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11.
Federally regulated or insured lenders in the United States are mandated to require flood insurance on properties that are located in areas at high risk of flooding. Despite the existence of this mandatory flood insurance requirement, take‐up rates for flood insurance have been low, and the federal government's exposure to uninsured property losses from flooding remains substantial. Meanwhile, the value of capital at risk varies significantly with flood events and changing risk perceptions, which necessitates mechanisms that stabilize these dynamics. In this article we discuss how a scenario of complete insurance uptake, under various risk attitudes, affects the value of properties in the 100‐year and 500‐year flood zones. Our results indicate that an increase in flood insurance uptake may provide such a mechanism by lowering the value of capital at risk in the flood zone consistently, independent of homeowners' risk attitudes. We apply an empirical adaptive agent‐based model to examine the capitalization of insurance costs, risk premiums, and their interaction in housing prices. Our approach combines widely‐used empirical hedonic analysis with the computational economic framework. We highlight the usefulness of our method in capturing the marginal implicit price of homeowners' preferences that may change over time and separately assess the effect of various factors and policies on property values, illustrating the agent‐based modeling as a valuable complement to traditional hedonic analysis. 相似文献
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Thomas J. Venus Koen Dillen Maarten J. Punt Justus H. H. Wesseler 《Journal of Agricultural Economics》2017,68(2):407-426
We estimate the perceived costs of legal requirements (‘coexistence measures’) for growing genetically modified (GM) Bt maize in Germany using a choice experiment. The costs of the evaluated ex‐ante and ex‐post coexistence measures range from zero to more than €300 per measure and most are greater than the extra revenue the farmers in our survey expect from growing Bt maize or than estimates in the literature. The cost estimates for temporal separation, the highest in our evaluation, imply that the exclusion of this measure in Germany is justified. The costliest measures of the ones that are currently applied in Germany are joint and strict liability for all damages. Our results further show that neighbours do not cause a problem and opportunities for reducing costs through agreements with them exist. Finally, we find that farmers’ attitudes towards GM crops affect the probability of adoption of Bt maize. Our results imply that strict liability will deter the cultivation of Bt maize in Germany unless liability issues can be addressed through other means, for example, through neighbours agreements. 相似文献
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Sara Dolnicar Author VitaeVenkata Yanamandram Katie Cliff 《Annals of Tourism Research》2012,39(1):59-83
The contribution of vacations to people’s life satisfaction and Quality of Life (QOL) has recently attracted substantial attention among tourism researchers. Yet, most QOL scales do not include vacations: 7% explicitly measure vacations whereas 42% only include items relating to vacations within the broader Leisure domain. Leisure and vacations, however, differ substantially in nature with leisure referring to regular home-based activities and vacations being infrequent leisure activities away from home. As a consequence of the common amalgamation of vacations with leisure, there is limited knowledge about the specific contribution of vacations to people’s QOL. The present study (1) presents empirical evidence for the contribution of vacations to QOL, (2) determines the extent of this contribution, and (3) investigates variation in the extent to which vacations contribute to the QOL of different people. Results indicate that vacations contribute to the QOL of the majority of people, are as important a QOL domain as Leisure and People, and that QOL means different things to different people at different points in their life, representing an individual and dynamic concept. 相似文献
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Using empirical evidence, this article identifies those personnel/HRM practitioners who are convinced of HRM’s existence (‘believers‘), those who are convinced of its non-existence (‘atheists‘) and those who are unsure (‘agnostics‘). It also reveals a significant and positive relationship between membership of the Institute of Personnel and Development and practitioner belief in HRM. 相似文献
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Wietske Visser Koen V. Hindriks Catholijn M. Jonker 《Group Decision and Negotiation》2012,21(1):99-127
This paper presents an argumentation-based framework for the modelling of, and automated reasoning about multi-attribute preferences
of a qualitative nature. The framework presents preferences according to the lexicographic ordering that is well-understood
by humans. Preferences are derived in part from knowledge. Knowledge, however, may be incomplete or uncertain. The main contribution
of the paper is that it shows how to reason about preferences when only incomplete or uncertain information is available.
We propose a strategy that allows reasoning with incomplete information and discuss a number of strategies to handle uncertain
information. It is shown how to extend the basic framework for modelling preferences to incorporate these strategies. 相似文献
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Clifford Koen Sandra J. Hartman Maurice Villere 《Employee Responsibilities and Rights Journal》1990,3(2):139-152
A little-explored issue in the psychological and legal literature involves test validation. This article discusses issues of test validation from both psychological and legal perspectives. Areas of inconsistency are noted and probable future directions are high-lighted. 相似文献
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While prior research highlights the importance of codifying alliance experience to achieve alliance success, it is unclear whether codification is equally useful in the different phases of an alliance. Based on a sample of 192 technology firms that report on over 3,400 strategic alliances, we find that in the partner selection and termination phases, reliance on codified knowledge is useful. However, in the partner management phase, reliance on codified knowledge is less beneficial and can be even negatively related to performance. Our findings have implications for the tension between flexibility and efficiency and the relationship between structure and performance. Copyright © 2013 John Wiley & Sons, Ltd. 相似文献