城市商业银行行业金融开发的案例分析——以石雕石材行业为例

行业金融是商业银行从行业价值链分析入手,针对行业的资金流动特性,从金融产品设计、风险防控及营销策略方面,提出符合客户需求的金融服务商业模式,为行业客户提供专业化的金融服务解决方案。行业金融模式有助于化解中小企业金融服务过程中存在的交易成本高、信息不对称、风险成本高的难题。城商行开展行业金融是可持续的中小企业金融服务模式的有益探索,同时,也是城商行融入区域主流经济、发展配称性竞争优势的重要战略。通过具体案例分析与演绎,文章进一步阐述行业金融模式的实际操作。     

论股份制成为公有制的主要实现形式

在我国,从正确认识股份制的性质及其适用范围,到提出使股份制成为公有制的主要实现形式经历了四个发展阶段.改革实践表明,国有企业的股份制改造取得了显著成效,已成为发挥国有经济主导作用和巩固公有经济主体地位的有效途径.同时,必须正确认识股份制本身的缺陷及其实行中出现的问题,并采取相应措施加以解决,使股份制对公有经济的促进作用充分显示出来.     

Are we nice(r) to nice(r) people?—An experimental analysis

We experimentally investigate whether individuals can reliably detect cooperators (the nice(r) people) in an anonymous decision environment involving “connected games.” Participants can condition their choices in an asymmetric prisoners’ dilemma and a trust game on past individual (their partner’s donation share to a self-selected charity) and social (whether their partner belongs to a group with high or low average donations) information. Thus, the two measures of niceness are the individual donation share in the donation task, and the cooperativeness of one’s choice in the two games. We find that high donors achieve a higher-than-average expected payoff by cooperating predominantly with other high donors. Group affiliation proved to be irrelevant. Electronic Supplementary Material Supplementary material is available in the online version of this article at . JEL Classification C91, C72, D3     

Problems of private industrial economic development and its countermeasures for Zigong City,Sichuan Province,China

The differences of regional economic development between underdeveloped areas and developed areas are mainly embodied by different levels of private economic development. Since 20-year reform and opening-up to the outside world, the private industry of Zigong has developed gradually, become more and more economically competitive, and played a more and more important role in the economic structure of Zigong. This paper analyzes the problems of private economy and its countermeasures based on the research on its status quo.     

Detecting motives for cooperation in public goods experiments

This study clarifies the types of motives that are important as a source of cooperation in a linear public goods experiment. Our experimental design separates contributions into those due to confusion, one-shot motives (which includes altruism, warm-glow, inequality aversion, and conditional cooperation), and multi-round motives (which includes a strategic motive under incomplete information, a failure of backward induction, and reciprocity). The experiment reveals that multi-round motives plays an important role in driving cooperative behavior. Confusion and one-shot motives play a minor role.     

论生物技术伦理原则

从实践出发建构伦理原则是正确的思路,从尊严核心到不伤害核心是合理的。现代生物技术伦理原则是不伤害、尊重、知情同意,它们处于不同层次而构成原则体系。     

制度环境与创业认知组态如何驱动不同模式创业

创新创业是推动我国经济转型升级与高质量发展的重要引擎。基于组态视角,整合管制、认知和规范3个制度环境层面前因条件,以及能力感知、机会识别和失败恐惧3个创业认知层面前因条件,以全球创业观察数据库中的51个国家为研究样本,采用模糊集定性比较分析法探讨影响不同创业模式的多重并发条件与因果复杂机制、不同经济体之间的创业模式差异及创业模式演化路径。研究发现：第一,生存型创业驱动机制可划分为制度环境缺失的能力驱动型模式、规范制度主导的机会识别型模式和制度环境缺失的风险承担型模式3种。第二,机会型创业驱动机制可划分为规范制度缺失的创业认知型模式、规范制度引导的机会识别型模式、认知制度支持的创业认知型模式和管制制度保障的能力机会型模式4种。其中,机会识别是驱动机会型创业的关键条件,管制、认知和规范三维制度之间存在替代效应,可以推动高机会识别群体选择机会型创业。第三,要素驱动型经济体以生存型创业为主,部分国家推动机会型创业;效率驱动型经济体同时发展生存型创业和机会型创业,创新驱动型经济体高度重视机会型创业。在此基础上,构建路径选择—模式演化—经济体转型研究框架,为推动生存型创业向机会型创业演化进而向创新驱动型经济体转型升级、助推经济高质量发展提供理论指导和实践启示。