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ABSTRACTWe utilise recent Household Finance and Consumption Survey microdata to report first causal effects of financial literacy on voluntary private pension schemes participation for a Central and Eastern European (CEE) country, namely Slovakia. Savings for retirement in the supplementary pension schemes are positively associated with financial literacy after controlling for a set of relevant socio-economic variables. One additional correctly answered financial literacy question leads to a 5.6 percentage points increase in the probability of having a voluntary pension savings plan in our ordinary least squares estimates. The causal impact of financial literacy increases to 19.5 percentage points when we address potential endogeneity problems by novel to the literature instrumental variables. 相似文献
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Andrej Pázman 《Metrika》1996,44(1):9-26
We present the probability density of parameter estimators whenN independent variables are observed, each of them distributed according to the exponential low (with some parameters to be
estimated). The numberN is supposed to be small. Typically, such an experimental situation arises in problems of software reliability, another case
is a small sample in the GLIM modeling. The considered estimator is defined by the maximum of the posterior probability density;
it is equal to the maximum likelihood estimator when the prior is uniform. The exact density is obtained, and its approximation
is discussed in accordance with some information-geometric considerations.
The main body of the paper has been prepared during the author’s visit in LMC/IMAG Grenoble, France, on the invitation of
Université Joseph Fourier in January 1994. 相似文献
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Reinhard Neck Klaus Weyerstrass Dmitri Blueschke Boris Majcen Andrej Srakar Miroslav Verbič 《International Advances in Economic Research》2018,24(2):109-121
In this paper, we show that successful policy aimed at enhancing economic growth in the long run must be based on policies which improve human capital and technological progress. This is applied to Slovenia, a small open economy in the European Union and the Euro Area. In particular, we investigate how fiscal policies should be designed to support economic growth without violating the European Union Stability and Growth Pact. Using the SLOPOL10 model, an econometric model of the Slovenian economy, we analyse the effects of different fiscal policies in Slovenia over the next few years by means of simulations. The fiscal policy multipliers of the Slovenian economy are small and short-lived, which renders demand-side expansionary fiscal policies inappropriate as a means of achieving higher growth. However, if an increase in government expenditures directly related to technological progress is implemented (such as better funding for tertiary education or subsidies for firms’ investments in research and development), this can trigger a path of output which is permanently higher than that of the baseline simulation. Reducing income taxes and social security contributions has strong positive effects on employment. This result shows that the key to prosperity and sustained growth is investment in human capital and technology, also for a small open economy like Slovenia. 相似文献
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Dmitri Blueschke Klaus Weyerstrass Boris Majcen Andrej Srakar Miroslav Verbič 《Post - Communist Economies》2019,31(3):325-348
In this article, we use the macroeconometric model SLOPOL10 to calculate simulations of the development of the Slovenian economy until 2030. Starting from the present favourable prospects of the European economies, the forecast is very optimistic but it can nevertheless be improved by optimal fiscal policies as calculated using the OPTCON2 algorithm. If a negative shock to world trade of a size comparable to the Great Recession occurs, it will entail a decline in GDP and a slow recovery. In this case, optimal fiscal policies should not act in an expansionary way as the effectiveness of fiscal policy with respect to output and employment is rather limited in a small open economy like Slovenia. Instead, the goal of budget consolidation will call for a more restrictive fiscal policy, at least if the shock is temporary. 相似文献
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We offer a framework for the economic analysis of corporate communication (CC) by relying on the concept of dynamic competition and the post-Keynesian theory of the firm. The concept of dynamic competition, based on rivalry between companies, encompasses the importance of information flows and CC in the environment, characterized by fundamental uncertainty. We contribute to the literature by developing a CC matrix used for classifying various CC practices on the basis of firms’ imperfect cognition processes and their attitude toward the stakeholders. Within the post-Keynesian theory of the firm, which has institutionalist origin, we show that transparent CC activities are a potentially powerful tool for the improvement of firms’ performance. We also show that, in Slovenia, the deceptive and non-transparent CC of many large firms and banks has negatively affected the business climate, consequently leading to the decline of the Slovenian economy. 相似文献
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Dejan Krizaj Andrej Brodnik Boris Bukovec 《International Journal of Tourism Research》2014,16(2):113-125
The paper focuses on the newness characteristic of realized innovations and their adoption in tourism firms. For that purpose it investigates three research problems: (i) measurement of newness level and adoption of tourism innovations; (ii) definition of tourism innovations taxonomy (needed for the measurement); and (iii) statistical analysis of innovations’ adoption in tourism destinations (result of the measurement). The main aim of the research was to develop and validate the tool used for such measurements. The tool should help researchers and managers in tracking and benchmarking how innovative tourism firms are. Copyright © 2012 John Wiley & Sons, Ltd. 相似文献
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Andrej Pázman 《Metrika》1995,42(1):246-247
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Squatting and urban renewal: the interaction of squatter movements and strategies of urban restructuring in Berlin 总被引:1,自引:0,他引:1
Squatting as a housing strategy and as a tool of urban social movements accompanies the development of capitalist cities worldwide. We argue that the dynamics of squatter movements are directly connected to strategies of urban renewal in that movement conjunctures occur when urban regimes are in crisis. An analysis of the history of Berlin squatter movements, their political context and their effects on urban policies since the 1970s, clearly shows how massive mobilizations at the beginning of the 1980s and in the early 1990s developed in a context of transition in regimes of urban renewal. The crisis of Fordist city planning at the end of the 1970s provoked a movement of "rehab squatting" ('Instandbesetzung'), which contributed to the institutionalization of "cautious urban renewal" ('behutsame Stadterneuerung') in an important way. The second rupture in Berlin's urban renewal became apparent in 1989 and 1990, when the necessity of restoring whole inner-city districts constituted a new, budget-straining challenge for urban policymaking. Whilst in the 1980s the squatter movement became a central condition for and a political factor of the transition to "cautious urban renewal," in the 1990s large-scale squatting — mainly in the eastern parts of the city — is better understood as an alien element in times of neoliberal urban restructuring. 相似文献