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41.
Using a proprietary account‐level database from a commercial bank in China, we document that credit card holders can ease their credit constraints through the practice of cash‐out based on bogus transactions using credit cards. We find that such behaviour might be beneficial to both cardholders and banks. First, we find that a 1% increase in the cumulative number of credit card cash‐out transactions lowers the probability of default by 9.59%. Second, for private businesses, a 1% increase in the number of abnormal cash‐out transactions lowers overdue risk by 13.45%. Third, by lowering the overdue risk, the card‐issuing bank earns a larger profit. Our results are consistent with the notion that unconventional credit card cash‐out can mitigate the extent of capital misallocation in emerging markets. 相似文献
42.
目前,农村金融消费者权益保护工作力量薄弱,自然灾害对农村金融消费者影响较大;同时,金融产品设计对农村金融消费者权益保护考虑不足。为保护农村金融消费者权益,并最大限度地规避自然灾害给农户带来的经济损失,应循序渐进、阶段性地推动金融消费立法,完善农村金融服务体系,构建农村金融消费者自然灾害权益保护机制,开展针对农村金融消费者的常态化宣传教育活动。 相似文献
43.
推动绿色创新生态系统生成是区域经济高质量发展的重要举措。通过分析绿色创新生态系统内涵和结构,基于超循环理论,探讨绿色创新生态系统生成过程,并利用江联重工集团案例分析,明确绿色创新生态系统形成动力要素。结果表明:绿色创新生态系统具有绿色发展性、生态性、动态演化性、高风险性和复杂性特征;绿色创新主体之间的相互作用关系,催生共生竞合、动态演化的超循环,而超循环体系能够加强绿色创新主体相互作用,推动绿色创新生态系统生成;资源配置与匹配效应、环境规制与市场导向、用户交互与敏捷响应、共生竞合与跨界整合是绿色创新生态系统生成的重要驱动因素。 相似文献
44.
Teamwork is widely adopted in organisations. Although much evidence indicates that using person‐organisation (P‐O) fit as a selection criterion benefits individual employees, little is known about how this practice influences team functioning. Drawing on the input‐mediator‐outcome model and the research on value congruence, this study built and tested a model that links P‐O fit in recruitment to work teams' performance. Based on data collected from team members, team leaders, human resources managers, and chief executive officers in 96 firms, we found that P‐O fit in recruitment had a positive relationship with team performance and that intrateam trust mediated the relationship between P‐O fit in recruitment and team performance. Further, this mediated relationship existed only when the organisation had a weak, rather than strong, respect‐for‐people culture. This study contributes to the P‐O fit and team literature and has practical implications for human resources practices and team management. 相似文献
45.
Using China as the research setting, this paper investigates the relationship between economic policy uncertainty and corporate precautionary cash holdings. Empirical results show a U-shaped relation between economic policy uncertainty and corporate precautionary cash holdings. Empirical analysis, in terms of ownership structure, firm size, corporate competitiveness and geographical location, further shows that (i) the effects for economic policy uncertainty in both state-owned and non-state-owned enterprises are significant, but the effect is stronger for state-owned enterprises; (ii) such significant effect is also found more strongly in small and medium-sized enterprises and highly competitive enterprises; and (iii) the effects for eastern, central and western China are all statistically significant, but the effect is strongest for eastern China. 相似文献
46.
Review of Accounting Studies - We study how social connections between top executives of media and listed firms affect the properties of media reporting. We find that socially connected media are... 相似文献
47.
经过改革开放后三十多年的发展,东莞市已经成长为典型的劳动密集型的制造业城市。城市在不断地发展,土地资源的有限性与社会经济发展的矛盾日益突出,使得东莞市的产业结构和土地利用结构与改革开放初期时的状态有明显不同。本文通过分析该市2005-2012年间产业结构和土地利用结构的数据及相关性,进一步理清两者之间的关系,并依此提出如何优化东莞市产业结构,提高土地利用效率的建议。 相似文献
48.
This paper focuses on variable selections for varying coefficient models when some covariates are measured with errors. We
present a bias-corrected variable selection procedure by combining basis function approximations with shrinkage estimations.
With appropriate selection of the tuning parameters, we establish the consistency of the variable selection procedure, and
derive the optimal convergence rate of the regularized estimators. A simulation study and a real data application are undertaken
to assess the finite sample performance of the proposed variable selection procedure. 相似文献
49.
企业生命周期阶段与其社会责任战略研究 总被引:1,自引:0,他引:1
随着世界经济的高速发展,深层次的环境问题和社会问题日益凸显。企业社会责任问题已成为国内外理论和实践研究关注的焦点。本文在肯定可以从企业战略的视角下考虑企业社会责任的承担和其对社会责任体系的建立有积极作用的同时,运用生命周期理论,分析企业在不同发展时期的发展战略和相应的企业的社会责任的承担,希望促进企业的综合竞争力的提高和推动社会责任体系的完善。 相似文献
50.