THE IMPACT OF WIFE'S EMPLOYMENT AND EARNINGS ON FAMILY NET WORTH ACCUMULATION

The major focus of this research was the relationship between wife's earnings and employment and family net worth accumulation. Multiple regression analysis of data from the National Longitudinal Surveys found that, for the total sample, family income had a much greater impact than wife's earnings on change in net worth during the 1967–1972 period. Wife's employment was not related to the dependent variable once the effects of other factors were taken into account When the sample was segmented into four groups on the basis of 1967 net worth, independent variables had differential impacts on net worth change. For each group the multiple regression model explained a much greater proportion of total variance than it did for the sample as a whole. Among the two groups in the mid ranges of 1967 net worth, wife's employment was positively related to net worth change even after taking wife's earnings and other factors into account.     

Improving Work Incentives and Incomes for Parents: The National and Geographic Impact of Liberalising the Family Tax Benefit Income Test*

The effective tax rates and possible work disincentives created by Australia’s tax and welfare systems have been receiving extensive policy attention in recent years. Family Tax Benefit‐Part A (FTB‐A) is one of the key causes of high effective marginal tax rates for many families. This study uses national and spatial microsimulation models to evaluate the national and local impacts of a possible FTB‐A reform option, which involves reducing the income test withdrawal rate associated with the FTB‐A income test. The modelling suggests that the option would be an effective way to reduce high effective marginal tax rates for around 415,000 parents of FTB‐A children, would benefit around 850,000 families, and would deliver additional assistance to middle income families living on the outskirts of our cities.     

Impact of wife's employment on service expenditures

Data from the 1986 Consumer Expenditure Survey were used to examine the relationship between wife's employment and spending on services that are expected to be sensitive to the value of time. Tobit regression analysis indicated that wife's employment status was influential in explaining expenditure on food away from home, child care and total services only. Other independent variables, such as income, education and age. were more influential in explaining expenditure than was wife's employment status.     

Distributional Impact of Government Outlays on the Australian Pharmaceutical Benefits Scheme in 2001–02

In recent years outlays on the Australian Pharmaceutical Benefits Scheme have increased rapidly, prompting both attempts by government to reduce growth in outlays and renewed interest in the characteristics of the beneficiaries of the Scheme. This article uses a microsimulation model to analyse the distributional impact of Australian Government outlays on the Pharmaceutical Benefits Scheme, by such characteristics as family income, family type, age, sex and lifecycle group. We find that there are pronounced distributional effects by such characteristics as income, age and sex, with both older and poorer Australians receiving far greater PBS benefits than younger and more affluent Australians.     

Promises,Promises: How Consumers Respond to Warranties in Internet Retailing

Past studies have shown that perceived risk is a critical determinant of purchase intention in non–store retailing contexts, including Internet retailing. Extant literature in physical retailing suggests that warranties can be a significant variable in reducing consumers’ perceived risk. We examine the role of Web site warranties in risk reduction and how warranty information interacts with retailer reputation and brand name as two other risk relievers in an online shopping environment. Results suggest that warranties can make a positive difference for online retailers with strong reputations with respect to perceived risk, perceived product quality, and purchase intentions. However, consumers are less influenced by warranty information when dealing with online retailers with weak reputations. For the other extrinsic cue, however, we find that warranty information does not have an effect when dealing with brand names, suggesting that a brand name’s impact on online risk reduction remains regardless of the presence of warranty information.     

The Influence of Individual Factors on the Effectiveness of Message Content in Antismoking Advertisements Aimed at Adolescents

Approximately five million children under the age of 18 will eventually die from smoking‐related disease. However, antismoking advertisements directed to adolescents appear to be reducing the prevalence of smoking among youth. The reported study extends prior research using an experiment over time (N= 565) to test the influence of individual factors (grade level, gender, and ethnicity) on the effectiveness of two types of message content in antismoking advertisements. Predictor variables from prior research, such as beliefs about smoking and family and peer smoking, were included as covariates in the analysis. As expected, effectiveness was influenced by individual factors. Long‐term health content was more effective among nonwhites, males, and high school students, while short‐term content appeared to work better among junior high males.     

Appliance service and repair

The appliance industry trade journal Appliance reported that during 1989 manufacturers shipped over 55 million major household appliances. Previous studies have explored length of appliance service life for a given household and the economic cost of energy consumption for major appliances. However, limited information is available on availability and cost of maintenance and repairs which affect the total useful life of equipment. Survey results from a study of Nebraska appliance service and repair firms are presented here. This research provides information regarding the distribution and cost of appliance service and repair. The findings serve as current estimates of service and repair information for consumers as well as manufacturers.