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141.
The recent banking collapse has called into question all activity related to financial services, from regulation to consumer protection, to financial education. Since the Organisation for Economic Co‐operation and Development's 2005 ‘Recommendations on Principles and Good Practices for Financial Education and Awareness’, there has been an increase in financial education activity, yet the world is a different place. The role of financial education, its scope and its potential, must now be critically analysed to help ensure its efficacy in supporting financial rectitude in challenging times. The authors draw on several years’ experience in the design and delivery of financial education programmes and debt prevention interventions, informed by their perspective as educationalists. In this theoretical commentary, they seek to influence the discourse on financial education, and position education as a foundational discipline in financial education. The authors identify potential risk to the future of financial education, engaging with the literature that questions the validity of financial education as an endeavour in consumer protection, which points to the dearth of empirical evidence to support its effectiveness, and which queries the efficacy of resourcing such initiative development. They argue that financial education focused on consumption cannot serve the citizen; rather, financial education must be rooted in the needs of the individual. Through these analyses, the authors highlight areas of further research, which when undertaken, can lead to more effective outcomes for all. This article introduces the concept of financial edification as an approach to financial education, predicated on the needs of the individual. In repositioning financial education as a pedagogical endeavour, the article asserts that financial education, when not driven by education, cannot achieve its true potential; it is time for Cinderella to go to the ball. 相似文献
142.
Based on a total of 243 papers and theses published in Taiwan and the West, this study provides a different perspective on expatriation management. The investigation includes selection criteria, staffing, training, the female expatriate, the expatriate spouse, and international adjustment. Research reveals that there are similar core concerns, such as an expatriate's professional knowledge, personality, adaptability, and international adjustment. Context-specific concerns also emerge. Taiwanese companies care more about expatriates' personal skills and willpower compared to the West, where companies care more about an expatriate's past performance, adaptability, and spousal adjustment. As more and more resource conscious SMEs are moving to compete in the international arena, attending to their international management needs becomes a pressing issue. This study provides the form, as well as the essence of Taiwanese expatriation management, especially with FDIs based in Taiwan playing a crucial role in the recent economic development of Asia. Taiwan's past successful international expansion certified the value of its expatriation management, particularly under severe resource constraints. The findings of this study may have policy and practical implications for relevant parties and emerging economies. 相似文献
143.
Carol Mansfield 《Southern economic journal》1998,64(3):665-681
This paper outlines a statistical method for calibrating contingent value survey data derived from the assumption that individuals make constrained utility maximizing decisions. The method proposed allows us to determine the influence of respondent characteristics on bias, as distinct from their influence on the preference parameters. A specific functional form for individual preferences was used to derive closed-form analytical expressions for willingness-to-pay and willingness-to-accept that allow systematic deviations in individual responses to be explicitly modeled by providing a structural interpretation of the error term. Promising results are obtained for both open-ended and dichotomous choice data using three CV data sets. 相似文献
144.
Carol 《中国民营科技与经济》2011,(4):95-96
在高尔夫的世界中,对距离和精准的追求永不停息。今天,我们能够在有限的身体机能中借助科技的力量达到更完美的开球。观察到这一点,品牌设计师针对越来越高要求的球手打造出不仅拥有距离,更能控制精准度的发球木。2011年春季,新一轮的市场抢夺战已全面开始,首当其冲便是发球木。 相似文献
145.
Paola Conconi Patrick Legros Andrew F. Newman 《Journal of International Economics》2012,86(2):197-208
We embed a simple incomplete-contracts model of organization design in a standard two-country perfectly-competitive trade model to examine how the liberalization of product and factor markets affects the ownership structure of firms. In our model, managers decide whether or not to integrate their firms, trading off the pecuniary benefits of coordinating production decisions with the private benefits of operating in their preferred ways. The price of output is a crucial determinant of this choice, since it affects the size of the pecuniary benefits. Organizational choices also depend on the terms of trade in supplier markets, which affect the division of surplus between managers. We show that, even when firms do not relocate across countries, the price changes triggered by the liberalization of product markets can lead to changes in ownership structures within countries. The removal of barriers to factor mobility can also induce widespread restructuring, which can lead to increases in product prices (or declines in quality), hurting consumers worldwide. 相似文献
146.
Adaptation and change in Queensland’s rangelands: Cell grazing as an emerging ideology of pastoral-ecology 总被引:1,自引:0,他引:1
Does the current global political economic framework, or more specifically, the cost–price squeeze associated with primary production, restrict the choices of Australian cattle graziers in moving to more sustainable practices? It has often been argued by primary producers and academics, alike, that current terms of trade have resulted in reduced profitability at the property level, and as such, have made it difficult for landholders to shift to practices which are environmentally sustainable. Whilst there is mounting evidence that this is case, there is also evidence that some graziers have been able to adapt to the prevailing market conditions through an ideological as well as ‘practice’ shift. Findings from qualitative research in Central Queensland, Australia, has highlighted how ‘cell grazing’ departs from the traditional or conventional aspects of grazing which can be described as productivist, to an approach closely approximating Lang and Heasman’s (2004) ‘ecologically integrated paradigm’ [Lang, T., Heasman, M., 2004. Food Wars: The Global Battle for Mouths Minds and Markets. Earthscan, London]. It is argued that cell grazing is, at present, a marginal activity that requires an ideological and cultural shift, as well as an investment in new infrastructure, however, current cell grazing activities may also demonstrate that beef grazing has the potential to be both economically and environmentally sustainable. 相似文献
147.
This paper studies the trade of China in the past 150 years, starting from the first opening of China after the Opium War. The main purpose of the paper is to identify what is (and was) China’s ‘normal’ level of foreign trade, and how these levels changed under different trade regimes, from 1840 to the present. We present new evidence on China’s foreign trade during the treaty port era (1842–1948), drawn from disaggregated trade data collected by the Chinese Maritime Customs Service, that yields important findings for current research. First, although the volume of foreign trade remained limited initially, there was a notable expansion in the diversity of products, with many new goods being imported into China. Second, the regional diffusion of foreign goods through China was greatly facilitated by the expansions of the port system. Third, the importance of Hong Kong as an intermediary in China’s trade has undergone long‐term fluctuations suggestive of learning effects. China’s recent wave of liberalization has led by the early 1990s to a trade level comparable to the high of the 1920s. While much of China’s recent growth in world trade is in line with her income growth, there is no doubt that China’s trade openness today, comparable by some measures to Denmark’s, is a stunning reversal relative to the pre‐1978 and also the pre‐1840 period. The paper emphasises the roles that history and institutional change have played in this. 相似文献
148.
The past decade has seen an increasing interest in the cultural economies of cities by public bodies keen to address issues of urban decline. This article documents recent developments on the South Bank of the Thames in central London where cultural investments appear to be clustered and where attempts have been made to give spatial and policy coherence to a range of new development projects. The local authority promotes the South Bank as London’s new cultural quarter. However, this strategy is an opportunist and image‐based response to dominant property speculation interests. The management of cultural production in this part of London reveals limits to local coalition building and the limited influence of local strategies on the development process. The article questions whether the cultural quarter is an appropriate scale for managing the development of cultural industries as a motor for economic development in particular. Depuis une dizaine d’années, les autorités publiques qui s’occupent du déclin urbain s’intéressent de plus en plus à la dimension économique de la culture dans les villes. Cet article présente ce qui s’est passé sur la rive sud de la Tamise au centre de Londres où une tentative a été faite pour donner une cohérence spatiale à une série de nouveaux projets. L’autorité locale vend la South Bank comme un nouveau centre culturel. Cependant, cette stratégie constitue une réponse opportuniste en termes d’image aux intérêts immobiliers spéculatifs dominants. La gestion de la production culturelle dans ce quartier de Londres révèle les limites de la construction de la coalition locale et l’influence limitée des stratégies locales dans les processus de développement. Les auteurs de l’article se demandent si le quartier culturel est une échelle appropriée pour la gestion du développement des industries culturelles comme centre moteur du développement économique en particulier. 相似文献
149.
Ines Newman 《Local Economy》1998,12(4):373-377
Pratchett, L. and Wilson, D. (eds) 1996: LOCAL DEMOCRACY AND LOCAL GOVERNMENT. Basingstoke: Macmillan Press Ltd, £12.99 paper.
King, D. and Stoker, G. (eds) 1996: RETHINKING LOCAL DEMOCRACY. Basingstoke: Macmillan Press Ltd, £40.00 cased £12.99 paper.
Kuper, R. 1996: CITIZENS JURIES: THE HERTFORDSHIRE EXPERIENCE. Hertford: University of Hertfordshire Business School, Politics Paper 3.
Coote, A. and Mattinson, D. 1997: TWELVE GOOD NEIGHBOURS: THE CITIZEN AS JUROR. London: Fabian Society, £5.00 paper.
Hodge, M., Leach, S. and Stoker, G. 1997: MORE THAN THE FLOWER SHOW: ELECTED MAYORS AND DEMOCRACY. London: Fabian Society, £10.00 paper.
Hambleton, R. and Bullock, S. 1996: REVITALISING LOCAL DEMOCRACY. THE LEADERSHIP OPTION. Report of the Association of District Councils and Local Government Management Board. London: Association of District Councils, £10.00 paper.
LGIU. 1996: AGENDA FOR CHANGE. London: LGIU.
INLOGOV
— University of Birmingham, 1997: MAKING LOCAL GOVERNANCE WORK. Findings from the Local Governance Research Programme of the Economic and Social Research Council (ESRC). Findings Paper 1 Changing Nature of Local Governance. Findings Paper 2 Citizenship and Participation. Findings Paper 3 Partnership and Networks. Findings Paper 4 Developing Community Leadership. Findings Paper 5 Managing Change. For copies contact John Raine, INLOGOV, University of Birmingham, Birmingham, B15 2TT. 相似文献
King, D. and Stoker, G. (eds) 1996: RETHINKING LOCAL DEMOCRACY. Basingstoke: Macmillan Press Ltd, £40.00 cased £12.99 paper.
Kuper, R. 1996: CITIZENS JURIES: THE HERTFORDSHIRE EXPERIENCE. Hertford: University of Hertfordshire Business School, Politics Paper 3.
Coote, A. and Mattinson, D. 1997: TWELVE GOOD NEIGHBOURS: THE CITIZEN AS JUROR. London: Fabian Society, £5.00 paper.
Hodge, M., Leach, S. and Stoker, G. 1997: MORE THAN THE FLOWER SHOW: ELECTED MAYORS AND DEMOCRACY. London: Fabian Society, £10.00 paper.
Hambleton, R. and Bullock, S. 1996: REVITALISING LOCAL DEMOCRACY. THE LEADERSHIP OPTION. Report of the Association of District Councils and Local Government Management Board. London: Association of District Councils, £10.00 paper.
LGIU. 1996: AGENDA FOR CHANGE. London: LGIU.
INLOGOV
— University of Birmingham, 1997: MAKING LOCAL GOVERNANCE WORK. Findings from the Local Governance Research Programme of the Economic and Social Research Council (ESRC). Findings Paper 1 Changing Nature of Local Governance. Findings Paper 2 Citizenship and Participation. Findings Paper 3 Partnership and Networks. Findings Paper 4 Developing Community Leadership. Findings Paper 5 Managing Change. For copies contact John Raine, INLOGOV, University of Birmingham, Birmingham, B15 2TT. 相似文献
150.
Susan Wingert Carol D.H. Harvey Karen A. Duncan Ruth E. Berry 《International Journal of Consumer Studies》2005,29(5):468-478
Consumers who are infertile and decide to use assisted reproductive technologies undergo lengthy, expensive and potentially risky medical procedures in their quest for a pregnancy and a live birth. In this research we use a consumer model of decision making to analyse the process. We review information available to consumers and we assess use of an online bulletin board which gives consumers social support and medical information during the process. We conclude with the needs for consumer education and protection. 相似文献