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31.
This article examines the impact of the second enlargement of the EEC on the agricultural sector of Egypt. The authors consider the impacts on Egypt's agricultural trade and, through the use of a linear programming model, the long term impacts of EEC enlargement. The authors conlude that, in short run, the southward expansion of the EEC will impose only a limited additional burden on the Egyptian economy. But, in the long run the burden placed on Egypt by increased protectionism in the expanded EEC could be much more severe. 相似文献
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Regulation as a means for the social control of technology 总被引:2,自引:0,他引:2
The argument that regulation is a necessary, though controversial, component of technology policy is discussed in detail. Ib addition to the regulation of technology, various other regulatory policies, such as market regulation, affect the development of technology. Various types of direct regulation and their conditions of operation are discussed. It is shown that regulation can afect technological innovation positively by providing a surrogate market. The paper serves as an introduction to this special issue and shows how the different contributions fit into a general framework of regulatory effects on technolgy. Regulation as a factor in competition is discussed, particularly in the context of developing countries. 相似文献
34.
Alexander Braun Sarah Affolter Hato Schmeiser 《Risk Management & Insurance Review》2016,19(2):173-195
We analyze the prevailing valuation practices in the life settlement industry based on a sample of 11 funds that cover a large portion of the current market. The most striking result is that a majority of asset managers seem to substantially overvalue their portfolios relative to the prices of comparable transactions that have recently been closed. Drawing on market‐consistent estimates with regard to medical underwriting, it is possible to trace back the observed discrepancies to inadequately low model inputs for life expectancies and discount rates. The main consequences are a dissimilar treatment of investor groups in open‐end funds structures as well as an unduly high compensation for managers and third parties. To address this predicament, we suggest defining life settlements as level 2 assets in the fair value hierarchy of IFRS 13, improving transparency and disclosure requirements, and developing new incentive‐compatible fee schedules. 相似文献
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Titcomb C Braun R Roudebush B Mast J Woodman H;Mortality Morbidity Liaison Committee of the Society of Actuaries American Academy of Insurance Medicine Academy of Life Underwriting 《Journal of insurance medicine (New York, N.Y.)》2001,33(3):277-289
Evaluation of applicants for life insurance who have elevations of their liver function tests or an increased probability of alcohol abuse has always been difficult for underwriters. This paper reports the results of an intercompany study in which the pooled mortality experience of a group of insureds with evidence of alcohol abuse, an adverse driving record or elevations of the liver transaminases or gamma-glutamyl transferase is summarized. 相似文献
36.
The Impact of Regret on the Demand for Insurance 总被引:2,自引:0,他引:2
We examine optimal insurance purchase decisions of individuals that exhibit behavior consistent with Regret Theory. Our model incorporates a utility function that assigns a disutility to outcomes that are ex post suboptimal, and predicts that individuals with regret‐theoretical preferences adjust away from the extremes of full insurance and no insurance coverage. This prediction holds for both coinsurance and deductible contracts, and can explain the frequently observed preferences for low deductibles in markets for personal insurance. 相似文献
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The use of linguistics to detect deception is a growing field of study. This experiment used naturally-occurring deception to test the propositions and fundamental assumptions of this line of inquiry. One participant (allocator) was given 6 dollars to divide between herself and another participant (receiver). Receivers were not told how much money allocators received. In 1/3 of interactions, the recipient was deceived either with a lie or deceptive omission. Linguistic differences associated with deception (fewer first person pronouns) were found for lies and omission, but higher word count was only found for omission. We found no evidence of a relationship between negative emotion and linguistic factors related to emotion (negative emotion words, negations, pronouns). Coding of justifications found allocators used more justifications for their offers when recipient was suspicious. Liars used more justifications providing details about how they obtained the money. Justifications about offer fairness were related to increased detection accuracy. 相似文献
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