Gurus in the garage

Before the days of the Internet, it was primarily venture capitalists who coached young entrepreneurs in Silicon Valley. Today, because of the phenomenal number of new companies, venture capitalists are just too busy. The largest firms still take on a few carefully selected, highly promising zero-stage start-ups, but they simply can't spend the time on ones that aren't going to grow huge quickly. To fill the void, a new breed of adviser has stepped in to coach entrepreneurs. Called mentor capitalists, they help entrepreneurs with everything from recruiting top talent to attracting their first million in seed money. The mentor capitalists in Silicon Valley are cashed-out, highly successful business architects who no longer want to start businesses but who love the thrill of the entrepreneurial game. They spend hours and hours with first-time entrepreneurs, guiding them as they create and refine a business model, test their ideas in the marketplace, build business processes, raise money, and find talent. The authors of this article found through dozens of extensive interviews with entrepreneurs and their coaches that mentor capitalists play many roles: sculptor, psychologist, diplomat, kingmaker, talent magnet, process engineer, and rainmaker. In exchange for small equity stakes, the mentor capitalists wear these different hats, doling out expertise just in time, as situations arise, and in doses appropriate to the situation. Mentor capitalists seed Silicon Valley with expertise and knowledge, augmenting or even substituting for classes in entrepreneurship at local universities. But, as the authors note, the role of the mentor capitalist is essential to any start-up, anywhere.     

农业银行成本核算浅议

银行是经营货币的特殊企业.作为企业的银行,早就应该打破长期以来只讲存、放、收,不讲成本核算的作法,把考核资金经营成本作为提高银行经营管理水平和会计核算体系的一个重要内容.长期以来银行都是以收付实现制作为核算基础,各项利息收入和支出、各项费用,当年实际多少算多少.收付轧差后,盈亏多少算多少.至于第二年怎么办?是盈是亏,盈亏多少,实现的盈利是否合理,亏损是否合法,心中是无数的.对此,银行还要不要、能不能开展自身业务的成本核算?如何搞成本核算?谈点我们的不成熟意见.对银行来说,它理所当然要组织社会闲散资金(吸收存款、办理结算),并用这些资金支持资金短缺的单位或个人(发放贷款),贷款期满时向这些单位或个人收回贷款,以支付到期支取的存款.经营过程中,银行必须向贷款单位或个人收取利息,以补偿向存款人支付的利息和经营过程中发生的费用支出,剩余部份表现为银行的盈利.银行的盈利除向国家财政上缴一部份外,还将用于扩大自身的信贷基金、业务发展和补偿因各种原因造成的资金损失.一个没有盈利的银行是不难想象其发展前途的.银行收取的贷款利息是否能补偿其所支付的存款利息和费用支出,并有所盈利,是银行经营管理的一个重要问题.它有如下重要意义:首先,通过成本计算,正确反映银行资金     

城市经济学在20世纪的发展

概念城市经济学这一术语最早出现在1965年威尔·汤普森的《城市经济学导论》一书中。然而,城市地区的经济学研究早就引起了人们的关注。例如,在1776年的《国富论》中就有对城镇功能、劳动分工是以何种方式促进经济发展的、以及现在我们称之为外部经济或聚集经济的相关评论。同时,在《国富论》中也包含着许多亚当·斯密关于城市经济是如何发挥功能的洞见。又如,我们都清楚马歇尔在其1920年出版的《经济学原理》一书中探讨了“工业区”外部经济的影响,即企业为了节约成本而相互就近选址布局,这种聚集行为提高了他们所在地区或城镇共同的生产效…     

The economics of standardized patient education materials with veteran patients

With an increasing number of veterans seeking care, it becomes imperative that the resources within the system are used efficiently and effectively and in a manner that maintains access, safety, and quality of care. Veterans who are able to manage their own care may utilize provider services less frequently, thereby increasing access for others who require more care. The objective of this quality improvement study was to determine the effectiveness of providing a standardized self-management textbook of health information with the intent that it would decrease demand on primary care providers' time for minor health care issues. This initial quality improvement study clearly demonstrated the potential of the return on investment and the subsequent potential for increased access for veteran patients, appropriate use of limited resources, and improved patient outcomes. It also clearly demonstrated the value of interaction with the veterans to educate them about their care and the increased satisfaction individualized attention to their needs creates. That finding alone has a greater value than just economics.     

陈云奎：勇往直前

专业旅运（Travel Expert）财务总监陈云奎—直以来的工作,是带领企业渡过重大转型期。而他最新的任务是：应对来自订购网站的挑战。     

边坡安全与滑坡风险管理——香港的经验

本文根据战后香港都市化的发展以及７０ 年代以来，边坡安全体系的逐渐建立过程，描述了香港的滑坡问题。边坡安全体系既强调降低滑坡风险，同时也强调提高公众的滑坡风险意识。本文详细说明了体系中各分项的作用并评价了它们的影响。事实表明由于边坡安全体系的建立， 香港滑坡的风险程度大大降低了，并且具有很好的“成本—效益”绩效。通过风险管理方法对边坡安全体系进行的分析和评价，进一步指出了这个体系今后完善和发展的方向。为了测算体系中各个分项的效能和效益，提出了“量化风险分析”（ＱＲＡ） 和“成本／ 效益”分析的方法，并且在应用ＱＲＡ 分析方面已取得初步成果，前景是令人鼓舞的。     

电信运营商重拾高速增长

从2020年开始,在新冠疫情持续、经济下行压力增大、供给侧改革深化、新基建提速等多重力量的综合作用下,数字化、网络化、智能化的步伐加快,电信运营商顺势开启新一轮的增长. 近期,电信运营商2021年年报悉数出炉.从财务报告可以看出,过去一年运营商的业绩表现亮眼,营收、利润都迎来了正增长,营收上中国移动和中国电信都是同比双...     

矿井绝对瓦斯涌出量的新陈代谢GM(1,1)预测

简要论述了瓦斯涌出量预测方法,结合国内实际,提出灰色模型预测方法,并根据该矿过去十年的瓦斯绝对涌出量资料建立了新陈代谢GM(1,1)模型。通过模型的求解,给出预测结果,并对结果进行检验。而且将未来5年的瓦斯绝对涌出量预测值用折线图画出,分析了其总体趋势并给出大体的建议。