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41.
An analysis of efficiency in the delivery of financial services: The case of life insurance agencies 总被引:2,自引:0,他引:2
Scale and scope economies are examined for life insurance agencies that distribute multiple financial products. The results of this study suggest that there are significant administrative returns to scale for firms that sell a mix of financial products. The findings for scope estimates are inconsistent, suggesting that there are positive and negative cost complementaries for pairs of products. Subadditivity can be rejected, suggesting that joint distribution of financial products is not necessarily more efficient than specialization and that different-sized agencies are not necessarily at a cost disadvantage. 相似文献
42.
Lawrence Edwards Neil Rankin 《The journal of international trade & economic development》2016,25(2):266-289
This paper presents a price-based assessment of product market integration in Africa using disaggregated retail prices for 91 products and 12 African cities from 1991 to 2008. We find evidence of substantial deviations from the law of one price ? product price differences between the cities averaged 76% over the period – a result that is consistent with the presence of large barriers to trade in the continent. Mean price differences across cities fell by close to a quarter over the period, but the decline was concentrated in the early 1990s with little progress subsequently, despite the regional trade policies implemented by the countries. Gravity-style estimates reveal that reductions in external tariffs and global trends towards price convergence in the early 1990s are the key contributors to the trend in price integration amongst the African cities. 相似文献
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Helen Slater Neil M. Davies Simon Burgess 《Oxford bulletin of economics and statistics》2012,74(5):629-645
Using a unique primary dataset for the UK, we estimate the effect of individual teachers on student outcomes, and the variability in teacher quality. This links 7,305 pupils to the individual teachers who taught them, in each of their compulsory subjects in the high‐stakes exams at age 16. We use point‐in‐time fixed effects and prior attainment to control for pupil heterogeneity. We find considerable variability in teacher effectiveness, a little higher than the estimates found in the few US studies. We also corroborate recent findings that observed teachers’ characteristics explain very little of the differences in estimated teacher effectiveness. 相似文献
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Cristina Abad Joaquina Laffarga Amalia García-Borbolla Manuel Larrán Juan Manuel Piñero & Neil Garrod 《Journal of International Financial Management & Accounting》2000,11(3):156-177
In this paper we investigate the value-relevance of consolidated versus parent company accounting information. In particular we investigate the value relevance of the minority interest components of net total assets and earnings as currently reported and under the full entity approach to consolidated reporting. An Edwards-Bell-Ohlson valuation framework is used to generate results. By this means we cast light on the suitability of accounting regulation being developed based upon the entity or parent company theories of consolidation. We carry out the analysis in the Spanish context and the sample contains 474 observations of non-financial firms quoted in the Madrid Stock Exchange for the period 1991–97. The results from this analysis not only have domestic relevance but provide guidance of a more international nature relating to the impact of group definition, concepts of control and the most value relevant method of consolidated disclosure. The results show that, from a valuation perspective, consolidated information dominates non-consolidated, or parent company, information. However, neither the currently reported minority interest components of net total assets and earnings, nor their values under the full equity method of consolidation, are found to be value relevant. These results raise the question of whether group definitions based on the equity theory of consolidation are the most useful to investors. 相似文献
48.
As the total cost of clinical negligence claims has grown in the UK in recent years, calls for reform have resurfaced. The government now plans a White Paper on the subject next years. This paper assesses some of the economic arguments surrounding such reform. It suggests that the principle of negligence performs a useful economic function, that there is sum uncertainty surrounding the precise costs of the UK's clinical negligence, and that costs of alternative systems may sometimes be larger than they first appear. 相似文献
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Neil Spooner 《Oxford Development Studies》2013,41(1):17-29
Abstract There are a number of key characteristics of Ukrainian agriculture which are central to the discussion of the reform process. These include the predominance of state ownership and control, lack of commercial management skills, uneven commitment to reform in a decentralized system of responsibility, monopoly, a low level of technology and limited access to resources that facilitate efficient operation of the market. Necessary restructuring will involve three categories of measures including the establishment of a competitive environment, augmenting enterprise response, and macroeconomic stabilization. At present reform has proceeded extremely slowly and speeding the process appears to require Western aid, both financial and technical, to provide a demonstration of the benefits of reform in order to stimulate its more rapid uptake. 相似文献