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当前,在金融自由化浪潮不断冲击、金融创新层出不穷,金融监管逐步放松.各种金融机构之间的业务相互交叉与渗透不断加深的背景下,为了增强自身的生存能力,世界各国的商业银行已纷纷放弃分业的经营模式而转向混业经营,这使混业经营成为当今世界金融业的主流.在现有务件下,我国商业银行进行经营模式的转变已有诸多条件,同时也还面临重重障碍,我们首先分析了我国商业银行从进行经营模式转变的积极因素和制约因素,然后针对我国具体金融环境特点提出了对策建议. 相似文献
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浙江省中小企业信用担保发展研究 总被引:1,自引:0,他引:1
据调查,目前我省中小企业信用担保机构己形成一定规模,在全国有一定的超前性。到2002年6月底止,全省共有中小企业信用担保机构91家,其中己列入国家经贸委试点体系的41家,己上报国家经贸委要求列入试点体系的13家,已着手准备申报的29家,正在逐步完善争取列入国家担保试点体系的8家。无论是信用担保机构数量还是列入围家中小企业信用担保体系试点的担保机构数量均名列全国前列。 相似文献
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分析ICT技术在新鲜农产品供应链中的应用;识别影响ICT技术应用的促进和制约因素;比较分析中国和欧洲(英国、德国和希腊)新鲜农产品供应链管理中ICT技术的应用情况。以ICT技术的复杂性以及ICT技术在新鲜农产品供应链中应用的调查为基础的,从(1)供应链的功能,(2)供应链的商业模型,(3)供应链的覆盖范围三个维度,重点考察了供应链的三个主要功能:订单管理,库存管理,以及运输和配送管理。 相似文献
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Wong Y 《Journal of development economics》1987,25(2):329-352
Data from Hong Kong were used to examine how the demand for children is affected by the economic returns to different types of market activities. The specific data used was a 1% sample of the 1976 "Hong Kong By-Census of Population." Only women under 50 who were currently married and living with their husbands were included. The households were restricted to land-based and non-farm families with economically active husbands. There were a total of 4128 families in the sample; in 3768 families the wife had experienced at least 1 birth. A simple 1-period model of household production and fertility demand is outlined. Emphasis was on 2 aspects of the demand for children in households who choose to work in the informal sector: children are more readily employed in a family business; and wife's work in a family business or in a wage employment at home is more compatible with childcare activities. Both effects imply that holding constant other characteristics, a higher desired stock of children will be demanded. As expected, an increase in wife's predicted log earnings in home work had a negative effect on the demand for children. The effect was almost always significant. An increase in wife's productivity in the family business, as proxied by her predicted log earnings in the family business, increased the demand for children significantly. This usually is interpreted to be a result of entering a market activity which is compatible with childcare. Another possible explanation is that the price of children is lowered because if children work in the family business then their productive contributions subsidize their parents' consumption. Yet, without direct measures or proxies for these effects, it is not possible to distinguish between them. An increase in husband's predicted log earnings in wage employment had a significant negative effect on demand for children. This can be interpreted in 2 ways: if an interior solution exists for husband's allocation of time, then a negative effect implies either that children are inferior (or are observed to be so) or husband's predicted log earnings in wage employment increases the probability of specializing in it. Thus, the role of children in the family business vanishes, and the desired number of children is reduced. Both husband's and wife's schooling reduced significantly the demand for children. In general, estimates of coefficients from families with at least 1 child were smaller in absolute magnitude and less significant statistically. 相似文献
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党的十八大报告明确提出,要使发展成果更多更公平惠及全体人民,更多更公平5个字内涵十分丰富。公平和正义是社会主义法制的价值追求。工商行政管理执行着许多重要的经济法律法规,是社会主义法制的重要组成部分,是促进市场经济健康发展、维护市场经济秩序的重要力量,工商干部必须时刻胸有法度,维护公平,心系民生,捍卫正义。 相似文献