogue and this provides the motivation for following suit. Thus, trade reform can precipitate a cascade effect (Hirshleifer's term) of countries queuing up to adopt trade reform policies. A country is more likely to favor the notion of trade reform if two or more other countries have already successfully moved in that direction. 相似文献
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H.Bruce Lammers Laura Leibowitz George Edw. Seymour Judith E. Hennessey 《Journal of Business Research》1983,11(2):173-185
Despite the predictions of several attitude change theories, most empirical research suggests that humorous communications are no more persuasive than their serious counterparts. The present study adopted a trace consolidation theory approach and tested the hypothesis that humorous appeals are more persuasive than serious appeals when time for trace consolidation is allowed. The trace consolidation theory hypothesis was supported most directly by shifts in cognitive responses. On some measures, sex differences were also observed. Specifically, males were found to be more susceptible than females to the humorous persuasive appeal. 相似文献
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Daniel Seymour 《Business Horizons》1984,27(6):36-37
It's easy to forget that behind every number is a person trying to impress, mislead, or please an interviewer. 相似文献
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Many women still perceive men as their superiors in intellect. Although this double standard is dying, it is dying oh, so slowly. 相似文献