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21.
The demands for long-term care are substantial and, given our nation's demographics, are likely to become a critical issue for the economy. Through employee assistance programs and the provision of long-term care benefits, employers are likely to see a substantial increase in individuals' concern for the provision of care. 相似文献
22.
L. Paige Fields Donald R. Fraser James W. Kolari 《Journal of Banking & Finance》2007,31(12):3646-3662
We provide evidence on the potential for bidder wealth gains in bancassurance mergers by examining a sample of such mergers in the United States and abroad. These combinations are expected to produce positive wealth gains if there are synergies between these two types of financial firms. We find positive bidder wealth effects that are significantly related to economies of scale (as measured by the size of the target relative to the bidder), potential economies of scope, and the locations of the bidders and targets. These results suggest that the bancassurance architectural structure for financial firms does offer some benefits and thus may become more prominent in future years. 相似文献
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Income generating functions are statistical tools used to explain income inequality and other economic outcomes and behavior. These functions are often associated with a strict human capital framework, but they need not be. Instead, they may be viewed as a reduced form equation summarizing the relationship between income and various personal and locational characteristics. Following this latter interpretation, we develop the regression and analysis of variance approaches to income generating functions and estimate them empirically using micro-economic data from one low income country, Colombia. Proceeding to increasingly parsimonious specifications of income generating functions, insights are gained into the structure of incomes in Colombia. 相似文献
25.
Abstract: As is evident from recent changes in NYSE and NASDAQ listing requirements, board independence is assumed to be an important and effective governance mechanism. However, the empirical evidence regarding the value of board independence is mixed. We examine board member resignation announcements and their perceived importance in the context of firms' existing governance structures. We find that outside director resignations appear to send negative signals to market participants. However, this market reaction is less negative when the board is more independent before the departure and when institutional ownership is high, but is more negative for higher levels of officer and director ownership and CEO incentive compensation. 相似文献
26.
Expense preference behavior in mutual life insurers 总被引:1,自引:0,他引:1
Joseph A. Fields 《Journal of Financial Services Research》1988,1(2):113-129
The effect of alternative ownership structures, stock versus mutual, on the cost of production is studied for firms in the life insurance industry. The effect of differential incentives on the cost structure of both groups of firms is examined by means of a multiproduct cost function. This research shows that despite differences in legal form and incentives of managers, stock and mutual firms in the life insurance industry are similar in terms of the types of products sold, the average cost of production, and the form of the relationship between cost and production.Department of Finance, University of Connecticut 相似文献
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Fields RL 《Medical economics》1981,58(17):161, 165-166, 168
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The California Health Security Act is likely to appear on the November 1994 ballot. The bill would provide universal coverage to California residents and assign the state as the single payer for all medical care provided, financed with funding for programs already in place, employer payroll taxes, individual income taxes and taxes on tobacco products. 相似文献
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